CompanyGraph
What stands out
- Returns appear driven by leverage
At a glance
- Depends onMidstream position: 6 outgoing, 6 incoming connections
- ScaleRevenue is $642.72M, above the global median of $558.46M
- PositionOperating margin is 61.2%, higher than 95% of its Credit Services peers (median 25.4%)
- Interpretations6 currently firing — 6
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Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
4.94%
Annual Rate
USD 0.96Paid quarterly
Payout Ratio
14.0%Sustainable
Paying Dividends
2 yr
Payback Period
20.1 yr
Last Ex-Dividend
Aug 24, 2026
Last Payment
Sep 3, 2026
The reported statements, read against the company's own industry.
What stands out
- Returns appear driven by leverage
Financials view
Market Capitalization
1.12BUSDvs all stocks (USD)
Revenue (TTM)
642.72MUSDvs all stocks (USD)
Profit Margin
24.12%vs Credit Services peers
52-Week Change
12.75%vs all stocks
Forward Annual Dividend Yield
4.94%vs all stocks
Market Capitalization
1.12BUSDvs all stocks (USD)
Enterprise Value
2.51BUSDvs all stocks (USD)
Forward P/E
6.33xvs Credit Services peers
Price to Sales (TTM)
1.74xvs Credit Services peers
Price to Book (MRQ)
2.35xvs Credit Services peers
Enterprise to Revenue
3.90xvs Credit Services peers
Enterprise to EBITDA
6.43xvs Credit Services peers
Gross Margin
63.08%vs Credit Services peers
Profit Margin
24.12%vs Credit Services peers
Operating Margin
61.20%vs Credit Services peers
Return on Assets (TTM)
12.52%vs Credit Services peers
Return on Equity (TTM)
34.95%vs Credit Services peers
Revenue (TTM)
642.72MUSDvs all stocks (USD)
Revenue per Share (TTM)
11.25USDUpdated Sep 27, 2026Quarterly Revenue Growth
11.50%vs Credit Services peers
Gross Profit (TTM)
483.06MUSDvs all stocks (USD)
EBITDA (TTM)
332.61MUSDvs all stocks (USD)
Net Income (TTM)
128.47MUSDvs all stocks (USD)
Quarterly Earnings Growth (YoY)
-13.30%vs Credit Services peers
Operating Cash Flow (TTM)
221.14MUSDvs all stocks (USD)
Levered Free Cash Flow (TTM)
-127.63MUSDvs all stocks (USD)
Forward Annual Dividend Rate
0.9600USDUpdated Sep 27, 2026Forward Annual Dividend Yield
4.94%vs all stocks
Trailing Annual Dividend Rate
0.9600USDUpdated Sep 27, 2026Trailing Annual Dividend Yield
4.94%vs all stocks
Payout Ratio
13.99%vs Credit Services peers
Revenue
613.29MUSDFY2025 · Dec 31, 2025Cost of Goods Sold
164.15MUSDFY2025 · Dec 31, 2025Gross Profit
449.14MUSDFY2025 · Dec 31, 2025Operating Income
216.94MUSDvs all stocks (USD)
Pre-tax Income
218.44MUSDFY2025 · Dec 31, 2025Income Tax Expense
30.47MUSDFY2025 · Dec 31, 2025Net Income
187.97MUSDFY2025 · Dec 31, 2025EBIT
216.94MUSDFY2025 · Dec 31, 2025EBITDA (Income Statement)
214.46MUSDFY2025 · Dec 31, 2025Selling, General & Administrative
147.40MUSDFY2025 · Dec 31, 2025Other Operating Expenses
77.20MUSDFY2025 · Dec 31, 2025Net Income from Continuing Operations
187.97MUSDFY2025 · Dec 31, 2025Minority Interests (P&L)
0.00USDFY2025 · Dec 31, 2025Operating Cash Flow
240.97MUSDFY2025 · Dec 31, 2025Free Cash Flow
239.89MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
47.55MUSDFY2025 · Dec 31, 2025Income Tax Paid
8.43MUSDFY2025 · Dec 31, 2025Interest Paid
95.52MUSDFY2025 · Dec 31, 2025Starting Profit (CF Statement)
187.97MUSDFY2025 · Dec 31, 2025Depreciation & Amortization
5.25MUSDFY2025 · Dec 31, 2025Deferred Taxes (CF)
21.46MUSDFY2025 · Dec 31, 2025Stock-based Compensation
17.22MUSDFY2025 · Dec 31, 2025Other Non-cash Items
6.22MUSDFY2025 · Dec 31, 2025Change in Accounts Receivable (CF)
4.59MUSDFY2025 · Dec 31, 2025Change in Other Assets/Liabilities
-1.75MUSDFY2025 · Dec 31, 2025Capital Expenditures
-1.08MUSDFY2025 · Dec 31, 2025Net Acquisitions
0.00USDFY2025 · Dec 31, 2025Other Investing Activity
-400.86MUSDFY2025 · Dec 31, 2025Net Investing Cash Flow
-401.94MUSDFY2025 · Dec 31, 2025Long-term Debt Issuance
1.19BUSDFY2025 · Dec 31, 2025Long-term Debt Payments
-969.29MUSDFY2025 · Dec 31, 2025Common Dividends Paid
-63.45MUSDFY2025 · Dec 31, 2025Other Financing Charges
-15.35MUSDFY2025 · Dec 31, 2025Net Financing Cash Flow
149.70MUSDFY2025 · Dec 31, 2025Shares Outstanding
57.44MSharesUpdated Sep 27, 2026Float Shares
16.77MSharesUpdated Sep 27, 2026Shares Short
1.05MSharesUpdated Sep 27, 2026Short Ratio
3.75daysvs all stocks
Short % of Shares Outstanding
5.35%vs all stocks
% Held by Insiders
8.83%vs all stocks
% Held by Institutions
95.86%vs all stocks
Total Cash (MRQ)
20.41MUSDvs all stocks (USD)
Total Cash per Share (MRQ)
0.3550USDUpdated Sep 27, 2026Total Debt (MRQ)
1.41BUSDvs all stocks (USD)
Total Debt to Equity (MRQ)
2.96xvs Credit Services peers
Current Ratio (MRQ)
5.36xvs Credit Services peers
Book Value per Share (MRQ)
8.29USDUpdated Sep 27, 2026Total Assets
2.09BUSDvs all stocks (USD)
Total Current Assets
2.00BUSDFY2025 · Dec 31, 2025Total Liabilities
1.61BUSDFY2025 · Dec 31, 2025Total Non-current Assets
82.52MUSDFY2025 · Dec 31, 2025Total Non-current Liabilities
1.28BUSDFY2025 · Dec 31, 2025Total Current Liabilities
327.65MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents
23.23MUSDFY2025 · Dec 31, 2025Accounts Receivable
28.56MUSDFY2025 · Dec 31, 2025Accounts Payable
95.21MUSDFY2025 · Dec 31, 2025Short-term Debt
231.58MUSDFY2025 · Dec 31, 2025Long-term Debt
1.18BUSDFY2025 · Dec 31, 2025Other Non-current Liabilities
4.18MUSDFY2025 · Dec 31, 2025Common Stock (Book)
6.00KUSDFY2025 · Dec 31, 2025Retained Earnings
522.63MUSDFY2025 · Dec 31, 2025Total Shareholders' Equity
476.13MUSDvs all stocks (USD)
52-Week Low
15.50USDUpdated Sep 27, 202652-Week High
24.44USDUpdated Sep 27, 202652-Week Change
12.75%vs all stocks
50-Day MA
20.93USDUpdated Sep 27, 2026200-Day MA
20.28USDUpdated Sep 27, 2026Avg 10-Day Volume
268.68KSharesUpdated Sep 27, 2026Avg 30-Day Volume
315.90KSharesUpdated Sep 27, 2026Diluted EPS (TTM)
-79.96USDUpdated Sep 27, 2026Other Income / Expense
7.72MUSDFY2025 · Dec 31, 20256 interpretations currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsIs this company financially stable?
Long-Term Debt A High Share Of Total Liabilities, Short-Term Debt A High Share Of Current Liabilities
Borrowing makes up most of what it owes, both the long-dated part and the part due soon.
Reads
How does this company use capital?
Cash-Flow Ratios Elevated
More of its sales turn into cash than in its industry, and less of that cash is consumed by reinvestment than at most of its peers.
Reads
FCF Ratios Elevated
Its free cash flow is large next to assets and equity, and more of its operating cash reaches it than in its industry.
Reads
Three Margin Ratios Elevated Across Gross, Operating, And Cash-Conversion Levels
Its gross margin and its cash margin are high for its industry, and its operating margin is high outright.
Reads
Operating Income Growing With Multi-Year Revenue Growth
Revenue up in each of five years, with operating income up in each of four.
Reads
Three Margin Ratios Elevated Across Gross, Operating, And Net Levels
Its gross and net margins are high for its industry, and its operating margin is high outright.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Peer Positioning
Operating margin is 61.2%, higher than 95% of its Credit Services peers (median 25.4%)Significant
Operating margin: 0.61Industry median: 0.25Industry P95: 0.55Peers compared: 64.00
Return on equity is 35%, higher than 95% of its Credit Services peers (median 10.7%)Significant
Return on equity: 0.35Industry median: 0.11Industry P95: 0.30Peers compared: 64.00
Return on assets is 12.5%, higher than 95% of its Credit Services peers (median 2.4%)Significant
Return on assets: 0.13Industry median: 0.02Industry P95: 0.06Peers compared: 64.00
Structural Tensions
Returns appear driven by leverageSignificant
Return on Equity: 0.35Debt-to-Equity: 2.96
Financial Health
High earnings qualityNotable
Earnings Quality Score: 1.00
Supply Chain
Midstream position: 6 outgoing, 6 incoming connectionsNotable
Outgoing: 6.00Incoming: 6.00
High connectivity hub: 12 industry connectionsNotable
Total Connections: 12.00
Scale
Revenue is $642.72M, above the global median of $558.46MNotable
Revenue (USD): 642,724,992Global Median: 558,459,881.051
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