CompanyGraph
Tompkins Financial Corporation
TMP · NYSE Arca · United States
tompkinsfinancial.comFinancials as of FY2025
At a glance
- Depends onUpstream position: supplies 5 industries, depends on 0
- ScaleMarket cap is $1.35B, above the global median of $1.15B
- FinancialsHigh earnings quality
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Dividends view
Yield
2.85%Below 5Y avg (3.62%)
Annual Rate
USD 2.68Paid quarterly
Payout Ratio
21.9%Sustainable
Consecutive Growth
20 yrStrong track record
Paying Dividends
26 yr
Payback Period
37.5 yr
Last Ex-Dividend
May 8, 2026
Last Payment
May 15, 2026
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
1.35BUSDvs all stocks (USD)
Trailing P/E
8.04xRevenue (TTM)
440.85MUSDvs all stocks (USD)
Profit Margin
37.99%Beta
0.7250xvs all stocks
52-Week Change
44.39%vs all stocks
Forward Annual Dividend Yield
2.85%vs all stocks
Market Capitalization
1.35BUSDvs all stocks (USD)
Enterprise Value
1.75BUSDvs all stocks (USD)
Trailing P/E
8.04xForward P/E
11.68xPEG Ratio
0.2467xPrice to Sales (TTM)
3.07xPrice to Book (MRQ)
1.42xEnterprise to Revenue
3.97xProfit Margin
37.99%Operating Margin
41.93%Return on Assets (TTM)
1.98%Return on Equity (TTM)
19.84%Revenue (TTM)
440.85MUSDvs all stocks (USD)
Revenue per Share (TTM)
30.93USDUpdated Jul 19, 2026Quarterly Revenue Growth
7.60%Gross Profit (TTM)
440.85MUSDvs all stocks (USD)
EBITDA (TTM)
0.00USDvs all stocks (USD)
Net Income (TTM)
167.47MUSDvs all stocks (USD)
Quarterly Earnings Growth (YoY)
32.50%Operating Cash Flow (TTM)
90.08MUSDvs all stocks (USD)
Levered Free Cash Flow (TTM)
161.07MUSDvs all stocks (USD)
Forward Annual Dividend Rate
2.68USDUpdated Jul 19, 2026Forward Annual Dividend Yield
2.85%vs all stocks
Trailing Annual Dividend Rate
2.61USDUpdated Jul 19, 2026Trailing Annual Dividend Yield
2.78%vs all stocks
5-Year Average Dividend Yield
3.62%vs all stocks
Payout Ratio
21.90%Minority Interest (Equity)
0.00USDFY2025 · Dec 31, 2025Revenue
254.07MUSDFY2025 · Dec 31, 2025Pre-tax Income
224.86MUSDFY2025 · Dec 31, 2025Income Tax Expense
63.78MUSDFY2025 · Dec 31, 2025Net Income
161.07MUSDFY2025 · Dec 31, 2025Selling, General & Administrative
146.29MUSDFY2025 · Dec 31, 2025EPS (Basic)
11.30USDFY2025 · Dec 31, 2025EPS (Diluted)
11.24USDFY2025 · Dec 31, 2025Basic Shares Outstanding
14.25MSharesFY2025 · Dec 31, 2025Diluted Shares Outstanding
14.25MSharesFY2025 · Dec 31, 2025Net Income from Continuing Operations
161.07MUSDFY2025 · Dec 31, 2025Minority Interests (P&L)
0.00USDFY2025 · Dec 31, 2025Operating Cash Flow
105.46MUSDFY2025 · Dec 31, 2025Free Cash Flow
100.98MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
132.82MUSDFY2025 · Dec 31, 2025Income Tax Paid
27.36MUSDFY2025 · Dec 31, 2025Interest Paid
132.54MUSDFY2025 · Dec 31, 2025Starting Profit (CF Statement)
161.07MUSDFY2025 · Dec 31, 2025Depreciation & Amortization
8.62MUSDFY2025 · Dec 31, 2025Deferred Taxes (CF)
-1.35MUSDFY2025 · Dec 31, 2025Stock-based Compensation
3.49MUSDFY2025 · Dec 31, 2025Other Non-cash Items
-64.55MUSDFY2025 · Dec 31, 2025Change in Accounts Receivable (CF)
-1.87MUSDFY2025 · Dec 31, 2025Change in Accounts Payable (CF)
66.00KUSDFY2025 · Dec 31, 2025Capital Expenditures
-4.49MUSDFY2025 · Dec 31, 2025Net Acquisitions
220.66MUSDFY2025 · Dec 31, 2025Purchase of Investments
-812.58MUSDFY2025 · Dec 31, 2025Sale of Investments
713.51MUSDFY2025 · Dec 31, 2025Other Investing Activity
27.64MUSDFY2025 · Dec 31, 2025Net Investing Cash Flow
144.74MUSDFY2025 · Dec 31, 2025Long-term Debt Issuance
367.45MUSDFY2025 · Dec 31, 2025Long-term Debt Payments
-593.25MUSDFY2025 · Dec 31, 2025Common Stock Repurchase
-1.65MUSDFY2025 · Dec 31, 2025Common Dividends Paid
-36.09MUSDFY2025 · Dec 31, 2025Net Financing Cash Flow
-263.42MUSDFY2025 · Dec 31, 2025Shares Outstanding
14.39MSharesUpdated Jul 19, 2026Float Shares
13.04MSharesUpdated Jul 19, 2026Shares Short
300.23KSharesUpdated Jul 19, 2026Short Ratio
3.15daysvs all stocks
Short % of Shares Outstanding
2.48%vs all stocks
% Held by Insiders
6.52%vs all stocks
% Held by Institutions
70.49%vs all stocks
Total Cash (MRQ)
175.20MUSDvs all stocks (USD)
Total Cash per Share (MRQ)
12.18USDUpdated Jul 19, 2026Total Debt (MRQ)
571.67MUSDvs all stocks (USD)
Book Value per Share (MRQ)
66.06USDUpdated Jul 19, 2026Total Assets
8.67BUSDvs all stocks (USD)
Total Liabilities
7.73BUSDFY2025 · Dec 31, 2025Cash
50.72MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents
132.82MUSDFY2025 · Dec 31, 2025Other Short-term Investments
975.24MUSDFY2025 · Dec 31, 2025Short-term Debt
395.00MUSDFY2025 · Dec 31, 2025Long-term Debt
169.45MUSDFY2025 · Dec 31, 2025Common Stock (Book)
1.45MUSDFY2025 · Dec 31, 2025Retained Earnings
662.16MUSDFY2025 · Dec 31, 2025Total Shareholders' Equity
938.38MUSDvs all stocks (USD)
Treasury Stock
5.38MUSDFY2025 · Dec 31, 202552-Week Low
61.21USDUpdated Jul 19, 202652-Week High
97.12USDUpdated Jul 19, 202652-Week Change
44.39%vs all stocks
Beta
0.7250xvs all stocks
50-Day MA
89.03USDUpdated Jul 19, 2026200-Day MA
78.28USDUpdated Jul 19, 2026Avg 10-Day Volume
84.58KSharesUpdated Jul 19, 2026Avg 30-Day Volume
95.04KSharesUpdated Jul 19, 2026Diluted EPS (TTM)
11.69USDUpdated Jul 19, 2026Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Financial Health
High earnings qualityNotable
Earnings Quality Score: 0.67
Supply Chain
Upstream position: supplies 5 industries, depends on 0Notable
Outgoing: 5.00Incoming: 0.00
Scale
Market cap is $1.35B, above the global median of $1.15BNotable
Market cap (USD): 1,352,571,786Global Median: 1,146,734,693.424
Levered free cash flow is $161.07M, above the global median of $16.24MNotable
Levered free cash flow (USD): 161,071,000Global Median: 16,239,329.704
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