CompanyGraph
Zions Bancorporation, National Association
ZION · United States
zionsbancorporation.comFinancials as of FY2025
At a glance
- Depends onUpstream position: supplies 5 industries, depends on 0
- ScaleMarket cap is $9.22B, above the global median of $1.2B
- FinancialsHigh earnings quality
Sign in to view price data.
Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
3.04%Below 5Y avg (3.37%)
Annual Rate
USD 1.92Paid quarterly
Payout Ratio
22.9%Sustainable
Consecutive Growth
11 yrStrong track record
Paying Dividends
26 yr
Payback Period
34.5 yr
Last Ex-Dividend
Aug 13, 2026
Last Payment
Aug 20, 2026
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
9.22BUSDvs all stocks (USD)
Trailing P/E
8.05xRevenue (TTM)
3.69BUSDvs all stocks (USD)
Profit Margin
31.76%Beta
0.7730xvs all stocks
52-Week Change
10.86%vs all stocks
Forward Annual Dividend Yield
3.04%vs all stocks
Market Capitalization
9.22BUSDvs all stocks (USD)
Enterprise Value
9.35BUSDvs all stocks (USD)
Trailing P/E
8.05xForward P/E
9.24xPEG Ratio
0.0924xPrice to Sales (TTM)
2.50xPrice to Book (MRQ)
1.21xEnterprise to Revenue
2.54xProfit Margin
31.76%Operating Margin
52.12%Return on Assets (TTM)
1.32%Return on Equity (TTM)
16.40%Revenue (TTM)
3.69BUSDvs all stocks (USD)
Revenue per Share (TTM)
25.12USDUpdated Sep 29, 2026Quarterly Revenue Growth
35.20%Gross Profit (TTM)
3.69BUSDvs all stocks (USD)
EBITDA (TTM)
0.00USDvs all stocks (USD)
Net Income (TTM)
1.15BUSDvs all stocks (USD)
Quarterly Earnings Growth (YoY)
85.70%Operating Cash Flow (TTM)
1.80BUSDvs all stocks (USD)
Levered Free Cash Flow (TTM)
884.00MUSDvs all stocks (USD)
Forward Annual Dividend Rate
1.92USDUpdated Sep 29, 2026Forward Annual Dividend Yield
3.04%vs all stocks
Trailing Annual Dividend Rate
1.83USDUpdated Sep 29, 2026Trailing Annual Dividend Yield
2.90%vs all stocks
5-Year Average Dividend Yield
3.37%vs all stocks
Payout Ratio
22.93%Revenue
3.38BUSDFY2025 · Dec 31, 2025Pre-tax Income
1.18BUSDFY2025 · Dec 31, 2025Income Tax Expense
276.00MUSDFY2025 · Dec 31, 2025Net Income
899.00MUSDFY2025 · Dec 31, 2025Selling, General & Administrative
1.49BUSDFY2025 · Dec 31, 2025EPS (Basic)
6.01USDFY2025 · Dec 31, 2025EPS (Diluted)
6.01USDFY2025 · Dec 31, 2025Basic Shares Outstanding
147.12MSharesFY2025 · Dec 31, 2025Diluted Shares Outstanding
147.12MSharesFY2025 · Dec 31, 2025Net Income from Continuing Operations
899.00MUSDFY2025 · Dec 31, 2025Preferred Stock Dividends
11.00MUSDFY2025 · Dec 31, 2025Operating Cash Flow
974.00MUSDFY2025 · Dec 31, 2025Free Cash Flow
853.00MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
683.00MUSDFY2025 · Dec 31, 2025Income Tax Paid
196.00MUSDFY2025 · Dec 31, 2025Interest Paid
1.57BUSDFY2025 · Dec 31, 2025Starting Profit (CF Statement)
899.00MUSDFY2025 · Dec 31, 2025Depreciation & Amortization
116.00MUSDFY2025 · Dec 31, 2025Deferred Taxes (CF)
47.00MUSDFY2025 · Dec 31, 2025Stock-based Compensation
35.00MUSDFY2025 · Dec 31, 2025Other Non-cash Items
-70.00MUSDFY2025 · Dec 31, 2025Change in Other Assets/Liabilities
-53.00MUSDFY2025 · Dec 31, 2025Capital Expenditures
-121.00MUSDFY2025 · Dec 31, 2025Net Acquisitions
191.00MUSDFY2025 · Dec 31, 2025Purchase of Investments
-1.37BUSDFY2025 · Dec 31, 2025Sale of Investments
3.31BUSDFY2025 · Dec 31, 2025Other Investing Activity
-19.00MUSDFY2025 · Dec 31, 2025Net Investing Cash Flow
1.99BUSDFY2025 · Dec 31, 2025Long-term Debt Issuance
498.00MUSDFY2025 · Dec 31, 2025Long-term Debt Payments
0.00USDFY2025 · Dec 31, 2025Net Short-term Debt Issuance
-728.00MUSDFY2025 · Dec 31, 2025Common Stock Repurchase
-41.00MUSDFY2025 · Dec 31, 2025Common Dividends Paid
-267.00MUSDFY2025 · Dec 31, 2025Other Financing Charges
-11.00MUSDFY2025 · Dec 31, 2025Net Financing Cash Flow
-543.00MUSDFY2025 · Dec 31, 2025Shares Outstanding
145.94MSharesUpdated Sep 29, 2026Float Shares
143.51MSharesUpdated Sep 29, 2026Shares Short
5.96MSharesUpdated Sep 29, 2026Short Ratio
4.48daysvs all stocks
Short % of Shares Outstanding
4.79%vs all stocks
% Held by Insiders
1.27%vs all stocks
% Held by Institutions
84.80%vs all stocks
Total Cash (MRQ)
3.73BUSDvs all stocks (USD)
Total Cash per Share (MRQ)
25.58USDUpdated Sep 29, 2026Total Debt (MRQ)
3.70BUSDvs all stocks (USD)
Book Value per Share (MRQ)
52.18USDUpdated Sep 29, 2026Total Assets
88.99BUSDvs all stocks (USD)
Total Liabilities
81.81BUSDFY2025 · Dec 31, 2025Cash
683.00MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents
2.88BUSDFY2025 · Dec 31, 2025Other Short-term Investments
9.23BUSDFY2025 · Dec 31, 2025Short-term Debt
2.00BUSDFY2025 · Dec 31, 2025Long-term Debt
1.47BUSDFY2025 · Dec 31, 2025Common Stock (Book)
1.73BUSDFY2025 · Dec 31, 2025Retained Earnings
7.33BUSDFY2025 · Dec 31, 2025Total Shareholders' Equity
7.18BUSDvs all stocks (USD)
52-Week Low
46.19USDUpdated Sep 29, 202652-Week High
73.34USDUpdated Sep 29, 202652-Week Change
10.86%vs all stocks
Beta
0.7730xvs all stocks
50-Day MA
68.63USDUpdated Sep 29, 2026200-Day MA
63.28USDUpdated Sep 29, 2026Avg 10-Day Volume
1.93MSharesUpdated Sep 29, 2026Avg 30-Day Volume
1.47MSharesUpdated Sep 29, 2026Diluted EPS (TTM)
7.85USDUpdated Sep 29, 2026Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Financial Health
High earnings qualityNotable
Earnings Quality Score: 0.59
Supply Chain
Upstream position: supplies 5 industries, depends on 0Notable
Outgoing: 5.00Incoming: 0.00
Scale
Market cap is $9.22B, above the global median of $1.2BNotable
Market cap (USD): 9,222,792,502Global Median: 1,201,862,193
Revenue is $3.69B, above the global median of $558.46MNotable
Revenue (USD): 3,687,000,064Global Median: 558,459,881.051
Levered free cash flow is $884M, above the global median of $18.92MNotable
Levered free cash flow (USD): 884,000,000Global Median: 18,920,810.7
Companies that share the same coordination system — how they create, deliver, or capture value.
Komercní banka, a.s.
Tier 1RiskSpread-Based LeverageFlowRule
Ayvens SA
Tier 1RiskSpread-Based LeverageFlowInterface
FirstCash Holdings, Inc.
Tier 1RiskSpread-Based LeverageFlowInterface
IDBI Bank Ltd.
Tier 1RiskSpread-Based LeverageFlowInterface
Concordia Financial Group, Ltd.
Tier 1RiskSpread-Based LeverageFlowRule
Wintrust Financial Corporation
Tier 1RiskSpread-Based LeverageRuleFlow
Old National Bancorp
Tier 1RiskSpread-Based LeverageFlowRule
Voya Financial Inc.
Tier 1RiskSpread-Based LeverageInterfaceFlow
Cullen/Frost Bankers Inc.
Tier 1RiskSpread-Based LeverageRuleFlow
Bank Albilad
Tier 1RiskSpread-Based LeverageRuleFlow