CompanyGraph
National Bank Holdings Corporation
NBHC · NYSE Arca · United States
nationalbankholdings.comFinancials as of FY2025
At a glance
- Depends onUpstream position: supplies 5 industries, depends on 0
- ScaleMarket cap is $2.08B, above the global median of $1.15B
- Interpretations1 currently firing — 1
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Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
2.75%Above 5Y avg (2.70%)
Annual Rate
USD 1.28Paid quarterly
Payout Ratio
45.9%Sustainable
Consecutive Growth
10 yrStrong track record
Paying Dividends
15 yr
Payback Period
33.5 yr
Last Ex-Dividend
May 29, 2026
Last Payment
Jun 15, 2026
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
2.08BUSDvs all stocks (USD)
Trailing P/E
17.35xRevenue (TTM)
429.18MUSDvs all stocks (USD)
Profit Margin
24.73%Beta
0.7680xvs all stocks
52-Week Change
17.31%vs all stocks
Forward Annual Dividend Yield
2.75%vs all stocks
Market Capitalization
2.08BUSDvs all stocks (USD)
Enterprise Value
1.81BUSDvs all stocks (USD)
Trailing P/E
17.35xForward P/E
11.23xPEG Ratio
-0.6429xPrice to Sales (TTM)
4.85xPrice to Book (MRQ)
1.25xEnterprise to Revenue
4.21xProfit Margin
24.73%Operating Margin
24.24%Return on Assets (TTM)
0.94%Return on Equity (TTM)
7.09%Revenue (TTM)
429.18MUSDvs all stocks (USD)
Revenue per Share (TTM)
10.85USDUpdated Jul 19, 2026Quarterly Revenue Growth
33.70%Gross Profit (TTM)
429.18MUSDvs all stocks (USD)
EBITDA (TTM)
0.00USDvs all stocks (USD)
Net Income (TTM)
105.04MUSDvs all stocks (USD)
Quarterly Earnings Growth (YoY)
-14.20%Operating Cash Flow (TTM)
65.96MUSDvs all stocks (USD)
Levered Free Cash Flow (TTM)
108.69MUSDvs all stocks (USD)
Forward Annual Dividend Rate
1.28USDUpdated Jul 19, 2026Forward Annual Dividend Yield
2.75%vs all stocks
Trailing Annual Dividend Rate
1.25USDUpdated Jul 19, 2026Trailing Annual Dividend Yield
2.69%vs all stocks
5-Year Average Dividend Yield
2.70%vs all stocks
Payout Ratio
45.90%Revenue
411.58MUSDFY2025 · Dec 31, 2025Pre-tax Income
133.63MUSDFY2025 · Dec 31, 2025Income Tax Expense
24.05MUSDFY2025 · Dec 31, 2025Net Income
109.57MUSDFY2025 · Dec 31, 2025Selling, General & Administrative
157.03MUSDFY2025 · Dec 31, 2025EPS (Basic)
2.86USDFY2025 · Dec 31, 2025EPS (Diluted)
2.85USDFY2025 · Dec 31, 2025Basic Shares Outstanding
38.31MSharesFY2025 · Dec 31, 2025Diluted Shares Outstanding
38.31MSharesFY2025 · Dec 31, 2025Net Income from Continuing Operations
109.57MUSDFY2025 · Dec 31, 2025Preferred Stock Dividends
880.00KUSDFY2025 · Dec 31, 2025Operating Cash Flow
132.69MUSDFY2025 · Dec 31, 2025Free Cash Flow
102.77MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
417.06MUSDFY2025 · Dec 31, 2025Income Tax Paid
10.55MUSDFY2025 · Dec 31, 2025Interest Paid
168.40MUSDFY2025 · Dec 31, 2025Starting Profit (CF Statement)
109.57MUSDFY2025 · Dec 31, 2025Depreciation & Amortization
28.10MUSDFY2025 · Dec 31, 2025Stock-based Compensation
7.25MUSDFY2025 · Dec 31, 2025Other Non-cash Items
5.49MUSDFY2025 · Dec 31, 2025Change in Accounts Receivable (CF)
-2.94MUSDFY2025 · Dec 31, 2025Change in Other Assets/Liabilities
-14.79MUSDFY2025 · Dec 31, 2025Capital Expenditures
-29.92MUSDFY2025 · Dec 31, 2025Net Acquisitions
0.00USDFY2025 · Dec 31, 2025Purchase of Investments
-472.04MUSDFY2025 · Dec 31, 2025Sale of Investments
384.60MUSDFY2025 · Dec 31, 2025Other Investing Activity
523.00KUSDFY2025 · Dec 31, 2025Net Investing Cash Flow
-116.84MUSDFY2025 · Dec 31, 2025Long-term Debt Payments
-50.00MUSDFY2025 · Dec 31, 2025Common Stock Repurchase
-15.17MUSDFY2025 · Dec 31, 2025Common Dividends Paid
-46.05MUSDFY2025 · Dec 31, 2025Net Financing Cash Flow
-111.22MUSDFY2025 · Dec 31, 2025Shares Outstanding
44.69MSharesUpdated Jul 19, 2026Float Shares
42.79MSharesUpdated Jul 19, 2026Shares Short
1.83MSharesUpdated Jul 19, 2026Short Ratio
3.89daysvs all stocks
Short % of Shares Outstanding
4.98%vs all stocks
% Held by Insiders
5.70%vs all stocks
% Held by Institutions
95.08%vs all stocks
Total Cash (MRQ)
501.96MUSDvs all stocks (USD)
Total Cash per Share (MRQ)
11.21USDUpdated Jul 19, 2026Total Debt (MRQ)
228.38MUSDvs all stocks (USD)
Book Value per Share (MRQ)
37.25USDUpdated Jul 19, 2026Total Assets
9.88BUSDvs all stocks (USD)
Total Liabilities
8.50BUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents
417.06MUSDFY2025 · Dec 31, 2025Other Short-term Investments
528.64MUSDFY2025 · Dec 31, 2025Long-term Debt
54.54MUSDFY2025 · Dec 31, 2025Common Stock (Book)
515.00KUSDFY2025 · Dec 31, 2025Retained Earnings
572.46MUSDFY2025 · Dec 31, 2025Total Shareholders' Equity
1.39BUSDvs all stocks (USD)
Treasury Stock
315.40MUSDFY2025 · Dec 31, 202552-Week Low
35.06USDUpdated Jul 19, 202652-Week High
47.28USDUpdated Jul 19, 202652-Week Change
17.31%vs all stocks
Beta
0.7680xvs all stocks
50-Day MA
43.06USDUpdated Jul 19, 2026200-Day MA
40.26USDUpdated Jul 19, 2026Avg 10-Day Volume
296.13KSharesUpdated Jul 19, 2026Avg 30-Day Volume
409.11KSharesUpdated Jul 19, 2026Diluted EPS (TTM)
2.68USDUpdated Jul 19, 20261 interpretation currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsIs this company financially stable?
Diagnostic
Debt Falling While Share Count Rises
Debt has fallen for four years while the share count rose over eight.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Supply Chain
Upstream position: supplies 5 industries, depends on 0Notable
Outgoing: 5.00Incoming: 0.00
Scale
Market cap is $2.08B, above the global median of $1.15BNotable
Market cap (USD): 2,082,325,314Global Median: 1,146,734,693.424
Levered free cash flow is $108.69M, above the global median of $16.24MNotable
Levered free cash flow (USD): 108,694,000Global Median: 16,239,329.704
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