CompanyGraph
BFF Bank S.p.A.
BFF · Borsa Italiana · Italy
Price data from its 0RON listing on LSE
bff.comFinancials as of FY2025
At a glance
- Depends onMidstream position: 6 outgoing, 6 incoming connections
- ScaleMarket cap is $2.11B, above the global median of $1.15B
- Interpretations1 currently firing — 1
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Sign inThe reported statements, read against the company's own industry.
Financials view
Market Capitalization
1.82BEUR2.11B · vs all stocks (USD)
Trailing P/E
34.87xvs Credit Services peers
Revenue (TTM)
363.55MEUR420.81M · vs all stocks (USD)
Profit Margin
4.94%vs Credit Services peers
Beta
1.15xvs all stocks
52-Week Change
-72.37%vs all stocks
Market Capitalization
1.82BEUR2.11B · vs all stocks (USD)
Enterprise Value
3.19BEUR3.70B · vs all stocks (USD)
Trailing P/E
34.87xvs Credit Services peers
Forward P/E
4.59xvs Credit Services peers
PEG Ratio
0.8880xvs Credit Services peers
Price to Sales (TTM)
1.63xvs Credit Services peers
Price to Book (MRQ)
0.6280xvs Credit Services peers
Enterprise to Revenue
8.78xvs Credit Services peers
Profit Margin
4.94%vs Credit Services peers
Operating Margin
32.19%vs Credit Services peers
Return on Assets (TTM)
0.14%vs Credit Services peers
Return on Equity (TTM)
1.90%vs Credit Services peers
Revenue (TTM)
363.55MEUR420.81M · vs all stocks (USD)
Revenue per Share (TTM)
1.93EURUpdated Aug 19, 2026Quarterly Revenue Growth
2.70%vs Credit Services peers
Gross Profit (TTM)
327.86MEUR379.49M · vs all stocks (USD)
EBITDA (TTM)
0.00EURvs all stocks (USD)
Net Income (TTM)
17.97MEUR20.80M · vs all stocks (USD)
Quarterly Earnings Growth (YoY)
-94.50%vs Credit Services peers
Operating Cash Flow (TTM)
-587.30MEUR-679.80M · vs all stocks (USD)
Levered Free Cash Flow (TTM)
36.95MEUR42.77M · vs all stocks (USD)
Payout Ratio
0.00%vs Credit Services peers
Revenue
376.59MEURFY2025 · Dec 31, 2025Pre-tax Income
87.33MEURFY2025 · Dec 31, 2025Income Tax Expense
17.15MEURFY2025 · Dec 31, 2025Net Income
70.17MEURFY2025 · Dec 31, 2025Selling, General & Administrative
105.63MEURFY2025 · Dec 31, 2025Other Operating Expenses
1.52MEURFY2025 · Dec 31, 2025EPS (Basic)
0.3719EURFY2025 · Dec 31, 2025EPS (Diluted)
0.3719EURFY2025 · Dec 31, 2025Basic Shares Outstanding
188.82MSharesFY2025 · Dec 31, 2025Diluted Shares Outstanding
188.82MSharesFY2025 · Dec 31, 2025Operating Cash Flow
48.20MEURFY2025 · Dec 31, 2025Free Cash Flow
47.08MEURFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
124.58MEURFY2025 · Dec 31, 2025Starting Profit (CF Statement)
36.95MEURFY2025 · Dec 31, 2025Other Non-cash Items
11.24MEURFY2025 · Dec 31, 2025Change in Other Assets/Liabilities
0.00EURFY2025 · Dec 31, 2025Capital Expenditures
-1.12MEURFY2025 · Dec 31, 2025Net Intangibles (CF)
-10.81MEURFY2025 · Dec 31, 2025Other Investing Activity
-1.00KEURFY2025 · Dec 31, 2025Net Investing Cash Flow
-1.12MEURFY2025 · Dec 31, 2025Shares Outstanding
188.90MSharesUpdated Aug 19, 2026Float Shares
179.20MSharesUpdated Aug 19, 2026% Held by Insiders
8.85%vs all stocks
% Held by Institutions
27.81%vs all stocks
Total Cash (MRQ)
674.48MEUR780.72M · vs all stocks (USD)
Total Cash per Share (MRQ)
3.57EURUpdated Aug 19, 2026Total Debt (MRQ)
3.27BEUR3.79B · vs all stocks (USD)
Total Debt to Equity (MRQ)
3.47xvs Credit Services peers
Current Ratio (MRQ)
1.13xvs Credit Services peers
Book Value per Share (MRQ)
5.00EURUpdated Aug 19, 2026Total Assets
12.29BEUR14.23B · vs all stocks (USD)
Total Liabilities
11.37BEURFY2025 · Dec 31, 2025Cash & Cash Equivalents
979.40MEURFY2025 · Dec 31, 2025Long-term Debt
788.27MEURFY2025 · Dec 31, 2025Common Stock (Book)
145.40MEURFY2025 · Dec 31, 2025Retained Earnings
70.17MEURFY2025 · Dec 31, 2025Total Shareholders' Equity
923.87MEUR1.07B · vs all stocks (USD)
Treasury Stock
0.00EURFY2025 · Dec 31, 202552-Week Low
1.23EURUpdated Aug 19, 202652-Week High
11.60EURUpdated Aug 19, 202652-Week Change
-72.37%vs all stocks
Beta
1.15xvs all stocks
50-Day MA
3.04EURUpdated Aug 19, 2026200-Day MA
4.98EURUpdated Aug 19, 2026Avg 10-Day Volume
5.80MSharesUpdated Aug 19, 2026Avg 30-Day Volume
4.05MSharesUpdated Aug 19, 2026Diluted EPS (TTM)
0.0900EURUpdated Aug 19, 20261 interpretation currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsWhere is this company structurally exposed?
Decline With Range Expansion And Drawdown
The price is falling, swinging wider than usual, and sits well below its peak.
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Supply Chain
Midstream position: 6 outgoing, 6 incoming connectionsNotable
Outgoing: 6.00Incoming: 6.00
High connectivity hub: 12 industry connectionsNotable
Total Connections: 12.00
Scale
Market cap is $2.11B, above the global median of $1.15BNotable
Market cap (USD): 2,109,572,806.723Global Median: 1,146,734,693.424
Levered free cash flow is $42.77M, above the global median of $16.24MNotable
Levered free cash flow (USD): 42,770,782.5Global Median: 16,239,329.704
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