CompanyGraph
Tompkins Financial Corporation
TMP · NYSE Arca · United States
tompkinsfinancial.comFinancials as of FY2025
At a glance
- Depends onUpstream position: supplies 5 industries, depends on 0
- ScaleMarket cap is $1.43B, above the global median of $1.18B
- FinancialsHigh earnings quality
Sign in to view price data.
Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
2.85%Below 5Y avg (3.62%)
Annual Rate
USD 2.80Paid quarterly
Payout Ratio
21.3%Sustainable
Consecutive Growth
20 yrStrong track record
Paying Dividends
26 yr
Payback Period
36.8 yr
Last Ex-Dividend
Aug 7, 2026
Last Payment
Aug 14, 2026
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
1.43BUSDvs all stocks (USD)
Trailing P/E
8.02xRevenue (TTM)
446.61MUSDvs all stocks (USD)
Profit Margin
39.25%Beta
0.7140xvs all stocks
52-Week Change
47.65%vs all stocks
Forward Annual Dividend Yield
2.85%vs all stocks
Market Capitalization
1.43BUSDvs all stocks (USD)
Enterprise Value
2.01BUSDvs all stocks (USD)
Trailing P/E
8.02xForward P/E
11.80xPEG Ratio
0.2203xPrice to Sales (TTM)
3.16xPrice to Book (MRQ)
1.46xEnterprise to Revenue
4.51xProfit Margin
39.25%Operating Margin
45.03%Return on Assets (TTM)
2.04%Return on Equity (TTM)
20.36%Revenue (TTM)
446.61MUSDvs all stocks (USD)
Revenue per Share (TTM)
31.34USDUpdated Sep 28, 2026Quarterly Revenue Growth
7.20%Gross Profit (TTM)
446.61MUSDvs all stocks (USD)
EBITDA (TTM)
0.00USDvs all stocks (USD)
Net Income (TTM)
175.30MUSDvs all stocks (USD)
Quarterly Earnings Growth (YoY)
36.50%Operating Cash Flow (TTM)
57.01MUSDvs all stocks (USD)
Levered Free Cash Flow (TTM)
161.07MUSDvs all stocks (USD)
Forward Annual Dividend Rate
2.80USDUpdated Sep 28, 2026Forward Annual Dividend Yield
2.85%vs all stocks
Trailing Annual Dividend Rate
2.69USDUpdated Sep 28, 2026Trailing Annual Dividend Yield
2.74%vs all stocks
5-Year Average Dividend Yield
3.62%vs all stocks
Payout Ratio
21.34%Minority Interest (Equity)
0.00USDFY2025 · Dec 31, 2025Revenue
254.07MUSDFY2025 · Dec 31, 2025Pre-tax Income
224.86MUSDFY2025 · Dec 31, 2025Income Tax Expense
63.78MUSDFY2025 · Dec 31, 2025Net Income
161.07MUSDFY2025 · Dec 31, 2025Selling, General & Administrative
146.29MUSDFY2025 · Dec 31, 2025EPS (Basic)
11.30USDFY2025 · Dec 31, 2025EPS (Diluted)
11.24USDFY2025 · Dec 31, 2025Basic Shares Outstanding
14.25MSharesFY2025 · Dec 31, 2025Diluted Shares Outstanding
14.25MSharesFY2025 · Dec 31, 2025Net Income from Continuing Operations
161.07MUSDFY2025 · Dec 31, 2025Minority Interests (P&L)
0.00USDFY2025 · Dec 31, 2025Operating Cash Flow
105.46MUSDFY2025 · Dec 31, 2025Free Cash Flow
100.98MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
132.82MUSDFY2025 · Dec 31, 2025Income Tax Paid
27.36MUSDFY2025 · Dec 31, 2025Interest Paid
132.54MUSDFY2025 · Dec 31, 2025Starting Profit (CF Statement)
161.07MUSDFY2025 · Dec 31, 2025Depreciation & Amortization
8.62MUSDFY2025 · Dec 31, 2025Deferred Taxes (CF)
-1.35MUSDFY2025 · Dec 31, 2025Stock-based Compensation
3.49MUSDFY2025 · Dec 31, 2025Other Non-cash Items
-64.55MUSDFY2025 · Dec 31, 2025Change in Accounts Receivable (CF)
-1.87MUSDFY2025 · Dec 31, 2025Change in Accounts Payable (CF)
66.00KUSDFY2025 · Dec 31, 2025Capital Expenditures
-4.49MUSDFY2025 · Dec 31, 2025Net Acquisitions
220.66MUSDFY2025 · Dec 31, 2025Purchase of Investments
-812.58MUSDFY2025 · Dec 31, 2025Sale of Investments
713.51MUSDFY2025 · Dec 31, 2025Other Investing Activity
27.64MUSDFY2025 · Dec 31, 2025Net Investing Cash Flow
144.74MUSDFY2025 · Dec 31, 2025Long-term Debt Issuance
367.45MUSDFY2025 · Dec 31, 2025Long-term Debt Payments
-593.25MUSDFY2025 · Dec 31, 2025Common Stock Repurchase
-1.65MUSDFY2025 · Dec 31, 2025Common Dividends Paid
-36.09MUSDFY2025 · Dec 31, 2025Net Financing Cash Flow
-263.42MUSDFY2025 · Dec 31, 2025Shares Outstanding
14.32MSharesUpdated Sep 28, 2026Float Shares
13.06MSharesUpdated Sep 28, 2026Shares Short
332.16KSharesUpdated Sep 28, 2026Short Ratio
3.17daysvs all stocks
Short % of Shares Outstanding
2.74%vs all stocks
% Held by Insiders
6.49%vs all stocks
% Held by Institutions
72.19%vs all stocks
Total Cash (MRQ)
150.00MUSDvs all stocks (USD)
Total Cash per Share (MRQ)
10.43USDUpdated Sep 28, 2026Total Debt (MRQ)
730.57MUSDvs all stocks (USD)
Book Value per Share (MRQ)
67.04USDUpdated Sep 28, 2026Total Assets
8.67BUSDvs all stocks (USD)
Total Liabilities
7.73BUSDFY2025 · Dec 31, 2025Cash
50.72MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents
132.82MUSDFY2025 · Dec 31, 2025Other Short-term Investments
975.24MUSDFY2025 · Dec 31, 2025Short-term Debt
395.00MUSDFY2025 · Dec 31, 2025Long-term Debt
169.45MUSDFY2025 · Dec 31, 2025Common Stock (Book)
1.45MUSDFY2025 · Dec 31, 2025Retained Earnings
662.16MUSDFY2025 · Dec 31, 2025Total Shareholders' Equity
938.38MUSDvs all stocks (USD)
Treasury Stock
5.38MUSDFY2025 · Dec 31, 202552-Week Low
61.88USDUpdated Sep 28, 202652-Week High
102.59USDUpdated Sep 28, 202652-Week Change
47.65%vs all stocks
Beta
0.7140xvs all stocks
50-Day MA
98.30USDUpdated Sep 28, 2026200-Day MA
86.08USDUpdated Sep 28, 2026Avg 10-Day Volume
126.93KSharesUpdated Sep 28, 2026Avg 30-Day Volume
112.51KSharesUpdated Sep 28, 2026Diluted EPS (TTM)
12.23USDUpdated Sep 28, 2026Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Financial Health
High earnings qualityNotable
Earnings Quality Score: 0.67
Supply Chain
Upstream position: supplies 5 industries, depends on 0Notable
Outgoing: 5.00Incoming: 0.00
Scale
Market cap is $1.43B, above the global median of $1.18BNotable
Market cap (USD): 1,432,105,850Global Median: 1,180,223,658.953
Levered free cash flow is $161.07M, above the global median of $18.73MNotable
Levered free cash flow (USD): 161,071,000Global Median: 18,729,043.027
Companies that share the same coordination system — how they create, deliver, or capture value.
Aichi Financial Group Inc.
Tier 1RiskSpread-Based LeverageFlowRule
Amalgamated Financial Corp.
Tier 1RiskSpread-Based LeverageRuleFlow
MBSB Bank Berhad
Tier 1RiskSpread-Based LeverageRuleFlow
Juroku Financial Group Inc.
Tier 1RiskSpread-Based LeverageFlowRule
Burke & Herbert Financial Services Corp.
Tier 1RiskSpread-Based LeverageRuleFlow
Peoples Bancorp Inc.
Tier 1RiskSpread-Based LeverageRuleFlow
Jiangsu Suzhou Rural Commercial Bank Co., Ltd.
Tier 1RiskSpread-Based LeverageRuleFlow
Jiangsu Zijin Rural Commercial Bank Co., Ltd.
Tier 1RiskSpread-Based LeverageRuleFlow
Atlanticus Holdings Corp.
Tier 1RiskSpread-Based LeverageFlowInterface
Triumph Financial, Inc.
Tier 1RiskSpread-Based LeverageInterfaceRule