CompanyGraph
Jiangsu Zhangjiagang Rural Commercial Bank Co., Ltd.
002839 · SZSE · China
zrcbank.comFinancials as of FY2025
At a glance
- Depends onUpstream position: supplies 5 industries, depends on 0
- ScaleMarket cap is $1.57B, above the global median of $1.18B
- FinancialsLow earnings quality
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Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
2.80%Below 5Y avg (4.41%)
Annual Rate
CNY 0.12Paid annual
Payout Ratio
28.2%Sustainable
Payback Period
35.9 yr
Last Ex-Dividend
May 21, 2026
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
10.49BCNY1.57B · vs all stocks (USD)
Trailing P/E
5.50xRevenue (TTM)
3.98BCNY594.12M · vs all stocks (USD)
Profit Margin
50.42%Beta
0.1360xvs all stocks
52-Week Change
-0.69%vs all stocks
Market Capitalization
10.49BCNY1.57B · vs all stocks (USD)
Enterprise Value
16.42BCNY2.45B · vs all stocks (USD)
Trailing P/E
5.50xForward P/E
4.61xPrice to Sales (TTM)
2.64xPrice to Book (MRQ)
0.5450xEnterprise to Revenue
4.13xProfit Margin
50.42%Operating Margin
59.76%Return on Assets (TTM)
0.87%Return on Equity (TTM)
10.14%Revenue (TTM)
3.98BCNY594.12M · vs all stocks (USD)
Revenue per Share (TTM)
1.55CNYUpdated Sep 21, 2026Quarterly Revenue Growth
7.50%Gross Profit (TTM)
3.98BCNY594.12M · vs all stocks (USD)
EBITDA (TTM)
0.00CNYvs all stocks (USD)
Net Income (TTM)
2.01BCNY299.54M · vs all stocks (USD)
Quarterly Earnings Growth (YoY)
3.00%Operating Cash Flow (TTM)
6.10BCNY911.15M · vs all stocks (USD)
Levered Free Cash Flow (TTM)
1.98BCNY295.52M · vs all stocks (USD)
Trailing Annual Dividend Rate
0.1200CNYUpdated Sep 21, 2026Trailing Annual Dividend Yield
2.80%vs all stocks
5-Year Average Dividend Yield
4.41%vs all stocks
Payout Ratio
28.21%Minority Interest (Equity)
174.31MCNYFY2025 · Dec 31, 2025Revenue
4.61BCNYFY2025 · Dec 31, 2025Pre-tax Income
2.25BCNYFY2025 · Dec 31, 2025Income Tax Expense
269.30MCNYFY2025 · Dec 31, 2025Net Income
1.98BCNYFY2025 · Dec 31, 2025Selling, General & Administrative
434.15MCNYFY2025 · Dec 31, 2025Other Operating Expenses
34.40MCNYFY2025 · Dec 31, 2025EPS (Basic)
0.7700CNYFY2025 · Dec 31, 2025EPS (Diluted)
0.7700CNYFY2025 · Dec 31, 2025Basic Shares Outstanding
2.57BSharesFY2025 · Dec 31, 2025Diluted Shares Outstanding
2.57BSharesFY2025 · Dec 31, 2025Net Income from Continuing Operations
1.98BCNYFY2025 · Dec 31, 2025Minority Interests (P&L)
-2.60MCNYFY2025 · Dec 31, 2025Operating Cash Flow
-11.51BCNYFY2025 · Dec 31, 2025Free Cash Flow
-11.58BCNYFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
6.24BCNYFY2025 · Dec 31, 2025Starting Profit (CF Statement)
1.98BCNYFY2025 · Dec 31, 2025Other Non-cash Items
-959.27MCNYFY2025 · Dec 31, 2025Change in Accounts Receivable (CF)
-12.51BCNYFY2025 · Dec 31, 2025Change in Other Assets/Liabilities
-30.60MCNYFY2025 · Dec 31, 2025Capital Expenditures
-67.30MCNYFY2025 · Dec 31, 2025Purchase of Investments
-502.51BCNYFY2025 · Dec 31, 2025Sale of Investments
508.72BCNYFY2025 · Dec 31, 2025Net Investing Cash Flow
6.14BCNYFY2025 · Dec 31, 2025Long-term Debt Issuance
16.11BCNYFY2025 · Dec 31, 2025Long-term Debt Payments
-16.50BCNYFY2025 · Dec 31, 2025Common Dividends Paid
-1.02BCNYFY2025 · Dec 31, 2025Other Financing Charges
-25.46MCNYFY2025 · Dec 31, 2025Net Financing Cash Flow
-1.44BCNYFY2025 · Dec 31, 2025Shares Outstanding
2.44BSharesUpdated Sep 21, 2026Float Shares
1.73BSharesUpdated Sep 21, 2026% Held by Insiders
33.43%vs all stocks
% Held by Institutions
11.26%vs all stocks
Total Cash (MRQ)
17.93BCNY2.68B · vs all stocks (USD)
Total Cash per Share (MRQ)
7.34CNYUpdated Sep 21, 2026Total Debt (MRQ)
23.74BCNY3.54B · vs all stocks (USD)
Book Value per Share (MRQ)
7.87CNYUpdated Sep 21, 2026Total Assets
227.24BCNY33.93B · vs all stocks (USD)
Total Liabilities
206.53BCNYFY2025 · Dec 31, 2025Cash
219.81MCNYFY2025 · Dec 31, 2025Cash & Cash Equivalents
12.57BCNYFY2025 · Dec 31, 2025Long-term Debt
6.83BCNYFY2025 · Dec 31, 2025Common Stock (Book)
2.44BCNYFY2025 · Dec 31, 2025Retained Earnings
4.45BCNYFY2025 · Dec 31, 2025Total Shareholders' Equity
20.70BCNY3.09B · vs all stocks (USD)
52-Week Low
3.87CNYUpdated Sep 21, 202652-Week High
4.90CNYUpdated Sep 21, 202652-Week Change
-0.69%vs all stocks
Beta
0.1360xvs all stocks
50-Day MA
4.37CNYUpdated Sep 21, 2026200-Day MA
4.44CNYUpdated Sep 21, 2026Avg 10-Day Volume
32.36MSharesUpdated Sep 21, 2026Avg 30-Day Volume
31.42MSharesUpdated Sep 21, 2026Diluted EPS (TTM)
0.7800CNYUpdated Sep 21, 2026Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Financial Health
Low earnings qualitySignificant
Earnings Quality Score: -5.63
Supply Chain
Upstream position: supplies 5 industries, depends on 0Notable
Outgoing: 5.00Incoming: 0.00
Scale
Market cap is $1.57B, above the global median of $1.18BNotable
Market cap (USD): 1,565,910,209.942Global Median: 1,180,223,658.953
Revenue is $594.12M, above the global median of $548.88MNotable
Revenue (USD): 594,115,841.72Global Median: 548,883,780.48
Levered free cash flow is $295.52M, above the global median of $18.73MNotable
Levered free cash flow (USD): 295,520,196.529Global Median: 18,729,043.027
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