CompanyGraph
At a glance
- Depends onMidstream position: 6 outgoing, 6 incoming connections
- ScaleLevered free cash flow is $35.17M, above the global median of $16.24M
- PositionOperating margin is 79.3%, higher than 95% of its Credit Services peers (median 25.6%)
- Interpretations2 currently firing — 2
Sign in to view price data.
Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
5.05%Above 5Y avg (3.89%)
Annual Rate
THB 0.11Paid annual
Payout Ratio
55.0%Sustainable
Last Ex-Dividend
Mar 2, 2026
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
10.90BTHB334.04M · vs all stocks (USD)
Trailing P/E
11.10xvs Credit Services peers
Revenue (TTM)
2.18BTHB66.93M · vs all stocks (USD)
Profit Margin
60.23%vs Credit Services peers
Beta
0.2170xvs all stocks
52-Week Change
28.99%vs all stocks
Market Capitalization
10.90BTHB334.04M · vs all stocks (USD)
Enterprise Value
36.52BTHB1.12B · vs all stocks (USD)
Trailing P/E
11.10xvs Credit Services peers
Forward P/E
9.55xvs Credit Services peers
PEG Ratio
0.4440xvs Credit Services peers
Price to Sales (TTM)
6.33xvs Credit Services peers
Price to Book (MRQ)
0.9594xvs Credit Services peers
Enterprise to Revenue
16.72xvs Credit Services peers
Enterprise to EBITDA
62.06xvs Credit Services peers
Gross Margin
73.48%vs Credit Services peers
Profit Margin
60.23%vs Credit Services peers
Operating Margin
79.26%vs Credit Services peers
Return on Assets (TTM)
3.16%vs Credit Services peers
Return on Equity (TTM)
9.55%vs Credit Services peers
Revenue (TTM)
2.18BTHB66.93M · vs all stocks (USD)
Revenue per Share (TTM)
0.3510THBUpdated Aug 22, 2026Quarterly Revenue Growth
38.70%vs Credit Services peers
EBITDA (TTM)
704.12MTHB21.58M · vs all stocks (USD)
Net Income (TTM)
1.32BTHB40.31M · vs all stocks (USD)
Quarterly Earnings Growth (YoY)
29.00%vs Credit Services peers
Operating Cash Flow (TTM)
7.16BTHB219.26M · vs all stocks (USD)
Levered Free Cash Flow (TTM)
1.15BTHB35.17M · vs all stocks (USD)
Trailing Annual Dividend Rate
0.1100THBUpdated Aug 22, 2026Trailing Annual Dividend Yield
5.05%vs all stocks
5-Year Average Dividend Yield
3.89%vs all stocks
Payout Ratio
55.00%vs Credit Services peers
Minority Interest (Equity)
5.43KTHBFY2025 · Dec 31, 2025Revenue
3.22BTHBFY2025 · Dec 31, 2025Cost of Goods Sold
993.06MTHBFY2025 · Dec 31, 2025Gross Profit
2.23BTHBFY2025 · Dec 31, 2025Operating Income
757.23MTHB23.20M · vs all stocks (USD)
Pre-tax Income
1.47BTHBFY2025 · Dec 31, 2025Income Tax Expense
322.53MTHBFY2025 · Dec 31, 2025Net Income
1.15BTHBFY2025 · Dec 31, 2025EBIT
757.23MTHBFY2025 · Dec 31, 2025EBITDA (Income Statement)
588.55MTHBFY2025 · Dec 31, 2025Selling, General & Administrative
655.39MTHBFY2025 · Dec 31, 2025EPS (Basic)
0.1800THBFY2025 · Dec 31, 2025EPS (Diluted)
0.1800THBFY2025 · Dec 31, 2025Basic Shares Outstanding
6.23BSharesFY2025 · Dec 31, 2025Diluted Shares Outstanding
6.23BSharesFY2025 · Dec 31, 2025Minority Interests (P&L)
-7.36KTHBFY2025 · Dec 31, 2025Operating Cash Flow
6.44BTHBFY2025 · Dec 31, 2025Free Cash Flow
6.44BTHBFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
1.21BTHBFY2025 · Dec 31, 2025Starting Profit (CF Statement)
1.47BTHBFY2025 · Dec 31, 2025Depreciation & Amortization
28.11MTHBFY2025 · Dec 31, 2025Other Non-cash Items
-1.88BTHBFY2025 · Dec 31, 2025Change in Accounts Receivable (CF)
4.78BTHBFY2025 · Dec 31, 2025Change in Other Assets/Liabilities
2.04BTHBFY2025 · Dec 31, 2025Capital Expenditures
-3.53MTHBFY2025 · Dec 31, 2025Net Intangibles (CF)
-3.64MTHBFY2025 · Dec 31, 2025Net Investing Cash Flow
-3.53MTHBFY2025 · Dec 31, 2025Long-term Debt Issuance
2.50BTHBFY2025 · Dec 31, 2025Long-term Debt Payments
-10.99BTHBFY2025 · Dec 31, 2025Net Short-term Debt Issuance
-2.44BTHBFY2025 · Dec 31, 2025Common Dividends Paid
-436.05MTHBFY2025 · Dec 31, 2025Other Financing Charges
-8.39KTHBFY2025 · Dec 31, 2025Net Financing Cash Flow
-11.37BTHBFY2025 · Dec 31, 2025Shares Outstanding
6.23BSharesUpdated Aug 22, 2026Float Shares
1.49BSharesUpdated Aug 22, 2026% Held by Insiders
77.19%vs all stocks
% Held by Institutions
1.11%vs all stocks
Total Cash (MRQ)
850.50MTHB26.06M · vs all stocks (USD)
Total Cash per Share (MRQ)
0.1370THBUpdated Aug 22, 2026Total Debt (MRQ)
23.79BTHB729.07M · vs all stocks (USD)
Total Debt to Equity (MRQ)
1.69xvs Credit Services peers
Current Ratio (MRQ)
2.86xvs Credit Services peers
Book Value per Share (MRQ)
2.31THBUpdated Aug 22, 2026Total Assets
40.97BTHB1.26B · vs all stocks (USD)
Total Current Assets
17.19BTHBFY2025 · Dec 31, 2025Total Liabilities
26.90BTHBFY2025 · Dec 31, 2025Total Non-current Assets
23.78BTHBFY2025 · Dec 31, 2025Total Non-current Liabilities
11.65BTHBFY2025 · Dec 31, 2025Total Current Liabilities
15.24BTHBFY2025 · Dec 31, 2025Cash
2.25MTHBFY2025 · Dec 31, 2025Cash Equivalents
1.21BTHBFY2025 · Dec 31, 2025Cash & Cash Equivalents
1.21BTHBFY2025 · Dec 31, 2025Accounts Receivable
15.21BTHBFY2025 · Dec 31, 2025Accounts Payable
91.07MTHBFY2025 · Dec 31, 2025Short-term Debt
14.59BTHBFY2025 · Dec 31, 2025Other Current Liabilities
237.04MTHBFY2025 · Dec 31, 2025Long-term Debt
11.60BTHBFY2025 · Dec 31, 2025Common Stock (Book)
6.23BTHBFY2025 · Dec 31, 2025Retained Earnings
6.90BTHBFY2025 · Dec 31, 2025Total Shareholders' Equity
14.07BTHB431.27M · vs all stocks (USD)
52-Week Low
1.55THBUpdated Aug 22, 202652-Week High
2.44THBUpdated Aug 22, 202652-Week Change
28.99%vs all stocks
Beta
0.2170xvs all stocks
50-Day MA
2.02THBUpdated Aug 22, 2026200-Day MA
1.78THBUpdated Aug 22, 2026Avg 10-Day Volume
16.58MSharesUpdated Aug 22, 2026Avg 30-Day Volume
32.77MSharesUpdated Aug 22, 2026Diluted EPS (TTM)
0.2000THBUpdated Aug 22, 2026Other Income / Expense
713.15MTHBFY2025 · Dec 31, 20252 interpretations currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsHow does this company use capital?
Cash-Flow Ratios Elevated
More of its sales turn into cash than in its industry, and less of that cash is consumed by reinvestment than at most of its peers.
Reads
FCF Ratios Elevated
Its free cash flow is large next to assets and equity, and more of its operating cash reaches it than in its industry.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Peer Positioning
Operating margin is 79.3%, higher than 95% of its Credit Services peers (median 25.6%)Significant
Operating margin: 0.79Industry median: 0.26Industry P95: 0.54Peers compared: 72.00
Profit margin is 60.2%, higher than 95% of its Credit Services peers (median 18.1%)Significant
Profit margin: 0.60Industry median: 0.18Industry P95: 0.40Peers compared: 72.00
Financial Health
Low earnings qualitySignificant
Earnings Quality Score: -0.62
Supply Chain
Midstream position: 6 outgoing, 6 incoming connectionsNotable
Outgoing: 6.00Incoming: 6.00
High connectivity hub: 12 industry connectionsNotable
Total Connections: 12.00
Scale
Levered free cash flow is $35.17M, above the global median of $16.24MNotable
Levered free cash flow (USD): 35,172,034.438Global Median: 16,239,329.704
Companies that share the same coordination system — how they create, deliver, or capture value.
Grupo Financiero Multiva S.A.B. de C.V.
Tier 1RiskSpread-Based LeverageFlowInterface
Fusion Finance Ltd.
Tier 1RiskSpread-Based LeverageFlowInterface
CoastalSouth Bancshares Inc.
Tier 1RiskSpread-Based LeverageRuleFlow
Ehime Bank Ltd.
Tier 1RiskSpread-Based LeverageRuleFlow
FVCBankcorp, Inc.
Tier 1RiskSpread-Based LeverageRuleFlow
Şekerbank T.A.Ş.
Tier 1RiskSpread-Based LeverageRuleFlow
Avidbank Holdings Inc.
Tier 1RiskSpread-Based LeverageRuleFlow
Waterstone Financial Inc.
Tier 1RiskSpread-Based LeverageRuleFlow
Fukui Bank Ltd.
Tier 1RiskSpread-Based LeverageFlowRule
ICBC Turkey Bank A.S.
Tier 1RiskSpread-Based LeverageFlowInterface
Companies that share active interpretations — structural patterns currently present in both stocks.
Mastercard Incorporated
2 interpretationsCash-Flow Ratios ElevatedFCF Ratios Elevated
Johnson Fine Chemical Co., Ltd.
2 interpretationsCash-Flow Ratios ElevatedFCF Ratios Elevated
Colgate-Palmolive (India) Ltd.
2 interpretationsCash-Flow Ratios ElevatedFCF Ratios Elevated