CompanyGraph
Five-Star Business Finance Limited
FIVESTAR · NSE India · India
fivestargroup.inFinancials as of FY2026
At a glance
- Depends onMidstream position: 6 outgoing, 6 incoming connections
- ScaleMarket cap is $1.61B, above the global median of $1.15B
- PositionOperating margin is 59.1%, higher than 95% of its Credit Services peers (median 18.7%)
- Interpretations5 currently firing — 5
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Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
0.38%
Annual Rate
INR 2.00Paid annual
Payout Ratio
5.3%Sustainable
Last Ex-Dividend
Jul 31, 2026
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
153.78BINR1.61B · vs all stocks (USD)
Trailing P/E
13.93xvs Credit Services peers
Revenue (TTM)
23.09BINR241.32M · vs all stocks (USD)
Profit Margin
47.80%vs Credit Services peers
Beta
0.5840xvs all stocks
52-Week Change
-9.64%vs all stocks
Market Capitalization
153.78BINR1.61B · vs all stocks (USD)
Enterprise Value
216.19BINR2.26B · vs all stocks (USD)
Trailing P/E
13.93xvs Credit Services peers
Forward P/E
10.54xvs Credit Services peers
PEG Ratio
-4.41xvs Credit Services peers
Price to Sales (TTM)
6.66xvs Credit Services peers
Price to Book (MRQ)
2.08xvs Credit Services peers
Enterprise to Revenue
9.36xvs Credit Services peers
Enterprise to EBITDA
12.46xvs Credit Services peers
Profit Margin
47.80%vs Credit Services peers
Operating Margin
59.13%vs Credit Services peers
Return on Assets (TTM)
6.96%vs Credit Services peers
Return on Equity (TTM)
14.89%vs Credit Services peers
Revenue (TTM)
23.09BINR241.32M · vs all stocks (USD)
Revenue per Share (TTM)
78.37INRUpdated Aug 21, 2026Quarterly Revenue Growth
8.00%vs Credit Services peers
Gross Profit (TTM)
23.00BINR240.38M · vs all stocks (USD)
EBITDA (TTM)
17.35BINR181.30M · vs all stocks (USD)
Net Income (TTM)
11.04BINR115.34M · vs all stocks (USD)
Quarterly Earnings Growth (YoY)
1.90%vs Credit Services peers
Operating Cash Flow (TTM)
-2.64BINR-27.62M · vs all stocks (USD)
Trailing Annual Dividend Rate
2.00INRUpdated Aug 21, 2026Trailing Annual Dividend Yield
0.38%vs all stocks
Payout Ratio
5.35%vs Credit Services peers
Revenue
31.76BINRFY2026 · Mar 31, 2026Cost of Goods Sold
13.67BINRFY2026 · Mar 31, 2026Gross Profit
18.09BINRFY2026 · Mar 31, 2026Operating Income
16.09BINR168.11M · vs all stocks (USD)
Pre-tax Income
14.63BINRFY2026 · Mar 31, 2026Income Tax Expense
3.64BINRFY2026 · Mar 31, 2026Net Income
10.99BINRFY2026 · Mar 31, 2026EBIT
16.09BINRFY2026 · Mar 31, 2026EBITDA (Income Statement)
18.20BINRFY2026 · Mar 31, 2026Other Operating Expenses
1.63BINRFY2026 · Mar 31, 2026EPS (Basic)
37.31INRFY2026 · Mar 31, 2026EPS (Diluted)
37.25INRFY2026 · Mar 31, 2026Basic Shares Outstanding
294.49MSharesFY2026 · Mar 31, 2026Diluted Shares Outstanding
294.49MSharesFY2026 · Mar 31, 2026Preferred Stock Dividends
0.00INRFY2026 · Mar 31, 2026Operating Cash Flow
-24.55BINRFY2026 · Mar 31, 2026Free Cash Flow
-24.80BINRFY2026 · Mar 31, 2026Cash & Cash Equivalents (End of Period)
16.18BINRFY2026 · Mar 31, 2026Starting Profit (CF Statement)
14.63BINRFY2026 · Mar 31, 2026Stock-based Compensation
64.23MINRFY2026 · Mar 31, 2026Other Non-cash Items
-23.92BINRFY2026 · Mar 31, 2026Change in Accounts Receivable (CF)
-15.49BINRFY2026 · Mar 31, 2026Change in Other Assets/Liabilities
171.54MINRFY2026 · Mar 31, 2026Capital Expenditures
-255.29MINRFY2026 · Mar 31, 2026Purchase of Investments
0.00INRFY2026 · Mar 31, 2026Sale of Investments
1.63BINRFY2026 · Mar 31, 2026Net Investing Cash Flow
1.37BINRFY2026 · Mar 31, 2026Long-term Debt Issuance
29.06BINRFY2026 · Mar 31, 2026Long-term Debt Payments
-26.93BINRFY2026 · Mar 31, 2026Common Dividends Paid
-588.90MINRFY2026 · Mar 31, 2026Net Financing Cash Flow
1.76BINRFY2026 · Mar 31, 2026Shares Outstanding
295.19MSharesUpdated Aug 21, 2026Float Shares
206.29MSharesUpdated Aug 21, 2026% Held by Insiders
26.32%vs all stocks
% Held by Institutions
50.21%vs all stocks
Total Cash (MRQ)
22.11BINR230.99M · vs all stocks (USD)
Total Cash per Share (MRQ)
74.89INRUpdated Aug 21, 2026Total Debt (MRQ)
82.61BINR863.15M · vs all stocks (USD)
Total Debt to Equity (MRQ)
1.12xvs Credit Services peers
Current Ratio (MRQ)
1.61xvs Credit Services peers
Book Value per Share (MRQ)
250.03INRUpdated Aug 21, 2026Total Assets
157.90BINR1.65B · vs all stocks (USD)
Total Current Assets
151.34BINRFY2026 · Mar 31, 2026Total Liabilities
84.10BINRFY2026 · Mar 31, 2026Total Non-current Assets
6.56BINRFY2026 · Mar 31, 2026Total Non-current Liabilities
83.63BINRFY2026 · Mar 31, 2026Total Current Liabilities
463.65MINRFY2026 · Mar 31, 2026Cash & Cash Equivalents
16.18BINRFY2026 · Mar 31, 2026Other Short-term Investments
5.31BINRFY2026 · Mar 31, 2026Accounts Payable
318.09MINRFY2026 · Mar 31, 2026Long-term Debt
82.00BINRFY2026 · Mar 31, 2026Other Non-current Liabilities
195.90MINRFY2026 · Mar 31, 2026Common Stock (Book)
295.18MINRFY2026 · Mar 31, 2026Total Shareholders' Equity
73.80BINR771.15M · vs all stocks (USD)
52-Week Low
338.15INRUpdated Aug 21, 202652-Week High
666.00INRUpdated Aug 21, 202652-Week Change
-9.64%vs all stocks
Beta
0.5840xvs all stocks
50-Day MA
531.80INRUpdated Aug 21, 2026200-Day MA
490.07INRUpdated Aug 21, 2026Avg 10-Day Volume
303.76KSharesUpdated Aug 21, 2026Avg 30-Day Volume
575.60KSharesUpdated Aug 21, 2026Diluted EPS (TTM)
37.40INRUpdated Aug 21, 20265 interpretations currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsIs this company financially stable?
Liquidity Ratios Elevated
It can cover near-term bills from cash alone, not just from inventory.
Reads
How does this company use capital?
Operating Income Growing With Multi-Year Revenue Growth
Revenue up in each of five years, with operating income up in each of four.
Reads
Is this company growing?
Growth With Volume Backing
Revenue and net income have compounded over six years, and volume has leaned up with it.
Reads
Multi-Year Revenue, Profit, And Income Growth
Revenue has risen in each of three years, gross profit in each of four, and it has made a profit in all five.
Reads
Revenue Growth With Elevated Margin
Revenue up in each of five years, while its operating margin stays high.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Peer Positioning
Operating margin is 59.1%, higher than 95% of its Credit Services peers (median 18.7%)Significant
Operating margin: 0.59Industry median: 0.19Industry P95: 0.52Peers compared: 36.00
Financial Health
Low earnings qualitySignificant
Earnings Quality Score: -2.21
High structural barrier to entryNotable
Barrier to Entry: 0.67
Supply Chain
Midstream position: 6 outgoing, 6 incoming connectionsNotable
Outgoing: 6.00Incoming: 6.00
High connectivity hub: 12 industry connectionsNotable
Total Connections: 12.00
Scale
Market cap is $1.61B, above the global median of $1.15BNotable
Market cap (USD): 1,606,828,149.332Global Median: 1,146,734,693.424
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