CompanyGraph
What stands out
- Returns appear driven by leverage
At a glance
- Depends onMidstream position: 6 outgoing, 6 incoming connections
- ScaleMarket cap is $2.5B, above the global median of $1.15B
- PositionOperating margin is 64.6%, higher than 95% of its Credit Services peers (median 25.6%)
- Interpretations4 currently firing — 4
Sign in to view price data.
Sign inThe reported statements, read against the company's own industry.
What stands out
- Returns appear driven by leverage
Financials view
Market Capitalization
239.76BINR2.50B · vs all stocks (USD)
Trailing P/E
19.85xvs Credit Services peers
Revenue (TTM)
30.41BINR317.70M · vs all stocks (USD)
Profit Margin
39.81%vs Credit Services peers
Beta
0.1130xvs all stocks
52-Week Change
6.97%vs all stocks
Market Capitalization
239.76BINR2.50B · vs all stocks (USD)
Enterprise Value
461.80BINR4.82B · vs all stocks (USD)
Trailing P/E
19.85xvs Credit Services peers
Forward P/E
11.57xvs Credit Services peers
Price to Sales (TTM)
7.88xvs Credit Services peers
Price to Book (MRQ)
3.06xvs Credit Services peers
Enterprise to Revenue
15.18xvs Credit Services peers
Enterprise to EBITDA
16.20xvs Credit Services peers
Profit Margin
39.81%vs Credit Services peers
Operating Margin
64.59%vs Credit Services peers
Return on Assets (TTM)
2.44%vs Credit Services peers
Return on Equity (TTM)
16.36%vs Credit Services peers
Revenue (TTM)
30.41BINR317.70M · vs all stocks (USD)
Revenue per Share (TTM)
190.02INRUpdated Aug 21, 2026Quarterly Revenue Growth
149.50%vs Credit Services peers
Gross Profit (TTM)
29.80BINR311.33M · vs all stocks (USD)
EBITDA (TTM)
42.50BINR443.91M · vs all stocks (USD)
Net Income (TTM)
12.11BINR126.48M · vs all stocks (USD)
Quarterly Earnings Growth (YoY)
719.70%vs Credit Services peers
Operating Cash Flow (TTM)
-27.70BINR-289.38M · vs all stocks (USD)
Levered Free Cash Flow (TTM)
7.78BINR81.23M · vs all stocks (USD)
Payout Ratio
0.00%vs Credit Services peers
Revenue
58.33BINRFY2026 · Mar 31, 2026Cost of Goods Sold
24.84BINRFY2026 · Mar 31, 2026Gross Profit
33.50BINRFY2026 · Mar 31, 2026Operating Income
27.66BINR288.94M · vs all stocks (USD)
Pre-tax Income
10.33BINRFY2026 · Mar 31, 2026Income Tax Expense
2.56BINRFY2026 · Mar 31, 2026Net Income
7.78BINRFY2026 · Mar 31, 2026EBIT
11.73BINRFY2026 · Mar 31, 2026EBITDA (Income Statement)
28.51BINRFY2026 · Mar 31, 2026Selling, General & Administrative
645.20MINRFY2026 · Mar 31, 2026Other Operating Expenses
2.93BINRFY2026 · Mar 31, 2026Non-operating Interest Income
652.90MINRFY2026 · Mar 31, 2026Non-operating Interest Expense
1.39BINRFY2026 · Mar 31, 2026Preferred Stock Dividends
0.00INRFY2026 · Mar 31, 2026Operating Cash Flow
-82.97BINRFY2026 · Mar 31, 2026Free Cash Flow
-83.11BINRFY2026 · Mar 31, 2026Cash & Cash Equivalents (End of Period)
11.52BINRFY2026 · Mar 31, 2026Starting Profit (CF Statement)
10.33BINRFY2026 · Mar 31, 2026Stock-based Compensation
256.60MINRFY2026 · Mar 31, 2026Other Non-cash Items
-39.38BINRFY2026 · Mar 31, 2026Change in Accounts Receivable (CF)
-54.72BINRFY2026 · Mar 31, 2026Change in Other Assets/Liabilities
536.30MINRFY2026 · Mar 31, 2026Capital Expenditures
-143.50MINRFY2026 · Mar 31, 2026Net Intangibles (CF)
-28.20MINRFY2026 · Mar 31, 2026Purchase of Investments
-103.33BINRFY2026 · Mar 31, 2026Sale of Investments
102.21BINRFY2026 · Mar 31, 2026Other Investing Activity
285.00MINRFY2026 · Mar 31, 2026Net Investing Cash Flow
-980.30MINRFY2026 · Mar 31, 2026Long-term Debt Issuance
143.67BINRFY2026 · Mar 31, 2026Long-term Debt Payments
-117.21BINRFY2026 · Mar 31, 2026Net Short-term Debt Issuance
1.09BINRFY2026 · Mar 31, 2026Net Financing Cash Flow
27.87BINRFY2026 · Mar 31, 2026Shares Outstanding
160.26MSharesUpdated Aug 21, 2026Float Shares
57.51MSharesUpdated Aug 21, 2026% Held by Insiders
66.15%vs all stocks
% Held by Institutions
21.35%vs all stocks
Total Cash (MRQ)
21.54BINR225.01M · vs all stocks (USD)
Total Cash per Share (MRQ)
134.46INRUpdated Aug 21, 2026Total Debt (MRQ)
237.52BINR2.48B · vs all stocks (USD)
Total Debt to Equity (MRQ)
3.03xvs Credit Services peers
Current Ratio (MRQ)
1.38xvs Credit Services peers
Book Value per Share (MRQ)
489.54INRUpdated Aug 21, 2026Total Assets
319.30BINR3.34B · vs all stocks (USD)
Total Current Assets
182.36BINRFY2026 · Mar 31, 2026Total Liabilities
240.88BINRFY2026 · Mar 31, 2026Total Non-current Assets
136.94BINRFY2026 · Mar 31, 2026Total Non-current Liabilities
108.33BINRFY2026 · Mar 31, 2026Total Current Liabilities
132.55BINRFY2026 · Mar 31, 2026Cash
2.49BINRFY2026 · Mar 31, 2026Cash Equivalents
9.02BINRFY2026 · Mar 31, 2026Cash & Cash Equivalents
11.52BINRFY2026 · Mar 31, 2026Other Short-term Investments
12.67BINRFY2026 · Mar 31, 2026Accounts Payable
348.70MINRFY2026 · Mar 31, 2026Short-term Debt
129.29BINRFY2026 · Mar 31, 2026Long-term Debt
107.12BINRFY2026 · Mar 31, 2026Other Non-current Liabilities
265.90MINRFY2026 · Mar 31, 2026Common Stock (Book)
1.60BINRFY2026 · Mar 31, 2026Retained Earnings
38.96BINRFY2026 · Mar 31, 2026Total Shareholders' Equity
78.42BINR819.20M · vs all stocks (USD)
52-Week Low
1.11KINRUpdated Aug 21, 202652-Week High
1.63KINRUpdated Aug 21, 202652-Week Change
6.97%vs all stocks
Beta
0.1130xvs all stocks
50-Day MA
1.50KINRUpdated Aug 21, 2026200-Day MA
1.34KINRUpdated Aug 21, 2026Avg 10-Day Volume
153.83KSharesUpdated Aug 21, 2026Avg 30-Day Volume
359.18KSharesUpdated Aug 21, 2026Diluted EPS (TTM)
75.36INRUpdated Aug 21, 20264 interpretations currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsHow does this company use capital?
Operating Income Growing With Multi-Year Revenue Growth
Revenue up in each of five years, with operating income up in each of four.
Reads
Is this company growing?
Growth With Volume Backing
Revenue and net income have compounded over six years, and volume has leaned up with it.
Reads
Multi-Year Revenue, Profit, And Income Growth
Revenue has risen in each of three years, gross profit in each of four, and it has made a profit in all five.
Reads
Revenue Growth With Elevated Margin
Revenue up in each of five years, while its operating margin stays high.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Peer Positioning
Operating margin is 64.6%, higher than 95% of its Credit Services peers (median 25.6%)Significant
Operating margin: 0.65Industry median: 0.26Industry P95: 0.54Peers compared: 72.00
Profit margin is 39.8%, higher than 95% of its Credit Services peers (median 18.1%)Significant
Profit margin: 0.40Industry median: 0.18Industry P95: 0.40Peers compared: 72.00
Structural Tensions
Returns appear driven by leverageSignificant
Return on Equity: 0.16Debt-to-Equity: 3.03
Financial Health
Low earnings qualitySignificant
Earnings Quality Score: -5.64
Supply Chain
Midstream position: 6 outgoing, 6 incoming connectionsNotable
Outgoing: 6.00Incoming: 6.00
High connectivity hub: 12 industry connectionsNotable
Total Connections: 12.00
Scale
Market cap is $2.5B, above the global median of $1.15BNotable
Market cap (USD): 2,504,577,705.18Global Median: 1,146,734,693.424
Levered free cash flow is $81.23M, above the global median of $16.24MNotable
Levered free cash flow (USD): 81,232,274.4Global Median: 16,239,329.704
Companies that share the same coordination system — how they create, deliver, or capture value.
First Busey Corporation
Tier 1RiskSpread-Based LeverageRuleFlow
Enterprise Financial Services Corp.
Tier 1RiskSpread-Based LeverageRuleFlow
Columbia Financial Inc.
Tier 1RiskSpread-Based LeverageRuleFlow
Beacon Financial Corporation
Tier 1RiskSpread-Based LeverageFlowRule
The Bank of N.T. Butterfield & Son Limited
Tier 1RiskSpread-Based LeverageFlowInterface
Qingdao Rural Commercial Bank Co., Ltd.
Tier 1RiskSpread-Based LeverageFlowRule
Nishi-Nippon Financial Holdings Inc.
Tier 1RiskSpread-Based LeverageFlowRule
Banner Corporation
Tier 1RiskSpread-Based LeverageRuleFlow
China Fortune Financial Group Limited
Tier 1RiskSpread-Based LeverageInterfaceFlow
Bank of Zhengzhou Co., Ltd.
Tier 1RiskSpread-Based LeverageRuleFlow
Companies that share active interpretations — structural patterns currently present in both stocks.
Grade Upon Technology Corp.
4 interpretationsOperating Income Growing With Multi-Year Revenue GrowthMulti-Year Revenue, Profit, And Income GrowthGrowth With Volume BackingRevenue Growth With Elevated Margin
Zhongji Innolight Co., Ltd.
4 interpretationsOperating Income Growing With Multi-Year Revenue GrowthMulti-Year Revenue, Profit, And Income GrowthGrowth With Volume BackingRevenue Growth With Elevated Margin
Suzhou Sepax Technologies Inc.
4 interpretationsOperating Income Growing With Multi-Year Revenue GrowthMulti-Year Revenue, Profit, And Income GrowthGrowth With Volume BackingRevenue Growth With Elevated Margin