CompanyGraph
Provident Financial Services Inc.
PFS · NYSE Arca · United States
provident.bankFinancials as of FY2025
At a glance
- Depends onUpstream position: supplies 5 industries, depends on 0
- ScaleMarket cap is $3.14B, above the global median of $1.15B
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Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
3.99%Below 5Y avg (4.98%)
Annual Rate
USD 0.96Paid quarterly
Payout Ratio
40.8%Sustainable
Paying Dividends
25 yr
Payback Period
24.7 yr
Last Ex-Dividend
May 15, 2026
Last Payment
May 29, 2026
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
3.14BUSDvs all stocks (USD)
Trailing P/E
10.24xRevenue (TTM)
886.01MUSDvs all stocks (USD)
Profit Margin
34.60%Beta
0.7750xvs all stocks
52-Week Change
30.81%vs all stocks
Forward Annual Dividend Yield
3.99%vs all stocks
Market Capitalization
3.14BUSDvs all stocks (USD)
Enterprise Value
5.87BUSDvs all stocks (USD)
Trailing P/E
10.24xForward P/E
9.57xPEG Ratio
0.4182xPrice to Sales (TTM)
3.54xPrice to Book (MRQ)
1.10xEnterprise to Revenue
6.62xProfit Margin
34.60%Operating Margin
53.48%Return on Assets (TTM)
1.24%Return on Equity (TTM)
11.10%Revenue (TTM)
886.01MUSDvs all stocks (USD)
Revenue per Share (TTM)
6.79USDUpdated Jul 19, 2026Quarterly Revenue Growth
9.20%Gross Profit (TTM)
886.01MUSDvs all stocks (USD)
EBITDA (TTM)
0.00USDvs all stocks (USD)
Net Income (TTM)
306.55MUSDvs all stocks (USD)
Quarterly Earnings Growth (YoY)
24.00%Operating Cash Flow (TTM)
438.40MUSDvs all stocks (USD)
Levered Free Cash Flow (TTM)
291.16MUSDvs all stocks (USD)
Forward Annual Dividend Rate
0.9600USDUpdated Jul 19, 2026Forward Annual Dividend Yield
3.99%vs all stocks
Trailing Annual Dividend Rate
0.9600USDUpdated Jul 19, 2026Trailing Annual Dividend Yield
3.99%vs all stocks
5-Year Average Dividend Yield
4.98%vs all stocks
Payout Ratio
40.85%Revenue
870.40MUSDFY2025 · Dec 31, 2025Pre-tax Income
408.16MUSDFY2025 · Dec 31, 2025Income Tax Expense
117.00MUSDFY2025 · Dec 31, 2025Net Income
291.16MUSDFY2025 · Dec 31, 2025Selling, General & Administrative
271.56MUSDFY2025 · Dec 31, 2025Net Income from Continuing Operations
291.16MUSDFY2025 · Dec 31, 2025Operating Cash Flow
434.18MUSDFY2025 · Dec 31, 2025Free Cash Flow
424.99MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
211.48MUSDFY2025 · Dec 31, 2025Income Tax Paid
102.65MUSDFY2025 · Dec 31, 2025Interest Paid
494.10MUSDFY2025 · Dec 31, 2025Starting Profit (CF Statement)
291.16MUSDFY2025 · Dec 31, 2025Depreciation & Amortization
65.51MUSDFY2025 · Dec 31, 2025Deferred Taxes (CF)
24.46MUSDFY2025 · Dec 31, 2025Stock-based Compensation
10.45MUSDFY2025 · Dec 31, 2025Other Non-cash Items
112.80MUSDFY2025 · Dec 31, 2025Change in Accounts Receivable (CF)
-4.64MUSDFY2025 · Dec 31, 2025Change in Other Assets/Liabilities
-65.57MUSDFY2025 · Dec 31, 2025Capital Expenditures
-9.19MUSDFY2025 · Dec 31, 2025Net Acquisitions
0.00USDFY2025 · Dec 31, 2025Purchase of Investments
-802.35MUSDFY2025 · Dec 31, 2025Sale of Investments
573.43MUSDFY2025 · Dec 31, 2025Other Investing Activity
3.77MUSDFY2025 · Dec 31, 2025Net Investing Cash Flow
-234.34MUSDFY2025 · Dec 31, 2025Long-term Debt Issuance
150.00MUSDFY2025 · Dec 31, 2025Long-term Debt Payments
-352.36MUSDFY2025 · Dec 31, 2025Net Short-term Debt Issuance
293.88MUSDFY2025 · Dec 31, 2025Common Stock Repurchase
0.00USDFY2025 · Dec 31, 2025Common Dividends Paid
-125.91MUSDFY2025 · Dec 31, 2025Net Financing Cash Flow
-34.39MUSDFY2025 · Dec 31, 2025Shares Outstanding
130.31MSharesUpdated Jul 19, 2026Float Shares
126.17MSharesUpdated Jul 19, 2026Shares Short
6.67MSharesUpdated Jul 19, 2026Short Ratio
5.97daysvs all stocks
Short % of Shares Outstanding
7.23%vs all stocks
% Held by Insiders
2.77%vs all stocks
% Held by Institutions
76.00%vs all stocks
Total Cash (MRQ)
327.34MUSDvs all stocks (USD)
Total Cash per Share (MRQ)
2.51USDUpdated Jul 19, 2026Total Debt (MRQ)
3.06BUSDvs all stocks (USD)
Book Value per Share (MRQ)
21.97USDUpdated Jul 19, 2026Total Assets
24.98BUSDvs all stocks (USD)
Total Liabilities
22.15BUSDFY2025 · Dec 31, 2025Cash
211.48MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents
211.48MUSDFY2025 · Dec 31, 2025Other Short-term Investments
113.40MUSDFY2025 · Dec 31, 2025Accounts Receivable
95.80MUSDFY2025 · Dec 31, 2025Long-term Debt
2.42BUSDFY2025 · Dec 31, 2025Common Stock (Book)
1.38MUSDFY2025 · Dec 31, 2025Retained Earnings
1.15BUSDFY2025 · Dec 31, 2025Total Shareholders' Equity
2.83BUSDvs all stocks (USD)
Treasury Stock
91.29MUSDFY2025 · Dec 31, 202552-Week Low
17.61USDUpdated Jul 19, 202652-Week High
24.56USDUpdated Jul 19, 202652-Week Change
30.81%vs all stocks
Beta
0.7750xvs all stocks
50-Day MA
22.82USDUpdated Jul 19, 2026200-Day MA
21.17USDUpdated Jul 19, 2026Avg 10-Day Volume
880.84KSharesUpdated Jul 19, 2026Avg 30-Day Volume
1.05MSharesUpdated Jul 19, 2026Diluted EPS (TTM)
2.35USDUpdated Jul 19, 2026Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Supply Chain
Upstream position: supplies 5 industries, depends on 0Notable
Outgoing: 5.00Incoming: 0.00
Scale
Market cap is $3.14B, above the global median of $1.15BNotable
Market cap (USD): 3,136,650,446Global Median: 1,146,734,693.424
Revenue is $886.01M, above the global median of $520.53MNotable
Revenue (USD): 886,012,032Global Median: 520,528,949.311
Levered free cash flow is $291.16M, above the global median of $16.24MNotable
Levered free cash flow (USD): 291,160,000Global Median: 16,239,329.704
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