CompanyGraphAt a glance
- Depends onMidstream position: 6 outgoing, 6 incoming connections
- ScaleRevenue is $1.53B, above the global median of $520.53M
- PositionReturn on assets is 0.1%, lower than 95% of its Credit Services peers (median 2.5%)
- Interpretations1 currently firing — 1
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Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
4.58%Above 5Y avg (3.91%)
Annual Rate
JPY 40.00Paid annual
Payout Ratio
53.1%Sustainable
Next Ex-Dividend
Mar 30, 2027
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
177.01BJPY1.11B · vs all stocks (USD)
Trailing P/E
11.50xvs Credit Services peers
Revenue (TTM)
243.41BJPY1.53B · vs all stocks (USD)
Profit Margin
4.80%vs Credit Services peers
52-Week Change
-13.47%vs all stocks
Market Capitalization
177.01BJPY1.11B · vs all stocks (USD)
Enterprise Value
2.19TJPY13.74B · vs all stocks (USD)
Trailing P/E
11.50xvs Credit Services peers
Forward P/E
52.26xvs Credit Services peers
Price to Sales (TTM)
0.6090xvs Credit Services peers
Price to Book (MRQ)
0.6073xvs Credit Services peers
Enterprise to Revenue
8.98xvs Credit Services peers
Enterprise to EBITDA
65.05xvs Credit Services peers
Profit Margin
4.80%vs Credit Services peers
Operating Margin
14.61%vs Credit Services peers
Return on Assets (TTM)
0.14%vs Credit Services peers
Return on Equity (TTM)
4.63%vs Credit Services peers
Revenue (TTM)
243.41BJPY1.53B · vs all stocks (USD)
Revenue per Share (TTM)
1.42KJPYUpdated Aug 21, 2026Quarterly Revenue Growth
-6.70%vs Credit Services peers
Gross Profit (TTM)
213.29BJPY1.34B · vs all stocks (USD)
EBITDA (TTM)
34.74BJPY218.42M · vs all stocks (USD)
Net Income (TTM)
11.69BJPY73.49M · vs all stocks (USD)
Quarterly Earnings Growth (YoY)
-68.10%vs Credit Services peers
Operating Cash Flow (TTM)
22.12BJPY139.10M · vs all stocks (USD)
Levered Free Cash Flow (TTM)
12.89BJPY81.04M · vs all stocks (USD)
Trailing Annual Dividend Rate
40.00JPYUpdated Aug 21, 2026Trailing Annual Dividend Yield
4.58%vs all stocks
5-Year Average Dividend Yield
3.91%vs all stocks
Payout Ratio
53.12%vs Credit Services peers
Minority Interest (Equity)
6.72BJPYFY2026 · Mar 31, 2026Revenue
247.63BJPYFY2026 · Mar 31, 2026Cost of Goods Sold
30.12BJPYFY2026 · Mar 31, 2026Gross Profit
217.51BJPYFY2026 · Mar 31, 2026Operating Income
14.45BJPY90.82M · vs all stocks (USD)
Pre-tax Income
14.17BJPYFY2026 · Mar 31, 2026Income Tax Expense
1.93BJPYFY2026 · Mar 31, 2026Net Income
12.24BJPYFY2026 · Mar 31, 2026EBIT
14.45BJPYFY2026 · Mar 31, 2026EBITDA (Income Statement)
34.74BJPYFY2026 · Mar 31, 2026EPS (Basic)
75.30JPYFY2026 · Mar 31, 2026EPS (Diluted)
75.30JPYFY2026 · Mar 31, 2026Basic Shares Outstanding
171.17MSharesFY2026 · Mar 31, 2026Diluted Shares Outstanding
171.17MSharesFY2026 · Mar 31, 2026Minority Interests (P&L)
652.00MJPYFY2026 · Mar 31, 2026Preferred Stock Dividends
0.00JPYFY2026 · Mar 31, 2026Operating Cash Flow
40.25BJPYFY2026 · Mar 31, 2026Free Cash Flow
23.80BJPYFY2026 · Mar 31, 2026Cash & Cash Equivalents (End of Period)
154.58BJPYFY2026 · Mar 31, 2026Starting Profit (CF Statement)
14.17BJPYFY2026 · Mar 31, 2026Other Non-cash Items
25.76BJPYFY2026 · Mar 31, 2026Change in Accounts Receivable (CF)
-29.60BJPYFY2026 · Mar 31, 2026Change in Other Assets/Liabilities
29.91BJPYFY2026 · Mar 31, 2026Capital Expenditures
-16.45BJPYFY2026 · Mar 31, 2026Purchase of Investments
-3.65BJPYFY2026 · Mar 31, 2026Sale of Investments
0.00JPYFY2026 · Mar 31, 2026Other Investing Activity
-3.21BJPYFY2026 · Mar 31, 2026Net Investing Cash Flow
-23.30BJPYFY2026 · Mar 31, 2026Long-term Debt Issuance
440.61BJPYFY2026 · Mar 31, 2026Long-term Debt Payments
-480.96BJPYFY2026 · Mar 31, 2026Net Short-term Debt Issuance
-19.68BJPYFY2026 · Mar 31, 2026Common Stock Repurchase
-107.00MJPYFY2026 · Mar 31, 2026Common Dividends Paid
-6.87BJPYFY2026 · Mar 31, 2026Other Financing Charges
-573.00MJPYFY2026 · Mar 31, 2026Net Financing Cash Flow
-67.58BJPYFY2026 · Mar 31, 2026Shares Outstanding
171.19MSharesUpdated Aug 21, 2026Float Shares
53.35MSharesUpdated Aug 21, 2026% Held by Insiders
16.78%vs all stocks
% Held by Institutions
58.96%vs all stocks
Total Cash (MRQ)
139.35BJPY876.20M · vs all stocks (USD)
Total Cash per Share (MRQ)
814.02JPYUpdated Aug 21, 2026Total Debt (MRQ)
2.17TJPY13.65B · vs all stocks (USD)
Total Debt to Equity (MRQ)
8.65xvs Credit Services peers
Current Ratio (MRQ)
1.70xvs Credit Services peers
Book Value per Share (MRQ)
1.43KJPYUpdated Aug 21, 2026Total Assets
2.84TJPY17.88B · vs all stocks (USD)
Total Current Assets
2.54TJPYFY2026 · Mar 31, 2026Total Liabilities
2.59TJPYFY2026 · Mar 31, 2026Total Non-current Assets
302.12BJPYFY2026 · Mar 31, 2026Total Non-current Liabilities
1.17TJPYFY2026 · Mar 31, 2026Total Current Liabilities
1.42TJPYFY2026 · Mar 31, 2026Cash & Cash Equivalents
154.58BJPYFY2026 · Mar 31, 2026Accounts Receivable
1.32TJPYFY2026 · Mar 31, 2026Accounts Payable
161.88BJPYFY2026 · Mar 31, 2026Short-term Debt
923.99BJPYFY2026 · Mar 31, 2026Other Current Liabilities
258.01BJPYFY2026 · Mar 31, 2026Long-term Debt
1.15TJPYFY2026 · Mar 31, 2026Other Non-current Liabilities
8.58BJPYFY2026 · Mar 31, 2026Common Stock (Book)
150.08BJPYFY2026 · Mar 31, 2026Retained Earnings
85.41BJPYFY2026 · Mar 31, 2026Total Shareholders' Equity
257.19BJPY1.62B · vs all stocks (USD)
Treasury Stock
789.00MJPYFY2026 · Mar 31, 202652-Week Low
815.00JPYUpdated Aug 21, 202652-Week High
1.17KJPYUpdated Aug 21, 202652-Week Change
-13.47%vs all stocks
50-Day MA
871.06JPYUpdated Aug 21, 2026200-Day MA
991.32JPYUpdated Aug 21, 2026Avg 10-Day Volume
437.01KSharesUpdated Aug 21, 2026Avg 30-Day Volume
508.51KSharesUpdated Aug 21, 2026Diluted EPS (TTM)
75.33JPYUpdated Aug 21, 20261 interpretation currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsWhere is this company structurally exposed?
Elevated Leverage on Three Denominators
Debt sits high against its equity, its assets, and its cash flow.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Peer Positioning
Return on assets is 0.1%, lower than 95% of its Credit Services peers (median 2.5%)Significant
Return on assets: 0.00Industry median: 0.03Industry P5: 0.00Peers compared: 36.00
Debt-to-equity is 8.65×, higher than 95% of its Credit Services peers (median 2.8×)Significant
Debt-to-equity: 8.65Industry median: 2.80Industry P95: 6.51Peers compared: 36.00
Price-to-book is 0.61×, lower than 95% of its Credit Services peers (median 1.82×)Notable
Price-to-book: 0.61Industry median: 1.82Industry P5: 0.66Peers compared: 36.00
Financial Health
High earnings qualityNotable
Earnings Quality Score: 0.91
Supply Chain
Midstream position: 6 outgoing, 6 incoming connectionsNotable
Outgoing: 6.00Incoming: 6.00
High connectivity hub: 12 industry connectionsNotable
Total Connections: 12.00
Scale
Revenue is $1.53B, above the global median of $520.53MNotable
Revenue (USD): 1,530,458,392.586Global Median: 520,528,949.311
Levered free cash flow is $81.04M, above the global median of $16.24MNotable
Levered free cash flow (USD): 81,040,876.4Global Median: 16,239,329.704
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