What the company actually pays, and whether its own cash supports it.
Dividends view
Yield
3.88%
Annual Rate
THB 0.69Paid annual
Payout Ratio
53.4%Sustainable
Last Ex-Dividend
Jun 2, 2026
The reported statements, read against the company's own industry.
What stands out
Returns appear driven by leverage
Financials view
Market Capitalization
53.29BTHB
1.60B · vs all stocks (USD)
Updated Sep 23, 2026
Trailing P/E
9.23x
vs Credit Services peers
Updated Sep 23, 2026
Revenue (TTM)
21.91BTHB
656.76M · vs all stocks (USD)
Updated Sep 23, 2026
Profit Margin
25.49%
vs Credit Services peers
Updated Sep 23, 2026
52-Week Change
-14.08%
vs all stocks
Updated Sep 23, 2026
Market Capitalization
53.29BTHB
1.60B · vs all stocks (USD)
Updated Sep 23, 2026
Enterprise Value
125.63BTHB
3.77B · vs all stocks (USD)
Updated Sep 23, 2026
Trailing P/E
9.23x
vs Credit Services peers
Updated Sep 23, 2026
Forward P/E
7.90x
vs Credit Services peers
Updated Sep 23, 2026
PEG Ratio
0.5190x
vs Credit Services peers
Updated Sep 23, 2026
Price to Sales (TTM)
2.35x
vs Credit Services peers
Provider-reported. Market Capitalization ÷ Revenue (TTM) on this page gives 2.43×.Updated Sep 23, 2026
Price to Book (MRQ)
1.44x
vs Credit Services peers
Updated Sep 23, 2026
Enterprise to Revenue
5.73x
vs Credit Services peers
Updated Sep 23, 2026
Enterprise to EBITDA
8.40x
vs Credit Services peers
Updated Sep 23, 2026
Profit Margin
25.49%
vs Credit Services peers
Updated Sep 23, 2026
Operating Margin
44.86%
vs Credit Services peers
Updated Sep 23, 2026
Return on Assets (TTM)
4.91%
vs Credit Services peers
Updated Sep 23, 2026
Return on Equity (TTM)
16.47%
vs Credit Services peers
Updated Sep 23, 2026
Revenue (TTM)
21.91BTHB
656.76M · vs all stocks (USD)
Updated Sep 23, 2026
Revenue per Share (TTM)
7.57THBUpdated Sep 23, 2026
Quarterly Revenue Growth
8.70%
vs Credit Services peers
Updated Sep 23, 2026
Gross Profit (TTM)
18.80BTHB
563.47M · vs all stocks (USD)
Updated Sep 23, 2026
EBITDA (TTM)
14.86BTHB
445.40M · vs all stocks (USD)
Updated Sep 23, 2026
Net Income (TTM)
5.59BTHB
167.43M · vs all stocks (USD)
Updated Sep 23, 2026
Quarterly Earnings Growth (YoY)
18.30%
vs Credit Services peers
Updated Sep 23, 2026
Operating Cash Flow (TTM)
114.13MTHB
3.42M · vs all stocks (USD)
Updated Sep 23, 2026
Levered Free Cash Flow (TTM)
4.93BTHB
147.86M · vs all stocks (USD)
Updated Sep 23, 2026
Trailing Annual Dividend Rate
0.6900THBUpdated Sep 23, 2026
Trailing Annual Dividend Yield
3.88%
vs all stocks
Updated Sep 23, 2026
Payout Ratio
53.37%
vs Credit Services peers
Provider-reported. Trailing Annual Dividend Rate ÷ Diluted EPS (TTM) on this page gives 35.57%.Updated Sep 23, 2026
Minority Interest (Equity)
207.69MTHBFY2025 · Dec 31, 2025
Revenue
23.37BTHBFY2025 · Dec 31, 2025
Cost of Goods Sold
7.64BTHBFY2025 · Dec 31, 2025
Gross Profit
15.73BTHBFY2025 · Dec 31, 2025
Operating Income
9.97BTHB
298.75M · vs all stocks (USD)
FY2025 · Dec 31, 2025
Pre-tax Income
6.21BTHBFY2025 · Dec 31, 2025
Income Tax Expense
1.25BTHBFY2025 · Dec 31, 2025
Net Income
4.96BTHBFY2025 · Dec 31, 2025
EBIT
9.97BTHBFY2025 · Dec 31, 2025
EBITDA (Income Statement)
14.96BTHBFY2025 · Dec 31, 2025
Selling, General & Administrative
3.41BTHBFY2025 · Dec 31, 2025
Other Operating Expenses
661.28MTHBFY2025 · Dec 31, 2025
EPS (Basic)
1.70THBFY2025 · Dec 31, 2025
EPS (Diluted)
1.70THBFY2025 · Dec 31, 2025
Basic Shares Outstanding
2.90BSharesFY2025 · Dec 31, 2025
Diluted Shares Outstanding
2.90BSharesFY2025 · Dec 31, 2025
Net Income from Continuing Operations
4.96BTHBFY2025 · Dec 31, 2025
Minority Interests (P&L)
-30.18MTHBFY2025 · Dec 31, 2025
Operating Cash Flow
1.37BTHBFY2025 · Dec 31, 2025
Free Cash Flow
989.47MTHBFY2025 · Dec 31, 2025
Cash & Cash Equivalents (End of Period)
3.06BTHBFY2025 · Dec 31, 2025
Starting Profit (CF Statement)
4.96BTHBFY2025 · Dec 31, 2025
Depreciation & Amortization
1.06BTHBFY2025 · Dec 31, 2025
Deferred Taxes (CF)
1.25BTHBFY2025 · Dec 31, 2025
Other Non-cash Items
4.31BTHBFY2025 · Dec 31, 2025
Change in Accounts Receivable (CF)
-10.17BTHBFY2025 · Dec 31, 2025
Change in Other Assets/Liabilities
-29.54MTHBFY2025 · Dec 31, 2025
Capital Expenditures
-379.52MTHBFY2025 · Dec 31, 2025
Net Intangibles (CF)
-85.93MTHBFY2025 · Dec 31, 2025
Net Investing Cash Flow
-379.52MTHBFY2025 · Dec 31, 2025
Long-term Debt Issuance
28.97BTHBFY2025 · Dec 31, 2025
Long-term Debt Payments
-64.76BTHBFY2025 · Dec 31, 2025
Net Short-term Debt Issuance
1.85BTHBFY2025 · Dec 31, 2025
Common Stock Repurchase
-37.00KTHBFY2025 · Dec 31, 2025
Common Dividends Paid
-991.18MTHBFY2025 · Dec 31, 2025
Other Financing Charges
-35.51MTHBFY2025 · Dec 31, 2025
Net Financing Cash Flow
-34.96BTHBFY2025 · Dec 31, 2025
Shares Outstanding
2.88BSharesUpdated Sep 23, 2026
Float Shares
1.52BSharesUpdated Sep 23, 2026
% Held by Insiders
10.65%
vs all stocks
Updated Sep 23, 2026
% Held by Institutions
57.49%
vs all stocks
Updated Sep 23, 2026
Total Cash (MRQ)
2.11BTHB
63.36M · vs all stocks (USD)
Updated Sep 23, 2026
Total Cash per Share (MRQ)
0.7350THBUpdated Sep 23, 2026
Total Debt (MRQ)
76.05BTHB
2.28B · vs all stocks (USD)
Updated Sep 23, 2026
Total Debt to Equity (MRQ)
2.16x
vs Credit Services peers
Updated Sep 23, 2026
Current Ratio (MRQ)
3.06x
vs Credit Services peers
Updated Sep 23, 2026
Book Value per Share (MRQ)
12.39THBUpdated Sep 23, 2026
Total Assets
112.80BTHB
3.38B · vs all stocks (USD)
FY2025 · Dec 31, 2025
Total Current Assets
39.70BTHBFY2025 · Dec 31, 2025
Total Liabilities
78.33BTHBFY2025 · Dec 31, 2025
Total Non-current Assets
73.09BTHBFY2025 · Dec 31, 2025
Total Non-current Liabilities
45.90BTHBFY2025 · Dec 31, 2025
Total Current Liabilities
32.43BTHBFY2025 · Dec 31, 2025
Cash
3.51MTHBFY2025 · Dec 31, 2025
Cash Equivalents
3.06BTHBFY2025 · Dec 31, 2025
Cash & Cash Equivalents
3.06BTHBFY2025 · Dec 31, 2025
Accounts Receivable
265.27MTHBFY2025 · Dec 31, 2025
Short-term Debt
29.10BTHBFY2025 · Dec 31, 2025
Other Current Liabilities
81.37MTHBFY2025 · Dec 31, 2025
Long-term Debt
45.25BTHBFY2025 · Dec 31, 2025
Other Non-current Liabilities
142.84MTHBFY2025 · Dec 31, 2025
Common Stock (Book)
10.71BTHBFY2025 · Dec 31, 2025
Retained Earnings
15.17BTHBFY2025 · Dec 31, 2025
Total Shareholders' Equity
34.46BTHB
1.03B · vs all stocks (USD)
FY2025 · Dec 31, 2025
Treasury Stock
83.07MTHBFY2025 · Dec 31, 2025
52-Week Low
13.80THBUpdated Sep 23, 2026
52-Week High
22.50THBUpdated Sep 23, 2026
52-Week Change
-14.08%
vs all stocks
Updated Sep 23, 2026
50-Day MA
19.07THBUpdated Sep 23, 2026
200-Day MA
17.73THBUpdated Sep 23, 2026
Avg 10-Day Volume
17.13MSharesUpdated Sep 23, 2026
Avg 30-Day Volume
16.15MSharesUpdated Sep 23, 2026
Diluted EPS (TTM)
1.94THBUpdated Sep 23, 2026
Other Income / Expense
-3.76BTHBFY2025 · Dec 31, 2025
2 interpretations currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Revenue has risen in each of three years, gross profit in each of four, and it has made a profit in all five.
Reads
Revenue Growth With Elevated Margin
Revenue up in each of five years, while its operating margin stays high.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.