CompanyGraph
At a glance
- Depends onMidstream position: 6 outgoing, 6 incoming connections
- ScaleMarket cap is $3.75B, above the global median of $1.18B
- PositionOperating margin is 57.2%, higher than 95% of its Credit Services peers (median 14.6%)
- Interpretations13 currently firing — 13
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Sign inThe reported statements, read against the company's own industry.
Financials view
Market Capitalization
3.75BUSDvs all stocks (USD)
Trailing P/E
24.43xvs Credit Services peers
Revenue (TTM)
531.89MUSDvs all stocks (USD)
Profit Margin
30.35%vs Credit Services peers
Beta
6.67xvs all stocks
52-Week Change
35.82%vs all stocks
Market Capitalization
3.75BUSDvs all stocks (USD)
Enterprise Value
3.79BUSDvs all stocks (USD)
Trailing P/E
24.43xvs Credit Services peers
Forward P/E
16.76xvs Credit Services peers
PEG Ratio
0.5136xvs Credit Services peers
Price to Sales (TTM)
7.05xvs Credit Services peers
Price to Book (MRQ)
16.10xvs Credit Services peers
Enterprise to Revenue
7.13xvs Credit Services peers
Enterprise to EBITDA
12.02xvs Credit Services peers
Gross Margin
74.14%Profit Margin
30.35%vs Credit Services peers
Operating Margin
57.17%vs Credit Services peers
Return on Assets (TTM)
48.79%vs Credit Services peers
Return on Equity (TTM)
88.85%vs Credit Services peers
Revenue (TTM)
531.89MUSDvs all stocks (USD)
Revenue per Share (TTM)
15.71USDUpdated Sep 28, 2026Quarterly Revenue Growth
51.70%vs Credit Services peers
Gross Profit (TTM)
398.74MUSDvs all stocks (USD)
EBITDA (TTM)
202.63MUSDvs all stocks (USD)
Net Income (TTM)
161.43MUSDvs all stocks (USD)
Quarterly Earnings Growth (YoY)
47.70%vs Credit Services peers
Operating Cash Flow (TTM)
275.60MUSDvs all stocks (USD)
Levered Free Cash Flow (TTM)
100.54MUSDvs all stocks (USD)
Trailing Annual Dividend Rate
0.00USDUpdated Sep 28, 2026Trailing Annual Dividend Yield
0.00%vs all stocks
Payout Ratio
0.00%vs Credit Services peers
Revenue
450.28MUSDFY2025 · Dec 31, 2025Cost of Goods Sold
134.81MUSDFY2025 · Dec 31, 2025Gross Profit
315.47MUSDFY2025 · Dec 31, 2025Operating Income
162.77MUSDvs all stocks (USD)
Pre-tax Income
162.89MUSDFY2025 · Dec 31, 2025Income Tax Expense
29.76MUSDFY2025 · Dec 31, 2025Net Income
133.13MUSDFY2025 · Dec 31, 2025EBIT
162.77MUSDFY2025 · Dec 31, 2025EBITDA (Income Statement)
164.12MUSDFY2025 · Dec 31, 2025Selling, General & Administrative
48.97MUSDFY2025 · Dec 31, 2025Other Operating Expenses
14.44MUSDFY2025 · Dec 31, 2025EPS (Basic)
3.93USDFY2025 · Dec 31, 2025EPS (Diluted)
3.72USDFY2025 · Dec 31, 2025Basic Shares Outstanding
33.91MSharesFY2025 · Dec 31, 2025Diluted Shares Outstanding
33.91MSharesFY2025 · Dec 31, 2025Net Income from Continuing Operations
133.13MUSDFY2025 · Dec 31, 2025Operating Cash Flow
96.27MUSDFY2025 · Dec 31, 2025Free Cash Flow
95.61MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
102.60MUSDFY2025 · Dec 31, 2025Income Tax Paid
28.07MUSDFY2025 · Dec 31, 2025Interest Paid
15.32MUSDFY2025 · Dec 31, 2025Starting Profit (CF Statement)
133.13MUSDFY2025 · Dec 31, 2025Depreciation & Amortization
1.36MUSDFY2025 · Dec 31, 2025Deferred Taxes (CF)
3.29MUSDFY2025 · Dec 31, 2025Stock-based Compensation
6.52MUSDFY2025 · Dec 31, 2025Other Non-cash Items
-203.00KUSDFY2025 · Dec 31, 2025Change in Accounts Receivable (CF)
-36.02MUSDFY2025 · Dec 31, 2025Change in Accounts Payable (CF)
-13.04MUSDFY2025 · Dec 31, 2025Change in Other Assets/Liabilities
1.23MUSDFY2025 · Dec 31, 2025Capital Expenditures
-655.00KUSDFY2025 · Dec 31, 2025Net Intangibles (CF)
-2.04MUSDFY2025 · Dec 31, 2025Other Investing Activity
-178.87MUSDFY2025 · Dec 31, 2025Net Investing Cash Flow
-179.53MUSDFY2025 · Dec 31, 2025Long-term Debt Issuance
180.86MUSDFY2025 · Dec 31, 2025Long-term Debt Payments
-144.60MUSDFY2025 · Dec 31, 2025Common Stock Repurchase
-64.66MUSDFY2025 · Dec 31, 2025Other Financing Charges
-792.00KUSDFY2025 · Dec 31, 2025Net Financing Cash Flow
-29.19MUSDFY2025 · Dec 31, 2025Shares Outstanding
33.66MSharesUpdated Sep 28, 2026Float Shares
18.69MSharesUpdated Sep 28, 2026Shares Short
4.61MSharesUpdated Sep 28, 2026Short Ratio
10.60daysvs all stocks
Short % of Shares Outstanding
26.44%vs all stocks
% Held by Insiders
45.56%vs all stocks
% Held by Institutions
45.29%vs all stocks
Total Cash (MRQ)
79.76MUSDvs all stocks (USD)
Total Cash per Share (MRQ)
2.37USDUpdated Sep 28, 2026Total Debt (MRQ)
122.11MUSDvs all stocks (USD)
Total Debt to Equity (MRQ)
0.5242xvs Credit Services peers
Current Ratio (MRQ)
4.02xvs Credit Services peers
Book Value per Share (MRQ)
6.92USDUpdated Sep 28, 2026Total Assets
400.23MUSDvs all stocks (USD)
Total Current Assets
351.86MUSDFY2025 · Dec 31, 2025Total Liabilities
230.42MUSDFY2025 · Dec 31, 2025Total Non-current Assets
48.37MUSDFY2025 · Dec 31, 2025Total Non-current Liabilities
140.65MUSDFY2025 · Dec 31, 2025Total Current Liabilities
89.77MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents
64.05MUSDFY2025 · Dec 31, 2025Accounts Receivable
3.56MUSDFY2025 · Dec 31, 2025Accounts Payable
56.37MUSDFY2025 · Dec 31, 2025Short-term Debt
163.00KUSDFY2025 · Dec 31, 2025Deferred Revenue
14.97MUSDFY2025 · Dec 31, 2025Long-term Debt
140.65MUSDFY2025 · Dec 31, 2025Common Stock (Book)
194.89MUSDFY2025 · Dec 31, 2025Retained Earnings
-324.00KUSDFY2025 · Dec 31, 2025Total Shareholders' Equity
169.81MUSDvs all stocks (USD)
Treasury Stock
24.07MUSDFY2025 · Dec 31, 202552-Week Low
49.50USDUpdated Sep 28, 202652-Week High
195.71USDUpdated Sep 28, 202652-Week Change
35.82%vs all stocks
Beta
6.67xvs all stocks
50-Day MA
133.13USDUpdated Sep 28, 2026200-Day MA
102.13USDUpdated Sep 28, 2026Avg 10-Day Volume
576.35KSharesUpdated Sep 28, 2026Avg 30-Day Volume
502.27KSharesUpdated Sep 28, 2026Diluted EPS (TTM)
4.56USDUpdated Sep 28, 2026Other Income / Expense
123.00KUSDFY2025 · Dec 31, 202513 interpretations currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsHow does this company use capital?
Three Asset-Base Ratios Elevated
It gets more sales from its assets than its industry does, and a lot of profit from them too.
Reads
Cash Backing With Revenue And Income Streaks
Revenue has risen in each of three years, profit in all three, and it holds more cash than debt.
Reads
Cash-Flow Ratios Elevated
More of its sales turn into cash than in its industry, and less of that cash is consumed by reinvestment than at most of its peers.
Reads
FCF Ratios Elevated
Its free cash flow is large next to assets and equity, and more of its operating cash reaches it than in its industry.
Reads
Three Margin Ratios Elevated Across Gross, Operating, And Cash-Conversion Levels
Its gross margin and its cash margin are high for its industry, and its operating margin is high outright.
Reads
Industry-Benchmarked ROA and Margin Elevated
Returns and margins have sat in the top of its industry across five years.
Reads
Industry-Benchmarked Return on Capital Elevated
It earns more on its assets and its equity than its industry, and gets more sales from those assets.
Reads
Low Fixed-Asset Share With Elevated Turnover
It owns few buildings and machines, yet gets more sales and profit from its assets than its industry does.
Reads
Operating Income Growing With Multi-Year Revenue Growth
Revenue up in each of five years, with operating income up in each of four.
Reads
ROE, ROA, And Operating ROA Elevated
It earns more on its equity than its industry does, and on its assets too — not on borrowing alone.
Reads
Is this company growing?
Revenue Growth With Elevated Margin
Revenue up in each of five years, while its operating margin stays high.
Reads
How is this stock valued?
Down-Close Streak With Profitability
A run of down weeks on a company profitable three years running and funded by equity.
Reads
Where is this company structurally exposed?
Ulcer Index Elevated, Drawdown From Peak Significant, 20-Week Volatility Elevated
It sits well below its peak, and the fall has been both deep and long.
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Peer Positioning
Operating margin is 57.2%, higher than 95% of its Credit Services peers (median 14.6%)Significant
Operating margin: 0.57Industry median: 0.15Industry P95: 0.49Peers compared: 36.00
Return on equity is 88.9%, higher than 95% of its Credit Services peers (median 12.1%)Significant
Return on equity: 0.89Industry median: 0.12Industry P95: 0.58Peers compared: 36.00
Return on assets is 48.8%, higher than 95% of its Credit Services peers (median 2.3%)Significant
Return on assets: 0.49Industry median: 0.02Industry P95: 0.16Peers compared: 36.00
Price-to-book is 16.1×, higher than 95% of its Credit Services peers (median 1.83×)Significant
Price-to-book: 16.10Industry median: 1.83Industry P95: 7.29Peers compared: 36.00
Debt-to-equity is 0.52×, lower than 95% of its Credit Services peers (median 2.39×)Notable
Debt-to-equity: 0.52Industry median: 2.39Industry P5: 0.68Peers compared: 36.00
Financial Health
High structural barrier to entryNotable
Barrier to Entry: 0.96
Consistent revenue growth patternNotable
Growth Consistency Score: 0.58
Supply Chain
Midstream position: 6 outgoing, 6 incoming connectionsNotable
Outgoing: 6.00Incoming: 6.00
High connectivity hub: 12 industry connectionsNotable
Total Connections: 12.00
Scale
Market cap is $3.75B, above the global median of $1.18BNotable
Market cap (USD): 3,750,723,059Global Median: 1,180,223,658.953
Levered free cash flow is $100.54M, above the global median of $18.73MNotable
Levered free cash flow (USD): 100,542,000Global Median: 18,729,043.027
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