CompanyGraph
First Commonwealth Financial Corporation
FCF · NYSE Arca · United States
fcbanking.comFinancials as of FY2025
At a glance
- Depends onUpstream position: supplies 5 industries, depends on 0
- ScaleMarket cap is $2.15B, above the global median of $1.15B
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Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
2.65%Below 5Y avg (3.30%)
Annual Rate
USD 0.56Paid quarterly
Payout Ratio
35.5%Sustainable
Consecutive Growth
9 yr
Paying Dividends
26 yr
Payback Period
38.7 yr
Last Ex-Dividend
May 8, 2026
Last Payment
May 22, 2026
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
2.15BUSDvs all stocks (USD)
Trailing P/E
13.89xRevenue (TTM)
495.72MUSDvs all stocks (USD)
Profit Margin
31.70%Beta
0.7340xvs all stocks
52-Week Change
25.86%vs all stocks
Forward Annual Dividend Yield
2.65%vs all stocks
Market Capitalization
2.15BUSDvs all stocks (USD)
Enterprise Value
1.99BUSDvs all stocks (USD)
Trailing P/E
13.89xForward P/E
10.75xPEG Ratio
0.9190xPrice to Sales (TTM)
4.33xPrice to Book (MRQ)
1.38xEnterprise to Revenue
4.02xProfit Margin
31.70%Operating Margin
41.84%Return on Assets (TTM)
1.31%Return on Equity (TTM)
10.48%Revenue (TTM)
495.72MUSDvs all stocks (USD)
Revenue per Share (TTM)
4.80USDUpdated Jul 18, 2026Quarterly Revenue Growth
9.10%Gross Profit (TTM)
495.72MUSDvs all stocks (USD)
EBITDA (TTM)
0.00USDvs all stocks (USD)
Net Income (TTM)
157.15MUSDvs all stocks (USD)
Quarterly Earnings Growth (YoY)
14.80%Operating Cash Flow (TTM)
218.48MUSDvs all stocks (USD)
Levered Free Cash Flow (TTM)
152.30MUSDvs all stocks (USD)
Forward Annual Dividend Rate
0.5600USDUpdated Jul 18, 2026Forward Annual Dividend Yield
2.65%vs all stocks
Trailing Annual Dividend Rate
0.5450USDUpdated Jul 18, 2026Trailing Annual Dividend Yield
2.58%vs all stocks
5-Year Average Dividend Yield
3.30%vs all stocks
Payout Ratio
35.53%Revenue
522.91MUSDFY2025 · Dec 31, 2025Pre-tax Income
191.36MUSDFY2025 · Dec 31, 2025Income Tax Expense
39.06MUSDFY2025 · Dec 31, 2025Net Income
152.30MUSDFY2025 · Dec 31, 2025Selling, General & Administrative
176.54MUSDFY2025 · Dec 31, 2025EPS (Basic)
1.48USDFY2025 · Dec 31, 2025EPS (Diluted)
1.47USDFY2025 · Dec 31, 2025Basic Shares Outstanding
103.22MSharesFY2025 · Dec 31, 2025Diluted Shares Outstanding
103.22MSharesFY2025 · Dec 31, 2025Net Income from Continuing Operations
152.30MUSDFY2025 · Dec 31, 2025Operating Cash Flow
164.59MUSDFY2025 · Dec 31, 2025Free Cash Flow
148.50MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
180.36MUSDFY2025 · Dec 31, 2025Income Tax Paid
34.66MUSDFY2025 · Dec 31, 2025Interest Paid
207.50MUSDFY2025 · Dec 31, 2025Starting Profit (CF Statement)
152.30MUSDFY2025 · Dec 31, 2025Depreciation & Amortization
6.63MUSDFY2025 · Dec 31, 2025Deferred Taxes (CF)
3.04MUSDFY2025 · Dec 31, 2025Other Non-cash Items
3.53MUSDFY2025 · Dec 31, 2025Change in Accounts Receivable (CF)
129.00KUSDFY2025 · Dec 31, 2025Change in Accounts Payable (CF)
-1.03MUSDFY2025 · Dec 31, 2025Capital Expenditures
-16.09MUSDFY2025 · Dec 31, 2025Net Acquisitions
4.67MUSDFY2025 · Dec 31, 2025Purchase of Investments
-354.60MUSDFY2025 · Dec 31, 2025Sale of Investments
434.51MUSDFY2025 · Dec 31, 2025Other Investing Activity
5.53MUSDFY2025 · Dec 31, 2025Net Investing Cash Flow
74.02MUSDFY2025 · Dec 31, 2025Long-term Debt Issuance
0.00USDFY2025 · Dec 31, 2025Long-term Debt Payments
-21.69MUSDFY2025 · Dec 31, 2025Net Short-term Debt Issuance
65.33MUSDFY2025 · Dec 31, 2025Common Stock Repurchase
-35.79MUSDFY2025 · Dec 31, 2025Common Dividends Paid
-55.49MUSDFY2025 · Dec 31, 2025Net Financing Cash Flow
-47.40MUSDFY2025 · Dec 31, 2025Shares Outstanding
101.68MSharesUpdated Jul 18, 2026Float Shares
98.93MSharesUpdated Jul 18, 2026Shares Short
2.83MSharesUpdated Jul 18, 2026Short Ratio
3.52daysvs all stocks
Short % of Shares Outstanding
3.88%vs all stocks
% Held by Insiders
1.69%vs all stocks
% Held by Institutions
78.99%vs all stocks
Total Cash (MRQ)
357.27MUSDvs all stocks (USD)
Total Cash per Share (MRQ)
3.53USDUpdated Jul 18, 2026Total Debt (MRQ)
210.01MUSDvs all stocks (USD)
Book Value per Share (MRQ)
15.33USDUpdated Jul 18, 2026Total Assets
12.34BUSDvs all stocks (USD)
Total Liabilities
10.79BUSDFY2025 · Dec 31, 2025Cash
103.28MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents
180.36MUSDFY2025 · Dec 31, 2025Other Short-term Investments
962.50MUSDFY2025 · Dec 31, 2025Short-term Debt
125.00MUSDFY2025 · Dec 31, 2025Long-term Debt
261.74MUSDFY2025 · Dec 31, 2025Common Stock (Book)
126.60MUSDFY2025 · Dec 31, 2025Retained Earnings
1.07BUSDFY2025 · Dec 31, 2025Total Shareholders' Equity
1.55BUSDvs all stocks (USD)
Treasury Stock
251.26MUSDFY2025 · Dec 31, 202552-Week Low
15.00USDUpdated Jul 18, 202652-Week High
21.41USDUpdated Jul 18, 202652-Week Change
25.86%vs all stocks
Beta
0.7340xvs all stocks
50-Day MA
19.46USDUpdated Jul 18, 2026200-Day MA
17.80USDUpdated Jul 18, 2026Avg 10-Day Volume
661.46KSharesUpdated Jul 18, 2026Avg 30-Day Volume
756.03KSharesUpdated Jul 18, 2026Diluted EPS (TTM)
1.52USDUpdated Jul 18, 2026Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Supply Chain
Upstream position: supplies 5 industries, depends on 0Notable
Outgoing: 5.00Incoming: 0.00
Scale
Market cap is $2.15B, above the global median of $1.15BNotable
Market cap (USD): 2,147,575,689Global Median: 1,146,734,693.424
Levered free cash flow is $152.3M, above the global median of $16.24MNotable
Levered free cash flow (USD): 152,302,000Global Median: 16,239,329.704
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