CompanyGraph
What stands out
- Returns appear driven by leverage
At a glance
- Depends onMidstream position: 6 outgoing, 6 incoming connections
- ScaleMarket cap is $24.75B, above the global median of $1.18B
- PositionOperating margin is 68.5%, higher than 95% of its Credit Services peers (median 25.4%)
- Interpretations4 currently firing — 4
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Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
1.19%Below 5Y avg (1.59%)
Annual Rate
INR 12.00Paid semi-annual
Payout Ratio
24.4%Sustainable
Payback Period
87.3 yr
Last Ex-Dividend
Jul 3, 2026
The reported statements, read against the company's own industry.
What stands out
- Returns appear driven by leverage
Financials view
Market Capitalization
2.37TINR24.75B · vs all stocks (USD)
Trailing P/E
17.69xvs Credit Services peers
Revenue (TTM)
226.30BINR2.36B · vs all stocks (USD)
Profit Margin
50.01%vs Credit Services peers
Beta
0.6060xvs all stocks
52-Week Change
61.10%vs all stocks
Forward Annual Dividend Yield
1.19%vs all stocks
Market Capitalization
2.37TINR24.75B · vs all stocks (USD)
Enterprise Value
4.11TINR42.90B · vs all stocks (USD)
Trailing P/E
17.69xvs Credit Services peers
Forward P/E
11.27xvs Credit Services peers
PEG Ratio
0.5828xvs Credit Services peers
Price to Sales (TTM)
10.41xvs Credit Services peers
Price to Book (MRQ)
2.86xvs Credit Services peers
Enterprise to Revenue
18.15xvs Credit Services peers
Profit Margin
50.01%vs Credit Services peers
Operating Margin
68.52%vs Credit Services peers
Return on Assets (TTM)
3.12%vs Credit Services peers
Return on Equity (TTM)
18.50%vs Credit Services peers
Revenue (TTM)
226.30BINR2.36B · vs all stocks (USD)
Revenue per Share (TTM)
113.63INRUpdated Sep 23, 2026Quarterly Revenue Growth
42.80%vs Credit Services peers
Gross Profit (TTM)
219.09BINR2.29B · vs all stocks (USD)
EBITDA (TTM)
0.00INRvs all stocks (USD)
Net Income (TTM)
113.18BINR1.18B · vs all stocks (USD)
Quarterly Earnings Growth (YoY)
59.90%vs Credit Services peers
Operating Cash Flow (TTM)
-132.81BINR-1.39B · vs all stocks (USD)
Levered Free Cash Flow (TTM)
100.24BINR1.05B · vs all stocks (USD)
Forward Annual Dividend Rate
12.00INRUpdated Sep 23, 2026Forward Annual Dividend Yield
1.19%vs all stocks
Trailing Annual Dividend Rate
10.80INRUpdated Sep 23, 2026Trailing Annual Dividend Yield
1.07%vs all stocks
5-Year Average Dividend Yield
1.59%vs all stocks
Payout Ratio
24.37%vs Credit Services peers
Revenue
250.34BINRFY2026 · Mar 31, 2026Pre-tax Income
133.00BINRFY2026 · Mar 31, 2026Income Tax Expense
32.96BINRFY2026 · Mar 31, 2026Net Income
100.24BINRFY2026 · Mar 31, 2026Selling, General & Administrative
7.83BINRFY2026 · Mar 31, 2026Other Operating Expenses
17.56BINRFY2026 · Mar 31, 2026EPS (Basic)
53.29INRFY2026 · Mar 31, 2026EPS (Diluted)
53.25INRFY2026 · Mar 31, 2026Basic Shares Outstanding
1.88BSharesFY2026 · Mar 31, 2026Diluted Shares Outstanding
1.88BSharesFY2026 · Mar 31, 2026Minority Interests (P&L)
100.00KINRFY2026 · Mar 31, 2026Operating Cash Flow
147.66BINRFY2026 · Mar 31, 2026Free Cash Flow
145.78BINRFY2026 · Mar 31, 2026Cash & Cash Equivalents (End of Period)
57.46BINRFY2026 · Mar 31, 2026Starting Profit (CF Statement)
133.00BINRFY2026 · Mar 31, 2026Stock-based Compensation
281.30MINRFY2026 · Mar 31, 2026Other Non-cash Items
15.44BINRFY2026 · Mar 31, 2026Change in Accounts Receivable (CF)
153.80MINRFY2026 · Mar 31, 2026Change in Other Assets/Liabilities
-1.21BINRFY2026 · Mar 31, 2026Capital Expenditures
-1.89BINRFY2026 · Mar 31, 2026Net Intangibles (CF)
-50.20MINRFY2026 · Mar 31, 2026Net Acquisitions
-485.50MINRFY2026 · Mar 31, 2026Other Investing Activity
-6.30MINRFY2026 · Mar 31, 2026Net Investing Cash Flow
-2.38BINRFY2026 · Mar 31, 2026Long-term Debt Issuance
584.89BINRFY2026 · Mar 31, 2026Common Dividends Paid
-14.65BINRFY2026 · Mar 31, 2026Other Financing Charges
80.48BINRFY2026 · Mar 31, 2026Net Financing Cash Flow
650.76BINRFY2026 · Mar 31, 2026Shares Outstanding
2.35BSharesUpdated Sep 23, 2026Float Shares
1.77BSharesUpdated Sep 23, 2026% Held by Insiders
22.17%vs all stocks
% Held by Institutions
59.34%vs all stocks
Total Cash (MRQ)
104.30BINR1.09B · vs all stocks (USD)
Total Cash per Share (MRQ)
44.33INRUpdated Sep 23, 2026Total Debt (MRQ)
1.82TINR19.02B · vs all stocks (USD)
Total Debt to Equity (MRQ)
2.76xvs Credit Services peers
Book Value per Share (MRQ)
350.34INRUpdated Sep 23, 2026Total Assets
3.21TINR33.57B · vs all stocks (USD)
Total Liabilities
2.55TINRFY2026 · Mar 31, 2026Cash
1.59BINRFY2026 · Mar 31, 2026Cash Equivalents
2.20MINRFY2026 · Mar 31, 2026Cash & Cash Equivalents
61.85BINRFY2026 · Mar 31, 2026Accounts Payable
5.33BINRFY2026 · Mar 31, 2026Long-term Debt
1.82TINRFY2026 · Mar 31, 2026Common Stock (Book)
3.76BINRFY2026 · Mar 31, 2026Total Shareholders' Equity
659.19BINR6.89B · vs all stocks (USD)
52-Week Low
603.30INRUpdated Sep 23, 202652-Week High
1.15KINRUpdated Sep 23, 202652-Week Change
61.10%vs all stocks
Beta
0.6060xvs all stocks
50-Day MA
1.07KINRUpdated Sep 23, 2026200-Day MA
1.00KINRUpdated Sep 23, 2026Avg 10-Day Volume
244.00KSharesUpdated Sep 23, 2026Avg 30-Day Volume
272.68KSharesUpdated Sep 23, 2026Diluted EPS (TTM)
56.58INRUpdated Sep 23, 20264 interpretations currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsIs this company financially stable?
Debt Financing Activity
More cash moved through borrowing and repaying than through the business itself, and most of its debt is long-term.
Reads
How does this company use capital?
Cash-Flow Ratios Elevated
More of its sales turn into cash than in its industry, and less of that cash is consumed by reinvestment than at most of its peers.
Reads
Multi-Year FCF With Growth And Margin
Three years of positive free cash flow and rising revenue, four of rising equity, and much of its sales turns into cash.
Reads
How is this stock valued?
Close Below 40W SMA With Profitability
The price sits below its 40-week average, on three profitable years and cash above profit.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Peer Positioning
Operating margin is 68.5%, higher than 95% of its Credit Services peers (median 25.4%)Significant
Operating margin: 0.69Industry median: 0.25Industry P95: 0.55Peers compared: 66.00
Profit margin is 50%, higher than 95% of its Credit Services peers (median 17.5%)Significant
Profit margin: 0.50Industry median: 0.18Industry P95: 0.40Peers compared: 66.00
Structural Tensions
Returns appear driven by leverageSignificant
Return on Equity: 0.18Debt-to-Equity: 2.76
Financial Health
High earnings qualityNotable
Earnings Quality Score: 1.39
Supply Chain
Midstream position: 6 outgoing, 6 incoming connectionsNotable
Outgoing: 6.00Incoming: 6.00
High connectivity hub: 12 industry connectionsNotable
Total Connections: 12.00
Scale
Market cap is $24.75B, above the global median of $1.18BNotable
Market cap (USD): 24,751,967,784.14Global Median: 1,180,223,658.953
Revenue is $2.36B, above the global median of $548.88MNotable
Revenue (USD): 2,363,972,610.884Global Median: 548,883,780.48
Levered free cash flow is $1.05B, above the global median of $18.73MNotable
Levered free cash flow (USD): 1,047,123,753.6Global Median: 18,729,043.027
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Companies that share active interpretations — structural patterns currently present in both stocks.
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