CompanyGraph
At a glance
- Depends onMidstream position: 6 outgoing, 6 incoming connections
- ScaleMarket cap is $1.18B, above the global median of $1.15B
- PositionDebt-to-equity is 9.53×, higher than 95% of its Credit Services peers (median 2.54×)
- Interpretations1 currently firing — 1
Sign in to view price data.
Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
5.28%Above 5Y avg (4.54%)
Annual Rate
JPY 200.00Paid semi-annual
Payout Ratio
52.7%Sustainable
Next Ex-Dividend
Sep 29, 2026
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
187.32BJPY1.18B · vs all stocks (USD)
Trailing P/E
9.90xvs Credit Services peers
Revenue (TTM)
193.89BJPY1.22B · vs all stocks (USD)
Profit Margin
7.77%vs Credit Services peers
Beta
0.2370xvs all stocks
52-Week Change
-11.98%vs all stocks
Forward Annual Dividend Yield
5.28%vs all stocks
Market Capitalization
187.32BJPY1.18B · vs all stocks (USD)
Enterprise Value
2.97TJPY18.68B · vs all stocks (USD)
Trailing P/E
9.90xvs Credit Services peers
Forward P/E
7.31xvs Credit Services peers
Price to Sales (TTM)
0.8683xvs Credit Services peers
Price to Book (MRQ)
0.5616xvs Credit Services peers
Enterprise to Revenue
15.32xvs Credit Services peers
Enterprise to EBITDA
121.98xvs Credit Services peers
Profit Margin
7.77%vs Credit Services peers
Operating Margin
12.25%vs Credit Services peers
Return on Assets (TTM)
0.21%vs Credit Services peers
Return on Equity (TTM)
4.90%vs Credit Services peers
Revenue (TTM)
193.89BJPY1.22B · vs all stocks (USD)
Revenue per Share (TTM)
4.53KJPYUpdated Aug 21, 2026Quarterly Revenue Growth
3.30%vs Credit Services peers
Gross Profit (TTM)
153.07BJPY962.42M · vs all stocks (USD)
EBITDA (TTM)
29.95BJPY188.31M · vs all stocks (USD)
Net Income (TTM)
15.06BJPY94.70M · vs all stocks (USD)
Quarterly Earnings Growth (YoY)
-5.70%vs Credit Services peers
Operating Cash Flow (TTM)
23.14BJPY145.47M · vs all stocks (USD)
Levered Free Cash Flow (TTM)
15.31BJPY96.29M · vs all stocks (USD)
Forward Annual Dividend Rate
200.00JPYUpdated Aug 21, 2026Forward Annual Dividend Yield
5.28%vs all stocks
Trailing Annual Dividend Rate
200.00JPYUpdated Aug 21, 2026Trailing Annual Dividend Yield
5.28%vs all stocks
5-Year Average Dividend Yield
4.54%vs all stocks
Payout Ratio
52.67%vs Credit Services peers
Minority Interest (Equity)
5.63BJPYFY2026 · Mar 31, 2026Revenue
192.31BJPYFY2026 · Mar 31, 2026Cost of Goods Sold
31.55BJPYFY2026 · Mar 31, 2026Gross Profit
160.76BJPYFY2026 · Mar 31, 2026Operating Income
20.41BJPY128.35M · vs all stocks (USD)
Pre-tax Income
22.26BJPYFY2026 · Mar 31, 2026Income Tax Expense
8.36BJPYFY2026 · Mar 31, 2026Net Income
13.90BJPYFY2026 · Mar 31, 2026EBIT
20.41BJPYFY2026 · Mar 31, 2026EBITDA (Income Statement)
29.95BJPYFY2026 · Mar 31, 2026EPS (Basic)
380.28JPYFY2026 · Mar 31, 2026EPS (Diluted)
379.74JPYFY2026 · Mar 31, 2026Basic Shares Outstanding
40.27MSharesFY2026 · Mar 31, 2026Diluted Shares Outstanding
40.27MSharesFY2026 · Mar 31, 2026Minority Interests (P&L)
1.42BJPYFY2026 · Mar 31, 2026Preferred Stock Dividends
0.00JPYFY2026 · Mar 31, 2026Operating Cash Flow
75.35BJPYFY2026 · Mar 31, 2026Cash & Cash Equivalents (End of Period)
144.63BJPYFY2026 · Mar 31, 2026Starting Profit (CF Statement)
22.26BJPYFY2026 · Mar 31, 2026Other Non-cash Items
28.73BJPYFY2026 · Mar 31, 2026Change in Accounts Receivable (CF)
58.95BJPYFY2026 · Mar 31, 2026Change in Other Assets/Liabilities
-34.59BJPYFY2026 · Mar 31, 2026Purchase of Investments
-3.64BJPYFY2026 · Mar 31, 2026Sale of Investments
2.39BJPYFY2026 · Mar 31, 2026Other Investing Activity
39.00MJPYFY2026 · Mar 31, 2026Net Investing Cash Flow
-1.21BJPYFY2026 · Mar 31, 2026Long-term Debt Issuance
584.95BJPYFY2026 · Mar 31, 2026Long-term Debt Payments
-624.20BJPYFY2026 · Mar 31, 2026Net Short-term Debt Issuance
-32.96BJPYFY2026 · Mar 31, 2026Common Stock Repurchase
-1.00MJPYFY2026 · Mar 31, 2026Common Dividends Paid
-7.95BJPYFY2026 · Mar 31, 2026Other Financing Charges
-2.00MJPYFY2026 · Mar 31, 2026Net Financing Cash Flow
-41.08BJPYFY2026 · Mar 31, 2026Shares Outstanding
44.78MSharesUpdated Aug 21, 2026Float Shares
24.09MSharesUpdated Aug 21, 2026% Held by Insiders
6.54%vs all stocks
% Held by Institutions
60.18%vs all stocks
Total Cash (MRQ)
114.03BJPY716.98M · vs all stocks (USD)
Total Cash per Share (MRQ)
2.55KJPYUpdated Aug 21, 2026Total Debt (MRQ)
2.91TJPY18.30B · vs all stocks (USD)
Total Debt to Equity (MRQ)
9.53xvs Credit Services peers
Current Ratio (MRQ)
1.90xvs Credit Services peers
Book Value per Share (MRQ)
6.70KJPYUpdated Aug 21, 2026Total Assets
3.75TJPY23.59B · vs all stocks (USD)
Total Current Assets
3.64TJPYFY2026 · Mar 31, 2026Total Liabilities
3.45TJPYFY2026 · Mar 31, 2026Total Non-current Assets
115.38BJPYFY2026 · Mar 31, 2026Total Non-current Liabilities
1.57TJPYFY2026 · Mar 31, 2026Total Current Liabilities
1.88TJPYFY2026 · Mar 31, 2026Cash & Cash Equivalents
144.84BJPYFY2026 · Mar 31, 2026Other Short-term Investments
107.09BJPYFY2026 · Mar 31, 2026Accounts Receivable
3.28TJPYFY2026 · Mar 31, 2026Accounts Payable
197.38BJPYFY2026 · Mar 31, 2026Short-term Debt
1.31TJPYFY2026 · Mar 31, 2026Other Current Liabilities
103.00BJPYFY2026 · Mar 31, 2026Long-term Debt
1.56TJPYFY2026 · Mar 31, 2026Other Non-current Liabilities
2.57BJPYFY2026 · Mar 31, 2026Common Stock (Book)
35.68BJPYFY2026 · Mar 31, 2026Retained Earnings
182.76BJPYFY2026 · Mar 31, 2026Total Shareholders' Equity
302.37BJPY1.90B · vs all stocks (USD)
Treasury Stock
648.00MJPYFY2026 · Mar 31, 202652-Week Low
3.33KJPYUpdated Aug 21, 202652-Week High
4.46KJPYUpdated Aug 21, 202652-Week Change
-11.98%vs all stocks
Beta
0.2370xvs all stocks
50-Day MA
3.65KJPYUpdated Aug 21, 2026200-Day MA
3.99KJPYUpdated Aug 21, 2026Avg 10-Day Volume
107.89KSharesUpdated Aug 21, 2026Avg 30-Day Volume
110.59KSharesUpdated Aug 21, 2026Diluted EPS (TTM)
379.61JPYUpdated Aug 21, 20261 interpretation currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsWhere is this company structurally exposed?
Elevated Leverage on Three Denominators
Debt sits high against its equity, its assets, and its cash flow.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Peer Positioning
Debt-to-equity is 9.53×, higher than 95% of its Credit Services peers (median 2.54×)Significant
Debt-to-equity: 9.53Industry median: 2.54Industry P95: 8.70Peers compared: 72.00
Price-to-book is 0.56×, lower than 95% of its Credit Services peers (median 1.72×)Notable
Price-to-book: 0.56Industry median: 1.72Industry P5: 0.56Peers compared: 72.00
Financial Health
Low earnings qualitySignificant
Earnings Quality Score: -1.89
Supply Chain
Midstream position: 6 outgoing, 6 incoming connectionsNotable
Outgoing: 6.00Incoming: 6.00
High connectivity hub: 12 industry connectionsNotable
Total Connections: 12.00
Scale
Market cap is $1.18B, above the global median of $1.15BNotable
Market cap (USD): 1,177,809,108.819Global Median: 1,146,734,693.424
Revenue is $1.22B, above the global median of $520.53MNotable
Revenue (USD): 1,219,115,389.098Global Median: 520,528,949.311
Levered free cash flow is $96.29M, above the global median of $16.24MNotable
Levered free cash flow (USD): 96,288,306.4Global Median: 16,239,329.704
Companies that share the same coordination system — how they create, deliver, or capture value.
Edelweiss Financial Services Limited
Tier 1RiskSpread-Based LeverageInterfaceFlow
Financial Partners Group Co., Ltd.
Tier 1RiskSpread-Based LeverageInterfaceFlow
Keiyo Bank, Ltd.
Tier 1RiskSpread-Based LeverageFlowRule
HBT Financial Inc.
Tier 1RiskSpread-Based LeverageFlowRule
Indiabulls Housing Finance Limited
Tier 1RiskSpread-Based LeverageFlowInterface
Jefferson Capital Inc.
Tier 1RiskSpread-Based LeverageFlowSenseMaking
Coastal Financial Corporation
Tier 1RiskSpread-Based LeverageFlowRule
Isracard Ltd.
Tier 1RiskSpread-Based LeverageFlowInterface
Old Second Bancorp, Inc.
Tier 1RiskSpread-Based LeverageRuleFlow
Metropolitan Bank Holding Corp.
Tier 1RiskSpread-Based LeverageRuleFlow
Companies that share active interpretations — structural patterns currently present in both stocks.
China High-Speed Railway Co., Ltd.
1 interpretationElevated Leverage on Three Denominators
Shandong Longda Meishi Co., Ltd.
1 interpretationElevated Leverage on Three Denominators
Yorhe Fluid Intelligent Control Co., Ltd.
1 interpretationElevated Leverage on Three Denominators