CompanyGraph
Housing & Urban Development Corporation Ltd.
HUDCO · NSE India · India
hudco.org.inFinancials as of FY2026
What stands out
- Returns appear driven by leverage
At a glance
- Depends onMidstream position: 6 outgoing, 6 incoming connections
- ScaleMarket cap is $3.84B, above the global median of $1.18B
- PositionOperating margin is 90.6%, higher than 95% of its Credit Services peers (median 14.6%)
- Interpretations2 currently firing — 2
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Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
3.28%Below 5Y avg (4.21%)
Annual Rate
INR 6.00Paid quarterly
Payout Ratio
26.4%Sustainable
Payback Period
35.1 yr
Last Ex-Dividend
Aug 17, 2026
The reported statements, read against the company's own industry.
What stands out
- Returns appear driven by leverage
Financials view
Market Capitalization
366.81BINR3.84B · vs all stocks (USD)
Trailing P/E
8.62xvs Credit Services peers
Revenue (TTM)
46.93BINR491.79M · vs all stocks (USD)
Profit Margin
90.68%vs Credit Services peers
Beta
0.8370xvs all stocks
52-Week Change
-13.31%vs all stocks
Forward Annual Dividend Yield
3.28%vs all stocks
Market Capitalization
366.81BINR3.84B · vs all stocks (USD)
Enterprise Value
1.76TINR18.47B · vs all stocks (USD)
Trailing P/E
8.62xvs Credit Services peers
Forward P/E
7.63xvs Credit Services peers
PEG Ratio
0.2468xvs Credit Services peers
Price to Sales (TTM)
7.82xvs Credit Services peers
Price to Book (MRQ)
1.67xvs Credit Services peers
Enterprise to Revenue
37.55xvs Credit Services peers
Profit Margin
90.68%vs Credit Services peers
Operating Margin
90.61%vs Credit Services peers
Return on Assets (TTM)
2.42%vs Credit Services peers
Return on Equity (TTM)
18.36%vs Credit Services peers
Revenue (TTM)
46.93BINR491.79M · vs all stocks (USD)
Revenue per Share (TTM)
23.43INRUpdated Aug 29, 2026Quarterly Revenue Growth
9.80%vs Credit Services peers
Gross Profit (TTM)
46.91BINR491.60M · vs all stocks (USD)
EBITDA (TTM)
0.00INRvs all stocks (USD)
Net Income (TTM)
42.55BINR445.95M · vs all stocks (USD)
Quarterly Earnings Growth (YoY)
35.00%vs Credit Services peers
Operating Cash Flow (TTM)
-339.12BINR-3.55B · vs all stocks (USD)
Levered Free Cash Flow (TTM)
40.34BINR422.80M · vs all stocks (USD)
Forward Annual Dividend Rate
6.00INRUpdated Aug 29, 2026Forward Annual Dividend Yield
3.28%vs all stocks
Trailing Annual Dividend Rate
5.15INRUpdated Aug 29, 2026Trailing Annual Dividend Yield
2.82%vs all stocks
5-Year Average Dividend Yield
4.21%vs all stocks
Payout Ratio
26.35%vs Credit Services peers
Revenue
34.56BINRFY2026 · Mar 31, 2026Pre-tax Income
32.21BINRFY2026 · Mar 31, 2026Income Tax Expense
-8.13BINRFY2026 · Mar 31, 2026Net Income
40.34BINRFY2026 · Mar 31, 2026Other Operating Expenses
1.46BINRFY2026 · Mar 31, 2026Operating Cash Flow
20.75BINRFY2026 · Mar 31, 2026Free Cash Flow
20.70BINRFY2026 · Mar 31, 2026Cash & Cash Equivalents (End of Period)
20.80MINRFY2026 · Mar 31, 2026Starting Profit (CF Statement)
32.21BINRFY2026 · Mar 31, 2026Other Non-cash Items
-30.20MINRFY2026 · Mar 31, 2026Change in Accounts Receivable (CF)
-15.50MINRFY2026 · Mar 31, 2026Change in Other Assets/Liabilities
-11.42BINRFY2026 · Mar 31, 2026Capital Expenditures
57.80MINRFY2026 · Mar 31, 2026Purchase of Investments
-9.46BINRFY2026 · Mar 31, 2026Sale of Investments
611.80MINRFY2026 · Mar 31, 2026Net Investing Cash Flow
-8.79BINRFY2026 · Mar 31, 2026Long-term Debt Issuance
693.55BINRFY2026 · Mar 31, 2026Long-term Debt Payments
-334.97BINRFY2026 · Mar 31, 2026Common Dividends Paid
-10.62BINRFY2026 · Mar 31, 2026Net Financing Cash Flow
347.97BINRFY2026 · Mar 31, 2026Shares Outstanding
2.00BSharesUpdated Aug 29, 2026Float Shares
500.63MSharesUpdated Aug 29, 2026% Held by Insiders
75.00%vs all stocks
% Held by Institutions
10.55%vs all stocks
Total Cash (MRQ)
23.81BINR249.53M · vs all stocks (USD)
Total Cash per Share (MRQ)
11.89INRUpdated Aug 29, 2026Total Debt (MRQ)
1.42TINR14.87B · vs all stocks (USD)
Total Debt to Equity (MRQ)
6.46xvs Credit Services peers
Book Value per Share (MRQ)
109.81INRUpdated Aug 29, 2026Total Assets
1.67TINR17.48B · vs all stocks (USD)
Total Liabilities
1.45TINRFY2026 · Mar 31, 2026Cash & Cash Equivalents
2.26BINRFY2026 · Mar 31, 2026Accounts Payable
0.00INRFY2026 · Mar 31, 2026Long-term Debt
1.42TINRFY2026 · Mar 31, 2026Common Stock (Book)
20.02BINRFY2026 · Mar 31, 2026Total Shareholders' Equity
219.75BINR2.30B · vs all stocks (USD)
52-Week Low
159.00INRUpdated Aug 29, 202652-Week High
246.85INRUpdated Aug 29, 202652-Week Change
-13.31%vs all stocks
Beta
0.8370xvs all stocks
50-Day MA
200.11INRUpdated Aug 29, 2026200-Day MA
201.89INRUpdated Aug 29, 2026Avg 10-Day Volume
1.36MSharesUpdated Aug 29, 2026Avg 30-Day Volume
1.94MSharesUpdated Aug 29, 2026Diluted EPS (TTM)
21.26INRUpdated Aug 29, 20262 interpretations currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsIs this company financially stable?
Debt Financing Activity
More cash moved through borrowing and repaying than through the business itself, and most of its debt is long-term.
Reads
How does this company use capital?
Cash-Flow Ratios Elevated
More of its sales turn into cash than in its industry, and less of that cash is consumed by reinvestment than at most of its peers.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Peer Positioning
Operating margin is 90.6%, higher than 95% of its Credit Services peers (median 14.6%)Significant
Operating margin: 0.91Industry median: 0.15Industry P95: 0.49Peers compared: 36.00
Profit margin is 90.7%, higher than 95% of its Credit Services peers (median 21.5%)Significant
Profit margin: 0.91Industry median: 0.21Industry P95: 0.79Peers compared: 36.00
Structural Tensions
Returns appear driven by leverageSignificant
Return on Equity: 0.18Debt-to-Equity: 6.46
Supply Chain
Midstream position: 6 outgoing, 6 incoming connectionsNotable
Outgoing: 6.00Incoming: 6.00
High connectivity hub: 12 industry connectionsNotable
Total Connections: 12.00
Scale
Market cap is $3.84B, above the global median of $1.18BNotable
Market cap (USD): 3,844,149,275.76Global Median: 1,179,398,897.704
Levered free cash flow is $422.8M, above the global median of $19.19MNotable
Levered free cash flow (USD): 422,801,976Global Median: 19,189,974.917
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