CompanyGraph
National Bank Holdings Corporation
NBHC · NYSE Arca · United States
nationalbankholdings.comFinancials as of FY2025
At a glance
- Depends onUpstream position: supplies 5 industries, depends on 0
- ScaleMarket cap is $1.79B, above the global median of $1.18B
- Interpretations1 currently firing — 1
Sign in to view price data.
Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
3.19%Above 5Y avg (2.73%)
Annual Rate
USD 1.28Paid quarterly
Payout Ratio
52.5%Sustainable
Consecutive Growth
10 yrStrong track record
Paying Dividends
15 yr
Payback Period
30.0 yr
Last Ex-Dividend
Aug 28, 2026
Last Payment
Sep 15, 2026
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
1.79BUSDvs all stocks (USD)
Trailing P/E
16.88xRevenue (TTM)
452.27MUSDvs all stocks (USD)
Profit Margin
21.80%Beta
0.7640xvs all stocks
52-Week Change
2.55%vs all stocks
Forward Annual Dividend Yield
3.19%vs all stocks
Market Capitalization
1.79BUSDvs all stocks (USD)
Enterprise Value
1.73BUSDvs all stocks (USD)
Trailing P/E
16.88xForward P/E
10.17xPEG Ratio
-0.4846xPrice to Sales (TTM)
3.96xPrice to Book (MRQ)
1.07xEnterprise to Revenue
3.83xProfit Margin
21.80%Operating Margin
28.57%Return on Assets (TTM)
0.87%Return on Equity (TTM)
6.53%Revenue (TTM)
452.27MUSDvs all stocks (USD)
Revenue per Share (TTM)
10.98USDUpdated Sep 28, 2026Quarterly Revenue Growth
22.10%Gross Profit (TTM)
452.27MUSDvs all stocks (USD)
EBITDA (TTM)
0.00USDvs all stocks (USD)
Net Income (TTM)
97.40MUSDvs all stocks (USD)
Quarterly Earnings Growth (YoY)
-22.10%Operating Cash Flow (TTM)
168.75MUSDvs all stocks (USD)
Levered Free Cash Flow (TTM)
108.69MUSDvs all stocks (USD)
Forward Annual Dividend Rate
1.28USDUpdated Sep 28, 2026Forward Annual Dividend Yield
3.19%vs all stocks
Trailing Annual Dividend Rate
1.27USDUpdated Sep 28, 2026Trailing Annual Dividend Yield
3.16%vs all stocks
5-Year Average Dividend Yield
2.73%vs all stocks
Payout Ratio
52.52%Revenue
411.58MUSDFY2025 · Dec 31, 2025Pre-tax Income
133.63MUSDFY2025 · Dec 31, 2025Income Tax Expense
24.05MUSDFY2025 · Dec 31, 2025Net Income
109.57MUSDFY2025 · Dec 31, 2025Selling, General & Administrative
157.03MUSDFY2025 · Dec 31, 2025EPS (Basic)
2.86USDFY2025 · Dec 31, 2025EPS (Diluted)
2.85USDFY2025 · Dec 31, 2025Basic Shares Outstanding
38.31MSharesFY2025 · Dec 31, 2025Diluted Shares Outstanding
38.31MSharesFY2025 · Dec 31, 2025Net Income from Continuing Operations
109.57MUSDFY2025 · Dec 31, 2025Preferred Stock Dividends
880.00KUSDFY2025 · Dec 31, 2025Operating Cash Flow
132.69MUSDFY2025 · Dec 31, 2025Free Cash Flow
102.77MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
417.06MUSDFY2025 · Dec 31, 2025Income Tax Paid
10.55MUSDFY2025 · Dec 31, 2025Interest Paid
168.40MUSDFY2025 · Dec 31, 2025Starting Profit (CF Statement)
109.57MUSDFY2025 · Dec 31, 2025Depreciation & Amortization
28.10MUSDFY2025 · Dec 31, 2025Stock-based Compensation
7.25MUSDFY2025 · Dec 31, 2025Other Non-cash Items
5.49MUSDFY2025 · Dec 31, 2025Change in Accounts Receivable (CF)
-2.94MUSDFY2025 · Dec 31, 2025Change in Other Assets/Liabilities
-14.79MUSDFY2025 · Dec 31, 2025Capital Expenditures
-29.92MUSDFY2025 · Dec 31, 2025Net Acquisitions
0.00USDFY2025 · Dec 31, 2025Purchase of Investments
-472.04MUSDFY2025 · Dec 31, 2025Sale of Investments
384.60MUSDFY2025 · Dec 31, 2025Other Investing Activity
523.00KUSDFY2025 · Dec 31, 2025Net Investing Cash Flow
-116.84MUSDFY2025 · Dec 31, 2025Long-term Debt Payments
-50.00MUSDFY2025 · Dec 31, 2025Common Stock Repurchase
-15.17MUSDFY2025 · Dec 31, 2025Common Dividends Paid
-46.05MUSDFY2025 · Dec 31, 2025Net Financing Cash Flow
-111.22MUSDFY2025 · Dec 31, 2025Shares Outstanding
44.54MSharesUpdated Sep 28, 2026Float Shares
42.53MSharesUpdated Sep 28, 2026Shares Short
1.92MSharesUpdated Sep 28, 2026Short Ratio
5.82daysvs all stocks
Short % of Shares Outstanding
5.28%vs all stocks
% Held by Insiders
5.75%vs all stocks
% Held by Institutions
95.52%vs all stocks
Total Cash (MRQ)
411.35MUSDvs all stocks (USD)
Total Cash per Share (MRQ)
9.24USDUpdated Sep 28, 2026Total Debt (MRQ)
354.01MUSDvs all stocks (USD)
Total Debt to Equity (MRQ)
0.0021xBook Value per Share (MRQ)
37.48USDUpdated Sep 28, 2026Total Assets
9.88BUSDvs all stocks (USD)
Total Liabilities
8.50BUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents
417.06MUSDFY2025 · Dec 31, 2025Other Short-term Investments
528.64MUSDFY2025 · Dec 31, 2025Long-term Debt
54.54MUSDFY2025 · Dec 31, 2025Common Stock (Book)
515.00KUSDFY2025 · Dec 31, 2025Retained Earnings
572.46MUSDFY2025 · Dec 31, 2025Total Shareholders' Equity
1.39BUSDvs all stocks (USD)
Treasury Stock
315.40MUSDFY2025 · Dec 31, 202552-Week Low
35.06USDUpdated Sep 28, 202652-Week High
47.28USDUpdated Sep 28, 202652-Week Change
2.55%vs all stocks
Beta
0.7640xvs all stocks
50-Day MA
42.26USDUpdated Sep 28, 2026200-Day MA
41.49USDUpdated Sep 28, 2026Avg 10-Day Volume
484.10KSharesUpdated Sep 28, 2026Avg 30-Day Volume
377.62KSharesUpdated Sep 28, 2026Diluted EPS (TTM)
2.38USDUpdated Sep 28, 20261 interpretation currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsIs this company financially stable?
Diagnostic
Debt Falling While Share Count Rises
Debt has fallen for four years while the share count rose over eight.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Supply Chain
Upstream position: supplies 5 industries, depends on 0Notable
Outgoing: 5.00Incoming: 0.00
Scale
Market cap is $1.79B, above the global median of $1.18BNotable
Market cap (USD): 1,789,153,602Global Median: 1,180,223,658.953
Levered free cash flow is $108.69M, above the global median of $18.73MNotable
Levered free cash flow (USD): 108,694,000Global Median: 18,729,043.027
Companies that share the same coordination system — how they create, deliver, or capture value.
Bank of Lanzhou Inc.
Tier 1RiskSpread-Based LeverageFlowRule
Dime Community Bancshares Inc.
Tier 1RiskSpread-Based LeverageRuleFlow
Hope Bancorp Inc.
Tier 1RiskSpread-Based LeverageRuleFlow
S&T Bancorp, Inc.
Tier 1RiskSpread-Based LeverageRuleFlow
LendingClub Corporation
Tier 1RiskSpread-Based LeverageInterfaceFlow
FirstSun Capital Bancorp
Tier 1RiskSpread-Based LeverageRuleFlow
Live Oak Bancshares Inc.
Tier 1RiskSpread-Based LeverageFlowRule
Banca Ifis SpA
Tier 1RiskSpread-Based LeverageFlowRule
Rendong Holding Co., Ltd.
Tier 1RiskSpread-Based LeverageFlowInterface
Georgia Capital PLC
Tier 1RiskSpread-Based LeverageInterfaceFlow
Companies that share active interpretations — structural patterns currently present in both stocks.
Chongqing Sifang New Materials Co., Ltd.
1 interpretationDebt Falling While Share Count Rises
Ningbo Tip Rubber Technology Co. Ltd.
1 interpretationDebt Falling While Share Count Rises
Xinjiang Hongtong Natural Gas Co. Ltd.
1 interpretationDebt Falling While Share Count Rises