CompanyGraph
At a glance
- Depends onMidstream position: 6 outgoing, 6 incoming connections
- ScaleMarket cap is $3.26B, above the global median of $1.18B
- PositionOperating margin is 85.4%, higher than 95% of its Credit Services peers (median 25.4%)
- Interpretations3 currently firing — 3
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Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
1.35%
Annual Rate
INR 1.50Paid semi-annual
Payout Ratio
8.5%Sustainable
Payback Period
82.1 yr
Last Ex-Dividend
Sep 11, 2026
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
311.82BINR3.26B · vs all stocks (USD)
Trailing P/E
15.79xvs Credit Services peers
Revenue (TTM)
28.38BINR296.91M · vs all stocks (USD)
Profit Margin
69.25%vs Credit Services peers
Beta
0.0250xvs all stocks
52-Week Change
-27.31%vs all stocks
Forward Annual Dividend Yield
1.35%vs all stocks
Market Capitalization
311.82BINR3.26B · vs all stocks (USD)
Enterprise Value
1.08TINR11.29B · vs all stocks (USD)
Trailing P/E
15.79xvs Credit Services peers
Forward P/E
11.27xvs Credit Services peers
PEG Ratio
-0.4474xvs Credit Services peers
Price to Sales (TTM)
10.99xvs Credit Services peers
Price to Book (MRQ)
2.26xvs Credit Services peers
Enterprise to Revenue
38.01xvs Credit Services peers
Enterprise to EBITDA
19.02xvs Credit Services peers
Profit Margin
69.25%vs Credit Services peers
Operating Margin
85.36%vs Credit Services peers
Return on Assets (TTM)
2.00%vs Credit Services peers
Return on Equity (TTM)
13.59%vs Credit Services peers
Revenue (TTM)
28.38BINR296.91M · vs all stocks (USD)
Revenue per Share (TTM)
10.11INRUpdated Sep 23, 2026Quarterly Revenue Growth
23.70%vs Credit Services peers
Gross Profit (TTM)
28.30BINR296.03M · vs all stocks (USD)
EBITDA (TTM)
43.05BINR450.37M · vs all stocks (USD)
Net Income (TTM)
19.66BINR205.63M · vs all stocks (USD)
Quarterly Earnings Growth (YoY)
37.10%vs Credit Services peers
Operating Cash Flow (TTM)
-144.77BINR-1.51B · vs all stocks (USD)
Levered Free Cash Flow (TTM)
18.74BINR196.04M · vs all stocks (USD)
Forward Annual Dividend Rate
1.50INRUpdated Sep 23, 2026Forward Annual Dividend Yield
1.35%vs all stocks
Trailing Annual Dividend Rate
1.35INRUpdated Sep 23, 2026Trailing Annual Dividend Yield
1.22%vs all stocks
Payout Ratio
8.53%vs Credit Services peers
Revenue
82.39BINRFY2026 · Mar 31, 2026Cost of Goods Sold
50.10BINRFY2026 · Mar 31, 2026Gross Profit
32.29BINRFY2026 · Mar 31, 2026Operating Income
30.98BINR324.12M · vs all stocks (USD)
Pre-tax Income
23.38BINRFY2026 · Mar 31, 2026Income Tax Expense
4.64BINRFY2026 · Mar 31, 2026Net Income
18.74BINRFY2026 · Mar 31, 2026EBIT
30.98BINRFY2026 · Mar 31, 2026EBITDA (Income Statement)
38.88BINRFY2026 · Mar 31, 2026Other Operating Expenses
1.27BINRFY2026 · Mar 31, 2026EPS (Basic)
6.73INRFY2026 · Mar 31, 2026EPS (Diluted)
6.73INRFY2026 · Mar 31, 2026Basic Shares Outstanding
2.78BSharesFY2026 · Mar 31, 2026Diluted Shares Outstanding
2.78BSharesFY2026 · Mar 31, 2026Preferred Stock Dividends
0.00INRFY2026 · Mar 31, 2026Operating Cash Flow
-148.84BINRFY2026 · Mar 31, 2026Free Cash Flow
-148.99BINRFY2026 · Mar 31, 2026Cash & Cash Equivalents (End of Period)
476.90MINRFY2026 · Mar 31, 2026Starting Profit (CF Statement)
23.38BINRFY2026 · Mar 31, 2026Other Non-cash Items
632.80MINRFY2026 · Mar 31, 2026Change in Accounts Receivable (CF)
-167.95BINRFY2026 · Mar 31, 2026Change in Other Assets/Liabilities
-4.90BINRFY2026 · Mar 31, 2026Capital Expenditures
-148.80MINRFY2026 · Mar 31, 2026Net Intangibles (CF)
-3.90MINRFY2026 · Mar 31, 2026Net Acquisitions
-2.30MINRFY2026 · Mar 31, 2026Purchase of Investments
-2.65BINRFY2026 · Mar 31, 2026Net Investing Cash Flow
-2.80BINRFY2026 · Mar 31, 2026Long-term Debt Issuance
123.29BINRFY2026 · Mar 31, 2026Long-term Debt Payments
-251.60MINRFY2026 · Mar 31, 2026Other Financing Charges
4.53BINRFY2026 · Mar 31, 2026Net Financing Cash Flow
147.63BINRFY2026 · Mar 31, 2026Shares Outstanding
2.81BSharesUpdated Sep 23, 2026Float Shares
793.30MSharesUpdated Sep 23, 2026% Held by Insiders
71.76%vs all stocks
% Held by Institutions
4.24%vs all stocks
Total Cash (MRQ)
15.52BINR162.38M · vs all stocks (USD)
Total Cash per Share (MRQ)
5.53INRUpdated Sep 23, 2026Total Debt (MRQ)
779.80BINR8.16B · vs all stocks (USD)
Total Debt to Equity (MRQ)
5.66xvs Credit Services peers
Current Ratio (MRQ)
72.52xvs Credit Services peers
Book Value per Share (MRQ)
49.07INRUpdated Sep 23, 2026Total Assets
938.08BINR9.81B · vs all stocks (USD)
Total Current Assets
910.63BINRFY2026 · Mar 31, 2026Total Liabilities
800.22BINRFY2026 · Mar 31, 2026Total Non-current Assets
27.45BINRFY2026 · Mar 31, 2026Total Non-current Liabilities
800.18BINRFY2026 · Mar 31, 2026Total Current Liabilities
45.10MINRFY2026 · Mar 31, 2026Cash & Cash Equivalents
476.90MINRFY2026 · Mar 31, 2026Other Short-term Investments
7.03BINRFY2026 · Mar 31, 2026Accounts Receivable
31.50MINRFY2026 · Mar 31, 2026Accounts Payable
45.10MINRFY2026 · Mar 31, 2026Long-term Debt
745.88BINRFY2026 · Mar 31, 2026Other Non-current Liabilities
1.98BINRFY2026 · Mar 31, 2026Common Stock (Book)
28.09BINRFY2026 · Mar 31, 2026Total Shareholders' Equity
137.85BINR1.44B · vs all stocks (USD)
52-Week Low
107.40INRUpdated Sep 23, 202652-Week High
158.75INRUpdated Sep 23, 202652-Week Change
-27.31%vs all stocks
Beta
0.0250xvs all stocks
50-Day MA
117.41INRUpdated Sep 23, 2026200-Day MA
125.30INRUpdated Sep 23, 2026Avg 10-Day Volume
417.08KSharesUpdated Sep 23, 2026Avg 30-Day Volume
485.48KSharesUpdated Sep 23, 2026Diluted EPS (TTM)
7.03INRUpdated Sep 23, 20263 interpretations currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsIs this company financially stable?
Liquidity Ratios Elevated
It can cover near-term bills from cash alone, not just from inventory.
Reads
Is this company growing?
Revenue Growth With Elevated Margin
Revenue up in each of five years, while its operating margin stays high.
Reads
How is this stock valued?
Price Below Mean With Profitability And Book Value
Price sits well below its yearly mean, on three profitable years and rising book value.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Peer Positioning
Operating margin is 85.4%, higher than 95% of its Credit Services peers (median 25.4%)Significant
Operating margin: 0.85Industry median: 0.25Industry P95: 0.55Peers compared: 66.00
Profit margin is 69.3%, higher than 95% of its Credit Services peers (median 17.5%)Significant
Profit margin: 0.69Industry median: 0.18Industry P95: 0.40Peers compared: 66.00
Financial Health
Low earnings qualitySignificant
Earnings Quality Score: -7.40
Supply Chain
Midstream position: 6 outgoing, 6 incoming connectionsNotable
Outgoing: 6.00Incoming: 6.00
High connectivity hub: 12 industry connectionsNotable
Total Connections: 12.00
Scale
Market cap is $3.26B, above the global median of $1.18BNotable
Market cap (USD): 3,261,997,880.695Global Median: 1,180,223,658.953
Levered free cash flow is $196.04M, above the global median of $18.73MNotable
Levered free cash flow (USD): 196,039,140Global Median: 18,729,043.027
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