CompanyGraph
What stands out
- Returns appear driven by leverage
At a glance
- Depends onMidstream position: 6 outgoing, 6 incoming connections
- ScaleLevered free cash flow is $1.71B, higher than 95% of all stocks globally
- PositionOperating margin is 96.9%, higher than 95% of its Credit Services peers (median 14.6%)
- Interpretations3 currently firing — 3
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Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
1.96%Below 5Y avg (6.52%)
Annual Rate
INR 6.20Paid quarterly
Payout Ratio
32.3%Sustainable
Payback Period
23.4 yr
Last Ex-Dividend
Aug 14, 2026
The reported statements, read against the company's own industry.
What stands out
- Returns appear driven by leverage
Financials view
Market Capitalization
834.21BINR8.74B · vs all stocks (USD)
Trailing P/E
5.34xvs Credit Services peers
Revenue (TTM)
232.76BINR2.44B · vs all stocks (USD)
Profit Margin
68.89%vs Credit Services peers
Beta
0.3450xvs all stocks
52-Week Change
-12.22%vs all stocks
Forward Annual Dividend Yield
1.96%vs all stocks
Market Capitalization
834.21BINR8.74B · vs all stocks (USD)
Enterprise Value
5.80TINR60.78B · vs all stocks (USD)
Trailing P/E
5.34xvs Credit Services peers
Forward P/E
4.53xvs Credit Services peers
PEG Ratio
-2.71xvs Credit Services peers
Price to Sales (TTM)
3.63xvs Credit Services peers
Price to Book (MRQ)
1.00xvs Credit Services peers
Enterprise to Revenue
24.92xvs Credit Services peers
Profit Margin
68.89%vs Credit Services peers
Operating Margin
96.85%vs Credit Services peers
Return on Assets (TTM)
2.55%vs Credit Services peers
Return on Equity (TTM)
19.17%vs Credit Services peers
Revenue (TTM)
232.76BINR2.44B · vs all stocks (USD)
Revenue per Share (TTM)
88.22INRUpdated Aug 29, 2026Quarterly Revenue Growth
25.20%vs Credit Services peers
Gross Profit (TTM)
229.44BINR2.40B · vs all stocks (USD)
EBITDA (TTM)
0.00INRvs all stocks (USD)
Net Income (TTM)
160.35BINR1.68B · vs all stocks (USD)
Quarterly Earnings Growth (YoY)
-6.10%vs Credit Services peers
Operating Cash Flow (TTM)
59.72BINR625.82M · vs all stocks (USD)
Levered Free Cash Flow (TTM)
163.08BINR1.71B · vs all stocks (USD)
Forward Annual Dividend Rate
6.20INRUpdated Aug 29, 2026Forward Annual Dividend Yield
1.96%vs all stocks
Trailing Annual Dividend Rate
13.60INRUpdated Aug 29, 2026Trailing Annual Dividend Yield
4.29%vs all stocks
5-Year Average Dividend Yield
6.52%vs all stocks
Payout Ratio
32.25%vs Credit Services peers
Revenue
218.38BINRFY2026 · Mar 31, 2026Pre-tax Income
207.66BINRFY2026 · Mar 31, 2026Income Tax Expense
44.58BINRFY2026 · Mar 31, 2026Net Income
163.08BINRFY2026 · Mar 31, 2026Other Operating Expenses
5.24BINRFY2026 · Mar 31, 2026Operating Cash Flow
214.54BINRFY2026 · Mar 31, 2026Free Cash Flow
213.85BINRFY2026 · Mar 31, 2026Cash & Cash Equivalents (End of Period)
-483.20MINRFY2026 · Mar 31, 2026Starting Profit (CF Statement)
207.66BINRFY2026 · Mar 31, 2026Other Non-cash Items
6.88BINRFY2026 · Mar 31, 2026Capital Expenditures
-688.10MINRFY2026 · Mar 31, 2026Net Intangibles (CF)
-8.30MINRFY2026 · Mar 31, 2026Net Acquisitions
-116.60MINRFY2026 · Mar 31, 2026Other Investing Activity
-238.00MINRFY2026 · Mar 31, 2026Net Investing Cash Flow
-1.04BINRFY2026 · Mar 31, 2026Common Dividends Paid
-61.09BINRFY2026 · Mar 31, 2026Net Financing Cash Flow
-61.09BINRFY2026 · Mar 31, 2026Shares Outstanding
2.63BSharesUpdated Aug 29, 2026Float Shares
1.20BSharesUpdated Aug 29, 2026% Held by Insiders
52.65%vs all stocks
% Held by Institutions
23.83%vs all stocks
Total Cash (MRQ)
215.72BINR2.26B · vs all stocks (USD)
Total Cash per Share (MRQ)
81.91INRUpdated Aug 29, 2026Total Debt (MRQ)
5.17TINR54.15B · vs all stocks (USD)
Total Debt to Equity (MRQ)
6.07xvs Credit Services peers
Book Value per Share (MRQ)
319.80INRUpdated Aug 29, 2026Total Assets
6.40TINR67.09B · vs all stocks (USD)
Total Liabilities
5.55TINRFY2026 · Mar 31, 2026Cash & Cash Equivalents
16.11BINRFY2026 · Mar 31, 2026Accounts Payable
1.80BINRFY2026 · Mar 31, 2026Long-term Debt
5.15TINRFY2026 · Mar 31, 2026Common Stock (Book)
26.33BINRFY2026 · Mar 31, 2026Total Shareholders' Equity
850.54BINR8.91B · vs all stocks (USD)
52-Week Low
304.05INRUpdated Aug 29, 202652-Week High
390.50INRUpdated Aug 29, 202652-Week Change
-12.22%vs all stocks
Beta
0.3450xvs all stocks
50-Day MA
355.28INRUpdated Aug 29, 2026200-Day MA
351.92INRUpdated Aug 29, 2026Avg 10-Day Volume
5.49MSharesUpdated Aug 29, 2026Avg 30-Day Volume
5.66MSharesUpdated Aug 29, 2026Diluted EPS (TTM)
60.06INRUpdated Aug 29, 20263 interpretations currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsHow does this company use capital?
Cash-Flow Ratios Elevated
More of its sales turn into cash than in its industry, and less of that cash is consumed by reinvestment than at most of its peers.
Reads
How is this stock valued?
Price Below Mean With Profitability And Book Value
Price sits well below its yearly mean, on three profitable years and rising book value.
Reads
Where is this company structurally exposed?
Elevated Leverage on Three Denominators
Debt sits high against its equity, its assets, and its cash flow.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Peer Positioning
Operating margin is 96.9%, higher than 95% of its Credit Services peers (median 14.6%)Significant
Operating margin: 0.97Industry median: 0.15Industry P95: 0.49Peers compared: 36.00
P/E ratio is 5.34×, lower than 95% of its Credit Services peers (median 13.45×)Notable
P/E ratio: 5.34Industry median: 13.45Industry P5: 6.12Peers compared: 36.00
Structural Tensions
Returns appear driven by leverageSignificant
Return on Equity: 0.19Debt-to-Equity: 6.07
Financial Health
High earnings qualityNotable
Earnings Quality Score: 1.04
Supply Chain
Midstream position: 6 outgoing, 6 incoming connectionsNotable
Outgoing: 6.00Incoming: 6.00
High connectivity hub: 12 industry connectionsNotable
Total Connections: 12.00
Scale
Levered free cash flow is $1.71B, higher than 95% of all stocks globallySignificant
Levered free cash flow (USD): 1,709,096,216Global P95: 1,235,197,352.727
Market cap is $8.74B, above the global median of $1.18BNotable
Market cap (USD): 8,742,471,930.366Global Median: 1,179,398,897.704
Revenue is $2.44B, above the global median of $534.05MNotable
Revenue (USD): 2,439,370,993.828Global Median: 534,052,387.958
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Companies that share active interpretations — structural patterns currently present in both stocks.
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