What the company actually pays, and whether its own cash supports it.
Dividends view
Yield
0.55%
Annual Rate
INR 4.00Paid semi-annual
Payout Ratio
12.0%Sustainable
Last Ex-Dividend
Jun 18, 2026
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
607.07BINR
6.38B · vs all stocks (USD)
Updated Jul 19, 2026
Trailing P/E
21.89x
vs Credit Services peers
Updated Jul 19, 2026
Revenue (TTM)
92.70BINR
973.67M · vs all stocks (USD)
Updated Jul 19, 2026
Profit Margin
29.79%
vs Credit Services peers
Updated Jul 19, 2026
52-Week Change
-7.97%
vs all stocks
Updated Jul 19, 2026
Forward Annual Dividend Yield
0.55%
vs all stocks
Updated Jul 19, 2026
Market Capitalization
607.07BINR
6.38B · vs all stocks (USD)
Updated Jul 19, 2026
Enterprise Value
1.58TINR
16.63B · vs all stocks (USD)
Updated Jul 19, 2026
Trailing P/E
21.89x
vs Credit Services peers
Updated Jul 19, 2026
Forward P/E
15.57x
vs Credit Services peers
Updated Jul 19, 2026
PEG Ratio
0.3308x
vs Credit Services peers
Updated Jul 19, 2026
Price to Sales (TTM)
6.55x
vs Credit Services peers
Updated Jul 19, 2026
Price to Book (MRQ)
2.94x
vs Credit Services peers
Updated Jul 19, 2026
Enterprise to Revenue
17.08x
vs Credit Services peers
Updated Jul 19, 2026
Enterprise to EBITDA
16.12x
vs Credit Services peers
Provider-reported. Enterprise Value ÷ EBITDA (TTM) on this page gives 17.15×.Updated Jul 19, 2026
Gross Margin
43.39%
vs Credit Services peers
Provider-reported. Gross Profit (TTM) ÷ Revenue (TTM) on this page gives 99.79%.Updated Jul 19, 2026
Profit Margin
29.79%
vs Credit Services peers
Updated Jul 19, 2026
Operating Margin
42.42%
vs Credit Services peers
Updated Jul 19, 2026
Return on Assets (TTM)
2.06%
vs Credit Services peers
Updated Jul 19, 2026
Return on Equity (TTM)
12.31%
vs Credit Services peers
Updated Jul 19, 2026
Revenue (TTM)
92.70BINR
973.67M · vs all stocks (USD)
Updated Jul 19, 2026
Revenue per Share (TTM)
111.71INRUpdated Jul 19, 2026
Quarterly Revenue Growth
21.00%
vs Credit Services peers
Updated Jul 19, 2026
Gross Profit (TTM)
92.51BINR
971.63M · vs all stocks (USD)
Updated Jul 19, 2026
EBITDA (TTM)
92.35BINR
969.95M · vs all stocks (USD)
Updated Jul 19, 2026
Net Income (TTM)
27.61BINR
290.02M · vs all stocks (USD)
Updated Jul 19, 2026
Quarterly Earnings Growth (YoY)
38.30%
vs Credit Services peers
Updated Jul 19, 2026
Operating Cash Flow (TTM)
-191.69BINR
-2.01B · vs all stocks (USD)
Updated Jul 19, 2026
Levered Free Cash Flow (TTM)
25.44BINR
267.18M · vs all stocks (USD)
Updated Jul 19, 2026
Forward Annual Dividend Rate
4.00INRUpdated Jul 19, 2026
Forward Annual Dividend Yield
0.55%
vs all stocks
Updated Jul 19, 2026
Trailing Annual Dividend Rate
4.00INRUpdated Jul 19, 2026
Trailing Annual Dividend Yield
0.55%
vs all stocks
Updated Jul 19, 2026
Payout Ratio
11.96%
vs Credit Services peers
Updated Jul 19, 2026
Revenue
181.43BINRFY2026 · Mar 31, 2026
Cost of Goods Sold
67.91BINRFY2026 · Mar 31, 2026
Gross Profit
113.53BINRFY2026 · Mar 31, 2026
Operating Income
94.53BINR
992.86M · vs all stocks (USD)
FY2026 · Mar 31, 2026
Pre-tax Income
33.86BINRFY2026 · Mar 31, 2026
Income Tax Expense
8.42BINRFY2026 · Mar 31, 2026
Net Income
25.44BINRFY2026 · Mar 31, 2026
EBIT
68.53BINRFY2026 · Mar 31, 2026
EBITDA (Income Statement)
98.25BINRFY2026 · Mar 31, 2026
Selling, General & Administrative
3.76BINRFY2026 · Mar 31, 2026
Other Operating Expenses
8.52BINRFY2026 · Mar 31, 2026
Non-operating Interest Income
2.35BINRFY2026 · Mar 31, 2026
Non-operating Interest Expense
34.67BINRFY2026 · Mar 31, 2026
Preferred Stock Dividends
0.00INRFY2026 · Mar 31, 2026
Operating Cash Flow
-191.69BINRFY2026 · Mar 31, 2026
Free Cash Flow
-193.10BINRFY2026 · Mar 31, 2026
Cash & Cash Equivalents (End of Period)
12.46BINRFY2026 · Mar 31, 2026
Starting Profit (CF Statement)
33.86BINRFY2026 · Mar 31, 2026
Stock-based Compensation
489.90MINRFY2026 · Mar 31, 2026
Other Non-cash Items
-90.04BINRFY2026 · Mar 31, 2026
Change in Accounts Receivable (CF)
-142.23BINRFY2026 · Mar 31, 2026
Change in Other Assets/Liabilities
6.23BINRFY2026 · Mar 31, 2026
Capital Expenditures
-1.41BINRFY2026 · Mar 31, 2026
Purchase of Investments
-437.30BINRFY2026 · Mar 31, 2026
Sale of Investments
420.99BINRFY2026 · Mar 31, 2026
Net Investing Cash Flow
-17.72BINRFY2026 · Mar 31, 2026
Long-term Debt Issuance
832.44BINRFY2026 · Mar 31, 2026
Long-term Debt Payments
-747.48BINRFY2026 · Mar 31, 2026
Common Dividends Paid
-2.45BINRFY2026 · Mar 31, 2026
Net Financing Cash Flow
107.44BINRFY2026 · Mar 31, 2026
Shares Outstanding
828.45MSharesUpdated Jul 19, 2026
Float Shares
204.95MSharesUpdated Jul 19, 2026
% Held by Insiders
74.47%
vs all stocks
Updated Jul 19, 2026
% Held by Institutions
13.08%
vs all stocks
Updated Jul 19, 2026
Total Cash (MRQ)
25.89BINR
271.92M · vs all stocks (USD)
Updated Jul 19, 2026
Total Cash per Share (MRQ)
31.18INRUpdated Jul 19, 2026
Total Debt (MRQ)
1.00TINR
10.51B · vs all stocks (USD)
Updated Jul 19, 2026
Total Debt to Equity (MRQ)
4.84x
vs Credit Services peers
Updated Jul 19, 2026
Current Ratio (MRQ)
1.29x
vs Credit Services peers
Updated Jul 19, 2026
Book Value per Share (MRQ)
248.87INRUpdated Jul 19, 2026
Total Assets
1.24TINR
12.99B · vs all stocks (USD)
FY2026 · Mar 31, 2026
Total Current Assets
471.59BINRFY2026 · Mar 31, 2026
Total Liabilities
1.03TINRFY2026 · Mar 31, 2026
Total Non-current Assets
764.92BINRFY2026 · Mar 31, 2026
Total Non-current Liabilities
665.47BINRFY2026 · Mar 31, 2026
Total Current Liabilities
364.41BINRFY2026 · Mar 31, 2026
Cash
12.46BINRFY2026 · Mar 31, 2026
Cash & Cash Equivalents
12.46BINRFY2026 · Mar 31, 2026
Other Short-term Investments
38.39BINRFY2026 · Mar 31, 2026
Accounts Receivable
2.96BINRFY2026 · Mar 31, 2026
Accounts Payable
1.80BINRFY2026 · Mar 31, 2026
Short-term Debt
342.33BINRFY2026 · Mar 31, 2026
Other Current Liabilities
830.40MINRFY2026 · Mar 31, 2026
Long-term Debt
649.97BINRFY2026 · Mar 31, 2026
Other Non-current Liabilities
830.00MINRFY2026 · Mar 31, 2026
Common Stock (Book)
8.30BINRFY2026 · Mar 31, 2026
Retained Earnings
108.60BINRFY2026 · Mar 31, 2026
Total Shareholders' Equity
206.64BINR
2.17B · vs all stocks (USD)
FY2026 · Mar 31, 2026
52-Week Low
557.00INRUpdated Jul 19, 2026
52-Week High
811.00INRUpdated Jul 19, 2026
52-Week Change
-7.97%
vs all stocks
Updated Jul 19, 2026
50-Day MA
696.22INRUpdated Jul 19, 2026
200-Day MA
706.11INRUpdated Jul 19, 2026
Avg 10-Day Volume
221.63KSharesUpdated Jul 19, 2026
Avg 30-Day Volume
157.77KSharesUpdated Jul 19, 2026
Diluted EPS (TTM)
33.48INRUpdated Jul 19, 2026
1 interpretation currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Revenue up in each of five years, while its operating margin stays high.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.