CompanyGraph
What stands out
- Returns appear driven by leverage
At a glance
- Depends onMidstream position: 6 outgoing, 6 incoming connections
- ScaleLevered free cash flow is $62.33M, above the global median of $16.24M
- PositionProfit margin is 63.3%, higher than 95% of its Credit Services peers (median 18.1%)
- Interpretations7 currently firing — 7
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Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
8.13%
Annual Rate
ILS 1.83Paid quarterly
Payout Ratio
41.7%Sustainable
Payback Period
13.7 yr
Last Ex-Dividend
Aug 24, 2026
The reported statements, read against the company's own industry.
What stands out
- Returns appear driven by leverage
Financials view
Market Capitalization
1.37BILS459.28M · vs all stocks (USD)
Trailing P/E
7.07xvs Credit Services peers
Revenue (TTM)
532.83MILS178.33M · vs all stocks (USD)
Profit Margin
63.31%vs Credit Services peers
Beta
0.4130xvs all stocks
52-Week Change
-1.93%vs all stocks
Forward Annual Dividend Yield
8.13%vs all stocks
Market Capitalization
1.37BILS459.28M · vs all stocks (USD)
Enterprise Value
1.40BILS469.16M · vs all stocks (USD)
Trailing P/E
7.07xvs Credit Services peers
PEG Ratio
0.3809xvs Credit Services peers
Price to Sales (TTM)
4.27xvs Credit Services peers
Price to Book (MRQ)
1.93xvs Credit Services peers
Enterprise to Revenue
14.05xvs Credit Services peers
Enterprise to EBITDA
571.74xvs Credit Services peers
Gross Margin
59.63%vs Credit Services peers
Profit Margin
63.31%vs Credit Services peers
Return on Assets (TTM)
5.26%vs Credit Services peers
Return on Equity (TTM)
29.87%vs Credit Services peers
Revenue (TTM)
532.83MILS178.33M · vs all stocks (USD)
Revenue per Share (TTM)
5.24ILSUpdated Aug 21, 2026Quarterly Revenue Growth
11.40%vs Credit Services peers
Gross Profit (TTM)
294.57MILS98.59M · vs all stocks (USD)
EBITDA (TTM)
254.37MILS85.14M · vs all stocks (USD)
Net Income (TTM)
186.22MILS62.33M · vs all stocks (USD)
Quarterly Earnings Growth (YoY)
17.90%vs Credit Services peers
Operating Cash Flow (TTM)
-324.02MILS-108.45M · vs all stocks (USD)
Levered Free Cash Flow (TTM)
186.22MILS62.33M · vs all stocks (USD)
Forward Annual Dividend Rate
1.83ILSUpdated Aug 21, 2026Forward Annual Dividend Yield
8.13%vs all stocks
Trailing Annual Dividend Rate
1.64ILSUpdated Aug 21, 2026Trailing Annual Dividend Yield
7.28%vs all stocks
Payout Ratio
41.69%vs Credit Services peers
Minority Interest (Equity)
594.00KILSFY2025 · Dec 31, 2025Revenue
532.83MILSFY2025 · Dec 31, 2025Cost of Goods Sold
238.26MILSFY2025 · Dec 31, 2025Gross Profit
294.57MILSFY2025 · Dec 31, 2025Operating Income
244.71MILS81.90M · vs all stocks (USD)
Pre-tax Income
243.40MILSFY2025 · Dec 31, 2025Income Tax Expense
57.26MILSFY2025 · Dec 31, 2025Net Income
186.14MILSFY2025 · Dec 31, 2025EBIT
244.84MILSFY2025 · Dec 31, 2025EBITDA (Income Statement)
245.18MILSFY2025 · Dec 31, 2025Selling, General & Administrative
7.74MILSFY2025 · Dec 31, 2025Other Operating Expenses
38.75MILSFY2025 · Dec 31, 2025Non-operating Interest Income
9.00KILSFY2025 · Dec 31, 2025Non-operating Interest Expense
1.43MILSFY2025 · Dec 31, 2025Net Income from Continuing Operations
186.14MILSFY2025 · Dec 31, 2025Minority Interests (P&L)
83.00KILSFY2025 · Dec 31, 2025Preferred Stock Dividends
0.00ILSFY2025 · Dec 31, 2025Operating Cash Flow
649.81MILSFY2025 · Dec 31, 2025Free Cash Flow
649.78MILSFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
42.27MILSFY2025 · Dec 31, 2025Starting Profit (CF Statement)
186.14MILSFY2025 · Dec 31, 2025Stock-based Compensation
2.38MILSFY2025 · Dec 31, 2025Other Non-cash Items
226.02MILSFY2025 · Dec 31, 2025Change in Accounts Receivable (CF)
-221.00KILSFY2025 · Dec 31, 2025Change in Other Assets/Liabilities
235.50MILSFY2025 · Dec 31, 2025Capital Expenditures
-35.00KILSFY2025 · Dec 31, 2025Net Investing Cash Flow
-35.00KILSFY2025 · Dec 31, 2025Long-term Debt Issuance
1.62BILSFY2025 · Dec 31, 2025Long-term Debt Payments
-2.53BILSFY2025 · Dec 31, 2025Net Short-term Debt Issuance
-167.00MILSFY2025 · Dec 31, 2025Common Dividends Paid
-61.00MILSFY2025 · Dec 31, 2025Net Financing Cash Flow
-1.14BILSFY2025 · Dec 31, 2025Shares Outstanding
60.93MSharesUpdated Aug 21, 2026Float Shares
29.42MSharesUpdated Aug 21, 2026% Held by Insiders
54.46%vs all stocks
% Held by Institutions
24.96%vs all stocks
Total Cash per Share (MRQ)
0.4700ILSUpdated Aug 21, 2026Total Debt (MRQ)
3.09BILS1.03B · vs all stocks (USD)
Total Debt to Equity (MRQ)
4.32xvs Credit Services peers
Current Ratio (MRQ)
5.56xvs Credit Services peers
Book Value per Share (MRQ)
11.57ILSUpdated Aug 21, 2026Total Assets
3.75BILS1.26B · vs all stocks (USD)
Total Current Assets
1.46BILSFY2025 · Dec 31, 2025Total Liabilities
3.06BILSFY2025 · Dec 31, 2025Total Non-current Assets
2.29BILSFY2025 · Dec 31, 2025Total Non-current Liabilities
1.86BILSFY2025 · Dec 31, 2025Total Current Liabilities
1.21BILSFY2025 · Dec 31, 2025Cash
869.00KILSFY2025 · Dec 31, 2025Cash Equivalents
41.40MILSFY2025 · Dec 31, 2025Cash & Cash Equivalents
42.27MILSFY2025 · Dec 31, 2025Inventory
10.63MILSFY2025 · Dec 31, 2025Accounts Payable
15.28MILSFY2025 · Dec 31, 2025Short-term Debt
1.14BILSFY2025 · Dec 31, 2025Long-term Debt
1.86BILSFY2025 · Dec 31, 2025Common Stock (Book)
1.00KILSFY2025 · Dec 31, 2025Total Shareholders' Equity
690.45MILS231.09M · vs all stocks (USD)
52-Week Low
1.79KILAUpdated Aug 21, 202652-Week High
3.25KILAUpdated Aug 21, 202652-Week Change
-1.93%vs all stocks
Beta
0.4130xvs all stocks
50-Day MA
2.30KILAUpdated Aug 21, 2026200-Day MA
2.50KILAUpdated Aug 21, 2026Avg 10-Day Volume
60.01KSharesUpdated Aug 21, 2026Avg 30-Day Volume
39.39KSharesUpdated Aug 21, 2026Diluted EPS (TTM)
3.15ILSUpdated Aug 21, 20267 interpretations currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsHow does this company use capital?
Cash-Flow Ratios Elevated
More of its sales turn into cash than in its industry, and less of that cash is consumed by reinvestment than at most of its peers.
Reads
FCF Ratios Elevated
Its free cash flow is large next to assets and equity, and more of its operating cash reaches it than in its industry.
Reads
Operating Income Growing With Multi-Year Revenue Growth
Revenue up in each of five years, with operating income up in each of four.
Reads
Multi-Year FCF With Growth And Margin
Three years of positive free cash flow and rising revenue, four of rising equity, and much of its sales turns into cash.
Reads
Is this company growing?
Multi-Year Revenue, Profit, And Income Growth
Revenue has risen in each of three years, gross profit in each of four, and it has made a profit in all five.
Reads
Revenue Growth With Elevated Margin
Revenue up in each of five years, while its operating margin stays high.
Reads
How is this stock valued?
Close Below 40W SMA With Profitability
The price sits below its 40-week average, on three profitable years and cash above profit.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Peer Positioning
Profit margin is 63.3%, higher than 95% of its Credit Services peers (median 18.1%)Significant
Profit margin: 0.63Industry median: 0.18Industry P95: 0.40Peers compared: 72.00
Return on equity is 29.9%, higher than 95% of its Credit Services peers (median 10.9%)Significant
Return on equity: 0.30Industry median: 0.11Industry P95: 0.28Peers compared: 72.00
Structural Tensions
Returns appear driven by leverageSignificant
Return on Equity: 0.30Debt-to-Equity: 4.32
Financial Health
High earnings qualityNotable
Earnings Quality Score: 1.53
Supply Chain
Midstream position: 6 outgoing, 6 incoming connectionsNotable
Outgoing: 6.00Incoming: 6.00
High connectivity hub: 12 industry connectionsNotable
Total Connections: 12.00
Scale
Levered free cash flow is $62.33M, above the global median of $16.24MNotable
Levered free cash flow (USD): 62,327,645.25Global Median: 16,239,329.704
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