CompanyGraph
What stands out
- Returns appear driven by leverage
At a glance
- Depends onMidstream position: 6 outgoing, 6 incoming connections
- ScaleMarket cap is $12B, above the global median of $1.15B
- PositionOperating margin is 74.6%, higher than 95% of its Credit Services peers (median 14.1%)
- Interpretations5 currently firing — 5
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Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
1.05%Below 5Y avg (1.38%)
Annual Rate
INR 30.00Paid annual
Payout Ratio
10.6%Sustainable
Payback Period
79.1 yr
Last Ex-Dividend
Apr 17, 2026
The reported statements, read against the company's own industry.
What stands out
- Returns appear driven by leverage
Financials view
Market Capitalization
1.15TINR12.00B · vs all stocks (USD)
Trailing P/E
10.08xvs Credit Services peers
Revenue (TTM)
204.91BINR2.14B · vs all stocks (USD)
Profit Margin
55.50%vs Credit Services peers
Beta
0.5170xvs all stocks
52-Week Change
-7.51%vs all stocks
Market Capitalization
1.15TINR12.00B · vs all stocks (USD)
Enterprise Value
2.62TINR27.36B · vs all stocks (USD)
Trailing P/E
10.08xvs Credit Services peers
Forward P/E
8.94xvs Credit Services peers
PEG Ratio
0.2595xvs Credit Services peers
Price to Sales (TTM)
5.59xvs Credit Services peers
Price to Book (MRQ)
2.82xvs Credit Services peers
Enterprise to Revenue
12.76xvs Credit Services peers
Profit Margin
55.50%vs Credit Services peers
Operating Margin
74.57%vs Credit Services peers
Return on Assets (TTM)
6.40%vs Credit Services peers
Return on Equity (TTM)
31.74%vs Credit Services peers
Revenue (TTM)
204.91BINR2.14B · vs all stocks (USD)
Revenue per Share (TTM)
510.41INRUpdated Sep 23, 2026Quarterly Revenue Growth
35.30%vs Credit Services peers
Gross Profit (TTM)
204.91BINR2.14B · vs all stocks (USD)
EBITDA (TTM)
0.00INRvs all stocks (USD)
Net Income (TTM)
113.73BINR1.19B · vs all stocks (USD)
Quarterly Earnings Growth (YoY)
38.80%vs Credit Services peers
Operating Cash Flow (TTM)
-473.93BINR-4.96B · vs all stocks (USD)
Levered Free Cash Flow (TTM)
105.90BINR1.11B · vs all stocks (USD)
Trailing Annual Dividend Rate
30.00INRUpdated Sep 23, 2026Trailing Annual Dividend Yield
1.05%vs all stocks
5-Year Average Dividend Yield
1.38%vs all stocks
Payout Ratio
10.59%vs Credit Services peers
Minority Interest (Equity)
6.44BINRFY2026 · Mar 31, 2026Revenue
202.64BINRFY2026 · Mar 31, 2026Pre-tax Income
143.05BINRFY2026 · Mar 31, 2026Income Tax Expense
36.98BINRFY2026 · Mar 31, 2026Net Income
106.07BINRFY2026 · Mar 31, 2026Other Operating Expenses
20.04BINRFY2026 · Mar 31, 2026EPS (Basic)
263.79INRFY2026 · Mar 31, 2026EPS (Diluted)
263.79INRFY2026 · Mar 31, 2026Basic Shares Outstanding
401.47MSharesFY2026 · Mar 31, 2026Diluted Shares Outstanding
401.47MSharesFY2026 · Mar 31, 2026Minority Interests (P&L)
-165.30MINRFY2026 · Mar 31, 2026Operating Cash Flow
248.19BINRFY2026 · Mar 31, 2026Free Cash Flow
246.69BINRFY2026 · Mar 31, 2026Cash & Cash Equivalents (End of Period)
126.13BINRFY2026 · Mar 31, 2026Starting Profit (CF Statement)
143.05BINRFY2026 · Mar 31, 2026Other Non-cash Items
104.83BINRFY2026 · Mar 31, 2026Change in Accounts Receivable (CF)
2.56MINRFY2026 · Mar 31, 2026Change in Other Assets/Liabilities
318.39MINRFY2026 · Mar 31, 2026Capital Expenditures
-1.51BINRFY2026 · Mar 31, 2026Purchase of Investments
-783.90MINRFY2026 · Mar 31, 2026Sale of Investments
21.55BINRFY2026 · Mar 31, 2026Net Investing Cash Flow
19.26BINRFY2026 · Mar 31, 2026Common Dividends Paid
-10.44BINRFY2026 · Mar 31, 2026Other Financing Charges
1.78BINRFY2026 · Mar 31, 2026Net Financing Cash Flow
-8.66BINRFY2026 · Mar 31, 2026Shares Outstanding
401.47MSharesUpdated Sep 23, 2026Float Shares
106.99MSharesUpdated Sep 23, 2026% Held by Insiders
73.35%vs all stocks
% Held by Institutions
16.98%vs all stocks
Total Cash (MRQ)
161.64BINR1.69B · vs all stocks (USD)
Total Cash per Share (MRQ)
402.62INRUpdated Sep 23, 2026Total Debt (MRQ)
1.62TINR16.99B · vs all stocks (USD)
Total Debt to Equity (MRQ)
3.94xvs Credit Services peers
Current Ratio (MRQ)
106.85xvs Credit Services peers
Book Value per Share (MRQ)
1.01KINRUpdated Sep 23, 2026Total Assets
1.96TINR20.48B · vs all stocks (USD)
Total Liabilities
1.56TINRFY2026 · Mar 31, 2026Cash & Cash Equivalents
128.68BINRFY2026 · Mar 31, 2026Accounts Payable
1.45BINRFY2026 · Mar 31, 2026Long-term Debt
1.51TINRFY2026 · Mar 31, 2026Common Stock (Book)
4.01BINRFY2026 · Mar 31, 2026Total Shareholders' Equity
397.74BINR4.16B · vs all stocks (USD)
52-Week Low
2.67KINRUpdated Sep 23, 202652-Week High
4.15KINRUpdated Sep 23, 202652-Week Change
-7.51%vs all stocks
Beta
0.5170xvs all stocks
50-Day MA
2.96KINRUpdated Sep 23, 2026200-Day MA
3.34KINRUpdated Sep 23, 2026Avg 10-Day Volume
638.39KSharesUpdated Sep 23, 2026Avg 30-Day Volume
870.09KSharesUpdated Sep 23, 2026Diluted EPS (TTM)
283.26INRUpdated Sep 23, 20265 interpretations currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsHow does this company use capital?
Cash-Flow Ratios Elevated
More of its sales turn into cash than in its industry, and less of that cash is consumed by reinvestment than at most of its peers.
Reads
FCF Ratios Elevated
Its free cash flow is large next to assets and equity, and more of its operating cash reaches it than in its industry.
Reads
Multi-Year FCF With Growth And Margin
Three years of positive free cash flow and rising revenue, four of rising equity, and much of its sales turns into cash.
Reads
How is this stock valued?
Close Below 40W SMA With Profitability
The price sits below its 40-week average, on three profitable years and cash above profit.
Reads
Price Below Mean With Profitability And Book Value
Price sits well below its yearly mean, on three profitable years and rising book value.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Peer Positioning
Operating margin is 74.6%, higher than 95% of its Credit Services peers (median 14.1%)Significant
Operating margin: 0.75Industry median: 0.14Industry P95: 0.49Peers compared: 35.00
Structural Tensions
Returns appear driven by leverageSignificant
Return on Equity: 0.32Debt-to-Equity: 3.94
Financial Health
High earnings qualityNotable
Earnings Quality Score: 2.26
Supply Chain
Midstream position: 6 outgoing, 6 incoming connectionsNotable
Outgoing: 6.00Incoming: 6.00
High connectivity hub: 12 industry connectionsNotable
Total Connections: 12.00
Scale
Market cap is $12B, above the global median of $1.15BNotable
Market cap (USD): 11,996,619,374.421Global Median: 1,150,342,212.262
Revenue is $2.14B, above the global median of $559.35MNotable
Revenue (USD): 2,143,604,152.91Global Median: 559,350,010.583
Levered free cash flow is $1.11B, above the global median of $18.98MNotable
Levered free cash flow (USD): 1,107,855,153.57Global Median: 18,979,762.15
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