CompanyGraph
Beacon Financial Corporation
BBT · NYSE Arca · United States
beaconfinancialcorporation.comFinancials as of FY2025
What stands out
- Pays more per share than it earned over the last twelve months
At a glance
- Depends onUpstream position: supplies 5 industries, depends on 0
- ScaleMarket cap is $2.58B, above the global median of $1.15B
- Interpretations1 currently firing — 1
Sign in to view price data.
Sign inWhat the company actually pays, and whether its own cash supports it.
What stands out
- Pays more per share than it earned over the last twelve months
Dividends view
Yield
4.20%Below 5Y avg (4.60%)
Annual Rate
USD 1.29Paid quarterly
Payout Ratio
119.2%High
Consecutive Growth
1 yr
Paying Dividends
26 yr
Payback Period
27.5 yr
Last Ex-Dividend
May 15, 2026
Last Payment
May 29, 2026
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
2.58BUSDvs all stocks (USD)
Trailing P/E
28.47xRevenue (TTM)
632.88MUSDvs all stocks (USD)
Profit Margin
18.55%52-Week Change
16.92%vs all stocks
Forward Annual Dividend Yield
4.20%vs all stocks
Market Capitalization
2.58BUSDvs all stocks (USD)
Enterprise Value
2.65BUSDvs all stocks (USD)
Trailing P/E
28.47xForward P/E
8.99xPEG Ratio
2.85xPrice to Sales (TTM)
4.07xPrice to Book (MRQ)
1.03xEnterprise to Revenue
4.19xProfit Margin
18.55%Operating Margin
44.31%Return on Assets (TTM)
0.70%Return on Equity (TTM)
6.27%Revenue (TTM)
632.88MUSDvs all stocks (USD)
Revenue per Share (TTM)
7.35USDUpdated Jul 18, 2026Quarterly Revenue Growth
141.80%Gross Profit (TTM)
632.88MUSDvs all stocks (USD)
EBITDA (TTM)
0.00USDvs all stocks (USD)
Net Income (TTM)
117.39MUSDvs all stocks (USD)
Quarterly Earnings Growth (YoY)
142.00%Operating Cash Flow (TTM)
202.58MUSDvs all stocks (USD)
Levered Free Cash Flow (TTM)
90.27MUSDvs all stocks (USD)
Forward Annual Dividend Rate
1.29USDUpdated Jul 18, 2026Forward Annual Dividend Yield
4.20%vs all stocks
Trailing Annual Dividend Rate
1.15USDUpdated Jul 18, 2026Trailing Annual Dividend Yield
3.74%vs all stocks
5-Year Average Dividend Yield
4.60%vs all stocks
Payout Ratio
119.25%Revenue
552.99MUSDFY2025 · Dec 31, 2025Pre-tax Income
121.86MUSDFY2025 · Dec 31, 2025Income Tax Expense
31.59MUSDFY2025 · Dec 31, 2025Net Income
90.27MUSDFY2025 · Dec 31, 2025Selling, General & Administrative
204.99MUSDFY2025 · Dec 31, 2025Net Income from Continuing Operations
90.27MUSDFY2025 · Dec 31, 2025Operating Cash Flow
308.47MUSDFY2025 · Dec 31, 2025Free Cash Flow
296.18MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
2.04BUSDFY2025 · Dec 31, 2025Income Tax Paid
14.97MUSDFY2025 · Dec 31, 2025Interest Paid
328.86MUSDFY2025 · Dec 31, 2025Starting Profit (CF Statement)
90.27MUSDFY2025 · Dec 31, 2025Depreciation & Amortization
24.78MUSDFY2025 · Dec 31, 2025Deferred Taxes (CF)
22.35MUSDFY2025 · Dec 31, 2025Stock-based Compensation
5.92MUSDFY2025 · Dec 31, 2025Other Non-cash Items
81.83MUSDFY2025 · Dec 31, 2025Change in Other Assets/Liabilities
83.32MUSDFY2025 · Dec 31, 2025Capital Expenditures
-12.29MUSDFY2025 · Dec 31, 2025Net Acquisitions
1.08BUSDFY2025 · Dec 31, 2025Purchase of Investments
-33.13MUSDFY2025 · Dec 31, 2025Sale of Investments
366.28MUSDFY2025 · Dec 31, 2025Other Investing Activity
24.63MUSDFY2025 · Dec 31, 2025Net Investing Cash Flow
1.43BUSDFY2025 · Dec 31, 2025Long-term Debt Issuance
1.06BUSDFY2025 · Dec 31, 2025Long-term Debt Payments
-2.35BUSDFY2025 · Dec 31, 2025Common Dividends Paid
-63.12MUSDFY2025 · Dec 31, 2025Other Financing Charges
-2.37MUSDFY2025 · Dec 31, 2025Net Financing Cash Flow
-1.35BUSDFY2025 · Dec 31, 2025Shares Outstanding
83.82MSharesUpdated Jul 18, 2026Float Shares
77.63MSharesUpdated Jul 18, 2026Shares Short
3.80MSharesUpdated Jul 18, 2026Short Ratio
3.84daysvs all stocks
Short % of Shares Outstanding
4.58%vs all stocks
% Held by Insiders
1.34%vs all stocks
% Held by Institutions
94.49%vs all stocks
Total Cash (MRQ)
1.21BUSDvs all stocks (USD)
Total Cash per Share (MRQ)
14.43USDUpdated Jul 18, 2026Total Debt (MRQ)
1.28BUSDvs all stocks (USD)
Book Value per Share (MRQ)
29.81USDUpdated Jul 18, 2026Total Assets
23.22BUSDvs all stocks (USD)
Total Liabilities
20.72BUSDFY2025 · Dec 31, 2025Cash
201.56MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents
2.04BUSDFY2025 · Dec 31, 2025Other Short-term Investments
1.69BUSDFY2025 · Dec 31, 2025Short-term Debt
544.45MUSDFY2025 · Dec 31, 2025Long-term Debt
334.63MUSDFY2025 · Dec 31, 2025Common Stock (Book)
896.00KUSDFY2025 · Dec 31, 2025Retained Earnings
485.86MUSDFY2025 · Dec 31, 2025Total Shareholders' Equity
2.50BUSDvs all stocks (USD)
Treasury Stock
142.58MUSDFY2025 · Dec 31, 202552-Week Low
22.81USDUpdated Jul 18, 202652-Week High
32.83USDUpdated Jul 18, 202652-Week Change
16.92%vs all stocks
50-Day MA
29.51USDUpdated Jul 18, 2026200-Day MA
28.23USDUpdated Jul 18, 2026Avg 10-Day Volume
674.71KSharesUpdated Jul 18, 2026Avg 30-Day Volume
896.08KSharesUpdated Jul 18, 2026Diluted EPS (TTM)
1.08USDUpdated Jul 18, 20261 interpretation currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsHow does this company use capital?
Cash Backing With OCF Coverage And Cash Near Total Debt
Cash on hand covers most or all of its total debt, and cash flow matches reported earnings.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Structural Tensions
Pays more per share than it earned over the last twelve monthsSignificant
Payout Ratio: 1.19Dividend per Share: 1.15Earnings per Share: 1.08
Supply Chain
Upstream position: supplies 5 industries, depends on 0Notable
Outgoing: 5.00Incoming: 0.00
Scale
Market cap is $2.58B, above the global median of $1.15BNotable
Market cap (USD): 2,577,344,644Global Median: 1,146,734,693.424
Revenue is $632.88M, above the global median of $520.53MNotable
Revenue (USD): 632,878,016Global Median: 520,528,949.311
Levered free cash flow is $90.27M, above the global median of $16.24MNotable
Levered free cash flow (USD): 90,271,000Global Median: 16,239,329.704
Companies that share the same coordination system — how they create, deliver, or capture value.
Nishi-Nippon Financial Holdings Inc.
Tier 1RiskSpread-Based LeverageFlowRule
China Fortune Financial Group Limited
Tier 1RiskSpread-Based LeverageInterfaceFlow
Chugin Financial Group Inc.
Tier 1RiskSpread-Based LeverageRuleFlow
First Busey Corporation
Tier 1RiskSpread-Based LeverageRuleFlow
Tisco Financial Group Public Company Limited
Tier 1RiskSpread-Based LeverageInterfaceRule
Customers Bancorp Inc.
Tier 1RiskSpread-Based LeverageRuleFlow
CreditAccess Grameen Ltd.
Tier 1RiskSpread-Based LeverageFlowInterface
First Bancorp, Inc.
Tier 1RiskSpread-Based LeverageRuleFlow
Daishi Hokuetsu Financial Group Inc.
Tier 1RiskSpread-Based LeverageFlowRule
Enterprise Financial Services Corp.
Tier 1RiskSpread-Based LeverageRuleFlow
Companies that share active interpretations — structural patterns currently present in both stocks.
Manhattan Associates Inc.
1 interpretationCash Backing With OCF Coverage And Cash Near Total Debt
California BanCorp
1 interpretationCash Backing With OCF Coverage And Cash Near Total Debt
Pagaya Technologies Ltd.
1 interpretationCash Backing With OCF Coverage And Cash Near Total Debt