CompanyGraph
UnitedHealth Group Incorporated
UNH · NYSE Arca · United States
unitedhealthgroup.comFinancials as of FY2025
At a glance
- Depends onMidstream position: 5 outgoing, 6 incoming connections
- ScaleMarket cap is $365.55B, higher than 95% of all stocks globally
- FinancialsHigh earnings quality
- Interpretations1 currently firing — 1
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Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
2.28%Above 5Y avg (1.55%)
Annual Rate
USD 9.28Paid quarterly
Payout Ratio
57.6%Sustainable
Consecutive Growth
16 yrStrong track record
Paying Dividends
29 yr
Payback Period
44.9 yr
Last Ex-Dividend
Sep 14, 2026
Last Payment
Sep 22, 2026
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
365.55BUSDvs all stocks (USD)
Trailing P/E
26.41xRevenue (TTM)
450.06BUSDvs all stocks (USD)
Profit Margin
3.53%Beta
0.6150xvs all stocks
52-Week Change
14.64%vs all stocks
Forward Annual Dividend Yield
2.28%vs all stocks
Market Capitalization
365.55BUSDvs all stocks (USD)
Enterprise Value
417.65BUSDvs all stocks (USD)
Trailing P/E
26.41xForward P/E
17.64xPEG Ratio
0.4328xPrice to Sales (TTM)
0.8191xPrice to Book (MRQ)
3.56xEnterprise to Revenue
0.9280xEnterprise to EBITDA
14.45xGross Margin
20.80%Profit Margin
3.53%Operating Margin
5.82%Return on Assets (TTM)
5.24%Return on Equity (TTM)
15.77%Revenue (TTM)
450.06BUSDvs all stocks (USD)
Revenue per Share (TTM)
498.13USDUpdated Oct 28, 2026Quarterly Revenue Growth
-0.40%Gross Profit (TTM)
90.23BUSDvs all stocks (USD)
EBITDA (TTM)
25.96BUSDvs all stocks (USD)
Net Income (TTM)
15.88BUSDvs all stocks (USD)
Quarterly Earnings Growth (YoY)
75.00%Operating Cash Flow (TTM)
26.19BUSDvs all stocks (USD)
Levered Free Cash Flow (TTM)
26.50BUSDvs all stocks (USD)
Forward Annual Dividend Rate
9.28USDUpdated Oct 28, 2026Forward Annual Dividend Yield
2.28%vs all stocks
Trailing Annual Dividend Rate
9.06USDUpdated Oct 28, 2026Trailing Annual Dividend Yield
2.22%vs all stocks
5-Year Average Dividend Yield
1.55%vs all stocks
Payout Ratio
57.56%Minority Interest (Equity)
7.59BUSDFY2025 · Dec 31, 2025Revenue
447.57BUSDFY2025 · Dec 31, 2025Cost of Goods Sold
364.65BUSDFY2025 · Dec 31, 2025Gross Profit
82.92BUSDFY2025 · Dec 31, 2025Operating Income
18.96BUSDvs all stocks (USD)
Pre-tax Income
14.70BUSDFY2025 · Dec 31, 2025Income Tax Expense
1.89BUSDFY2025 · Dec 31, 2025Net Income
12.81BUSDFY2025 · Dec 31, 2025EBIT
18.70BUSDFY2025 · Dec 31, 2025EBITDA (Income Statement)
23.32BUSDFY2025 · Dec 31, 2025Other Operating Expenses
59.59BUSDFY2025 · Dec 31, 2025Non-operating Interest Expense
4.00BUSDFY2025 · Dec 31, 2025EPS (Basic)
13.28USDFY2025 · Dec 31, 2025EPS (Diluted)
13.23USDFY2025 · Dec 31, 2025Basic Shares Outstanding
908.00MSharesFY2025 · Dec 31, 2025Diluted Shares Outstanding
908.00MSharesFY2025 · Dec 31, 2025Net Income from Continuing Operations
12.81BUSDFY2025 · Dec 31, 2025Minority Interests (P&L)
-751.00MUSDFY2025 · Dec 31, 2025Operating Cash Flow
13.61BUSDFY2025 · Dec 31, 2025Free Cash Flow
9.99BUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
24.36BUSDFY2025 · Dec 31, 2025Income Tax Paid
3.71BUSDFY2025 · Dec 31, 2025Interest Paid
4.03BUSDFY2025 · Dec 31, 2025Starting Profit (CF Statement)
12.81BUSDFY2025 · Dec 31, 2025Depreciation & Amortization
4.36BUSDFY2025 · Dec 31, 2025Deferred Taxes (CF)
-1.75BUSDFY2025 · Dec 31, 2025Stock-based Compensation
971.00MUSDFY2025 · Dec 31, 2025Other Non-cash Items
763.00MUSDFY2025 · Dec 31, 2025Change in Accounts Receivable (CF)
-764.00MUSDFY2025 · Dec 31, 2025Change in Accounts Payable (CF)
1.67BUSDFY2025 · Dec 31, 2025Change in Other Assets/Liabilities
-4.44BUSDFY2025 · Dec 31, 2025Capital Expenditures
-3.62BUSDFY2025 · Dec 31, 2025Net Acquisitions
-4.51BUSDFY2025 · Dec 31, 2025Purchase of Investments
-17.37BUSDFY2025 · Dec 31, 2025Sale of Investments
17.73BUSDFY2025 · Dec 31, 2025Other Investing Activity
-915.00MUSDFY2025 · Dec 31, 2025Net Investing Cash Flow
-8.69BUSDFY2025 · Dec 31, 2025Long-term Debt Issuance
2.97BUSDFY2025 · Dec 31, 2025Long-term Debt Payments
-3.05BUSDFY2025 · Dec 31, 2025Net Short-term Debt Issuance
807.00MUSDFY2025 · Dec 31, 2025Common Stock Repurchase
-5.54BUSDFY2025 · Dec 31, 2025Common Dividends Paid
-7.92BUSDFY2025 · Dec 31, 2025Other Financing Charges
264.00MUSDFY2025 · Dec 31, 2025Net Financing Cash Flow
-11.64BUSDFY2025 · Dec 31, 2025Shares Outstanding
905.00MSharesUpdated Oct 28, 2026Float Shares
899.41MSharesUpdated Oct 28, 2026Shares Short
15.95MSharesUpdated Oct 28, 2026Short Ratio
3.11daysvs all stocks
Short % of Shares Outstanding
1.98%vs all stocks
% Held by Insiders
0.25%vs all stocks
% Held by Institutions
89.59%vs all stocks
Total Cash (MRQ)
28.55BUSDvs all stocks (USD)
Total Cash per Share (MRQ)
31.65USDUpdated Oct 28, 2026Total Debt (MRQ)
74.33BUSDvs all stocks (USD)
Total Debt to Equity (MRQ)
0.7043xCurrent Ratio (MRQ)
0.7390xBook Value per Share (MRQ)
115.44USDUpdated Oct 28, 2026Total Assets
309.58BUSDvs all stocks (USD)
Total Current Assets
90.58BUSDFY2025 · Dec 31, 2025Total Liabilities
207.88BUSDFY2025 · Dec 31, 2025Total Non-current Assets
219.00BUSDFY2025 · Dec 31, 2025Total Non-current Liabilities
92.99BUSDFY2025 · Dec 31, 2025Total Current Liabilities
114.90BUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents
24.36BUSDFY2025 · Dec 31, 2025Other Short-term Investments
3.76BUSDFY2025 · Dec 31, 2025Accounts Receivable
23.02BUSDFY2025 · Dec 31, 2025Accounts Payable
77.37BUSDFY2025 · Dec 31, 2025Short-term Debt
6.07BUSDFY2025 · Dec 31, 2025Deferred Revenue
3.41BUSDFY2025 · Dec 31, 2025Other Current Liabilities
28.05BUSDFY2025 · Dec 31, 2025Long-term Debt
72.32BUSDFY2025 · Dec 31, 2025Other Non-current Liabilities
18.25BUSDFY2025 · Dec 31, 2025Common Stock (Book)
9.00MUSDFY2025 · Dec 31, 2025Retained Earnings
95.60BUSDFY2025 · Dec 31, 2025Total Shareholders' Equity
101.70BUSDvs all stocks (USD)
52-Week Low
255.97USDUpdated Oct 28, 202652-Week High
461.62USDUpdated Oct 28, 202652-Week Change
14.64%vs all stocks
Beta
0.6150xvs all stocks
50-Day MA
388.75USDUpdated Oct 28, 2026200-Day MA
361.35USDUpdated Oct 28, 2026Avg 10-Day Volume
6.84MSharesUpdated Oct 28, 2026Avg 30-Day Volume
5.69MSharesUpdated Oct 28, 2026Diluted EPS (TTM)
15.55USDUpdated Oct 28, 2026Other Income / Expense
-265.00MUSDFY2025 · Dec 31, 20251 interpretation currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsHow does this company use capital?
Revenue Growing With Receivables Growing
Revenue has risen three years, and what customers owe has risen with it.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Financial Health
High earnings qualityNotable
Earnings Quality Score: 0.54
Supply Chain
Midstream position: 5 outgoing, 6 incoming connectionsNotable
Outgoing: 5.00Incoming: 6.00
High connectivity hub: 11 industry connectionsNotable
Total Connections: 11.00
Scale
Market cap is $365.55B, higher than 95% of all stocks globallySignificant
Market cap (USD): 365,545,501,440Global P95: 25,994,381,698
Revenue is $450.06B, higher than 95% of all stocks globallySignificant
Revenue (USD): 450,059,010,048Global P95: 15,439,399,680
Levered free cash flow is $26.5B, higher than 95% of all stocks globallySignificant
Levered free cash flow (USD): 26,501,249,024Global P95: 1,233,976,520.5
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