CompanyGraph
Mercury General Corporation
MCY · NYSE Arca · United States
mercuryinsurance.comFinancials as of FY2025
At a glance
- Depends onDownstream position: depends on 11 industries, supplies 5
- ScaleLevered free cash flow is $1.57B, higher than 95% of all stocks globally
- FinancialsHigh earnings quality
- Interpretations1 currently firing — 1
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Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
1.20%Below 5Y avg (3.55%)
Annual Rate
USD 1.27Paid quarterly
Payout Ratio
8.4%Sustainable
Consecutive Growth
1 yr
Paying Dividends
26 yr
Payback Period
83.2 yr
Last Ex-Dividend
Jun 11, 2026
Last Payment
Jun 25, 2026
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
5.89BUSDvs all stocks (USD)
Trailing P/E
7.00xRevenue (TTM)
6.14BUSDvs all stocks (USD)
Profit Margin
13.69%Beta
0.9090xvs all stocks
52-Week Change
56.76%vs all stocks
Forward Annual Dividend Yield
1.20%vs all stocks
Market Capitalization
5.89BUSDvs all stocks (USD)
Enterprise Value
4.68BUSDvs all stocks (USD)
Trailing P/E
7.00xForward P/E
8.85xPEG Ratio
-0.0254xPrice to Sales (TTM)
0.9591xPrice to Book (MRQ)
2.27xEnterprise to Revenue
0.7630xEnterprise to EBITDA
4.09xProfit Margin
13.69%Operating Margin
15.75%Return on Assets (TTM)
7.06%Return on Equity (TTM)
38.08%Revenue (TTM)
6.14BUSDvs all stocks (USD)
Revenue per Share (TTM)
110.78USDUpdated Jul 19, 2026Quarterly Revenue Growth
10.50%Gross Profit (TTM)
1.55BUSDvs all stocks (USD)
EBITDA (TTM)
1.14BUSDvs all stocks (USD)
Net Income (TTM)
839.84MUSDvs all stocks (USD)
Quarterly Earnings Growth (YoY)
10.47%Operating Cash Flow (TTM)
1.48BUSDvs all stocks (USD)
Levered Free Cash Flow (TTM)
1.57BUSDvs all stocks (USD)
Forward Annual Dividend Rate
1.27USDUpdated Jul 19, 2026Forward Annual Dividend Yield
1.20%vs all stocks
Trailing Annual Dividend Rate
1.27USDUpdated Jul 19, 2026Trailing Annual Dividend Yield
1.20%vs all stocks
5-Year Average Dividend Yield
3.55%vs all stocks
Payout Ratio
8.37%Revenue
5.99BUSDFY2025 · Dec 31, 2025Pre-tax Income
663.65MUSDFY2025 · Dec 31, 2025Income Tax Expense
122.56MUSDFY2025 · Dec 31, 2025Net Income
541.09MUSDFY2025 · Dec 31, 2025EBIT
692.27MUSDFY2025 · Dec 31, 2025Other Operating Expenses
394.23MUSDFY2025 · Dec 31, 2025Non-operating Interest Expense
28.62MUSDFY2025 · Dec 31, 2025EPS (Basic)
9.77USDFY2025 · Dec 31, 2025EPS (Diluted)
9.77USDFY2025 · Dec 31, 2025Basic Shares Outstanding
55.39MSharesFY2025 · Dec 31, 2025Diluted Shares Outstanding
55.39MSharesFY2025 · Dec 31, 2025Net Income from Continuing Operations
541.09MUSDFY2025 · Dec 31, 2025Operating Cash Flow
440.49MUSDFY2025 · Dec 31, 2025Free Cash Flow
416.21MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
1.32BUSDFY2025 · Dec 31, 2025Income Tax Paid
96.61MUSDFY2025 · Dec 31, 2025Interest Paid
28.16MUSDFY2025 · Dec 31, 2025Starting Profit (CF Statement)
541.09MUSDFY2025 · Dec 31, 2025Other Non-cash Items
10.00MUSDFY2025 · Dec 31, 2025Change in Accounts Receivable (CF)
-135.84MUSDFY2025 · Dec 31, 2025Change in Other Assets/Liabilities
25.24MUSDFY2025 · Dec 31, 2025Capital Expenditures
-24.28MUSDFY2025 · Dec 31, 2025Purchase of Investments
-3.82BUSDFY2025 · Dec 31, 2025Sale of Investments
3.42BUSDFY2025 · Dec 31, 2025Other Investing Activity
8.20MUSDFY2025 · Dec 31, 2025Net Investing Cash Flow
-420.16MUSDFY2025 · Dec 31, 2025Long-term Debt Issuance
0.00USDFY2025 · Dec 31, 2025Long-term Debt Payments
-1.37MUSDFY2025 · Dec 31, 2025Common Dividends Paid
-70.34MUSDFY2025 · Dec 31, 2025Net Financing Cash Flow
-71.72MUSDFY2025 · Dec 31, 2025Shares Outstanding
55.39MSharesUpdated Jul 19, 2026Float Shares
26.54MSharesUpdated Jul 19, 2026Shares Short
1.41MSharesUpdated Jul 19, 2026Short Ratio
4.40daysvs all stocks
Short % of Shares Outstanding
3.95%vs all stocks
% Held by Insiders
52.03%vs all stocks
% Held by Institutions
47.96%vs all stocks
Total Cash (MRQ)
1.79BUSDvs all stocks (USD)
Total Cash per Share (MRQ)
32.37USDUpdated Jul 19, 2026Total Debt (MRQ)
587.28MUSDvs all stocks (USD)
Total Debt to Equity (MRQ)
0.2267xCurrent Ratio (MRQ)
0.8750xBook Value per Share (MRQ)
46.76USDUpdated Jul 19, 2026Total Assets
9.56BUSDvs all stocks (USD)
Total Liabilities
7.14BUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents
1.32BUSDFY2025 · Dec 31, 2025Other Short-term Investments
336.99MUSDFY2025 · Dec 31, 2025Accounts Receivable
855.23MUSDFY2025 · Dec 31, 2025Accounts Payable
448.70MUSDFY2025 · Dec 31, 2025Long-term Debt
586.86MUSDFY2025 · Dec 31, 2025Common Stock (Book)
99.70MUSDFY2025 · Dec 31, 2025Retained Earnings
2.32BUSDFY2025 · Dec 31, 2025Total Shareholders' Equity
2.42BUSDvs all stocks (USD)
52-Week Low
66.57USDUpdated Jul 19, 202652-Week High
113.06USDUpdated Jul 19, 202652-Week Change
56.76%vs all stocks
Beta
0.9090xvs all stocks
50-Day MA
102.96USDUpdated Jul 19, 2026200-Day MA
92.52USDUpdated Jul 19, 2026Avg 10-Day Volume
292.34KSharesUpdated Jul 19, 2026Avg 30-Day Volume
308.36KSharesUpdated Jul 19, 2026Diluted EPS (TTM)
15.17USDUpdated Jul 19, 2026Other Income / Expense
26.79MUSDFY2025 · Dec 31, 20251 interpretation currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsHow does this company use capital?
Cash Backing With Revenue And Income Streaks
Revenue has risen in each of three years, profit in all three, and it holds more cash than debt.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Financial Health
High earnings qualityNotable
Earnings Quality Score: 0.54
Supply Chain
Downstream position: depends on 11 industries, supplies 5Notable
Outgoing: 5.00Incoming: 11.00
High connectivity hub: 16 industry connectionsNotable
Total Connections: 16.00
Scale
Levered free cash flow is $1.57B, higher than 95% of all stocks globallySignificant
Levered free cash flow (USD): 1,573,970,304Global P95: 1,123,592,359.78
Market cap is $5.89B, above the global median of $1.15BNotable
Market cap (USD): 5,885,041,618Global Median: 1,146,734,693.424
Revenue is $6.14B, above the global median of $520.53MNotable
Revenue (USD): 6,135,697,920Global Median: 520,528,949.311
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