CompanyGraph
What stands out
- Most companies in its industry are risk businesses; this one is a flow business
At a glance
- Depends onMidstream position: 6 outgoing, 6 incoming connections
- ScaleRevenue is $2.29B, above the global median of $548.88M
- PositionGross margin is 23.6%, lower than 95% of its Credit Services peers (median 52.5%)
What this company is and how it runs — written from structure, not news.
What stands out
- Most companies in its industry are risk businesses; this one is a flow business
Sign in to view price data.
Sign inThe reported statements, read against the company's own industry.
Financials view
Market Capitalization
698.07MUSDvs all stocks (USD)
Revenue (TTM)
2.29BUSDvs all stocks (USD)
Profit Margin
-1.13%vs Credit Services peers
Beta
0.8190xvs all stocks
52-Week Change
-13.79%vs all stocks
Market Capitalization
698.07MUSDvs all stocks (USD)
Enterprise Value
-379.82MUSDvs all stocks (USD)
Forward P/E
8.17xvs Credit Services peers
Price to Sales (TTM)
0.3051xvs Credit Services peers
Price to Book (MRQ)
0.7431xvs Credit Services peers
Enterprise to Revenue
-0.1660xvs Credit Services peers
Enterprise to EBITDA
-2.77xvs Credit Services peers
Gross Margin
23.60%vs Credit Services peers
Profit Margin
-1.13%vs Credit Services peers
Operating Margin
0.86%vs Credit Services peers
Return on Assets (TTM)
-0.44%vs Credit Services peers
Return on Equity (TTM)
-2.79%vs Credit Services peers
Revenue (TTM)
2.29BUSDvs all stocks (USD)
Revenue per Share (TTM)
40.97USDUpdated Sep 27, 2026Quarterly Revenue Growth
18.30%vs Credit Services peers
EBITDA (TTM)
137.28MUSDvs all stocks (USD)
Net Income (TTM)
-25.95MUSDvs all stocks (USD)
Quarterly Earnings Growth (YoY)
18.19%vs Credit Services peers
Operating Cash Flow (TTM)
155.54MUSDvs all stocks (USD)
Levered Free Cash Flow (TTM)
-98.87MUSDvs all stocks (USD)
Trailing Annual Dividend Rate
0.00USDUpdated Sep 27, 2026Trailing Annual Dividend Yield
0.00%vs all stocks
Payout Ratio
0.00%vs Credit Services peers
Revenue
2.08BUSDFY2025 · Dec 31, 2025Cost of Goods Sold
1.49BUSDFY2025 · Dec 31, 2025Gross Profit
589.52MUSDFY2025 · Dec 31, 2025Operating Income
29.63MUSDvs all stocks (USD)
Pre-tax Income
-97.27MUSDFY2025 · Dec 31, 2025Income Tax Expense
1.59MUSDFY2025 · Dec 31, 2025Net Income
-98.87MUSDFY2025 · Dec 31, 2025EBIT
29.63MUSDFY2025 · Dec 31, 2025EBITDA (Income Statement)
137.28MUSDFY2025 · Dec 31, 2025Selling, General & Administrative
559.89MUSDFY2025 · Dec 31, 2025EPS (Basic)
-1.79USDFY2025 · Dec 31, 2025EPS (Diluted)
-1.79USDFY2025 · Dec 31, 2025Basic Shares Outstanding
55.10MSharesFY2025 · Dec 31, 2025Diluted Shares Outstanding
55.10MSharesFY2025 · Dec 31, 2025Net Income from Continuing Operations
-98.87MUSDFY2025 · Dec 31, 2025Operating Cash Flow
-74.68MUSDFY2025 · Dec 31, 2025Free Cash Flow
-147.22MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
1.42BUSDFY2025 · Dec 31, 2025Income Tax Paid
6.10MUSDFY2025 · Dec 31, 2025Interest Paid
12.37MUSDFY2025 · Dec 31, 2025Starting Profit (CF Statement)
-98.87MUSDFY2025 · Dec 31, 2025Depreciation & Amortization
85.52MUSDFY2025 · Dec 31, 2025Deferred Taxes (CF)
368.00KUSDFY2025 · Dec 31, 2025Stock-based Compensation
18.70MUSDFY2025 · Dec 31, 2025Other Non-cash Items
4.00MUSDFY2025 · Dec 31, 2025Change in Accounts Receivable (CF)
-78.01MUSDFY2025 · Dec 31, 2025Change in Other Assets/Liabilities
-6.39MUSDFY2025 · Dec 31, 2025Capital Expenditures
-72.54MUSDFY2025 · Dec 31, 2025Net Acquisitions
0.00USDFY2025 · Dec 31, 2025Purchase of Investments
-1.28BUSDFY2025 · Dec 31, 2025Sale of Investments
948.38MUSDFY2025 · Dec 31, 2025Other Investing Activity
-45.46MUSDFY2025 · Dec 31, 2025Net Investing Cash Flow
-450.53MUSDFY2025 · Dec 31, 2025Long-term Debt Issuance
14.86MUSDFY2025 · Dec 31, 2025Long-term Debt Payments
0.00USDFY2025 · Dec 31, 2025Other Financing Charges
122.74MUSDFY2025 · Dec 31, 2025Net Financing Cash Flow
137.60MUSDFY2025 · Dec 31, 2025Shares Outstanding
56.98MSharesUpdated Sep 27, 2026Float Shares
47.55MSharesUpdated Sep 27, 2026Shares Short
1.66MSharesUpdated Sep 27, 2026Short Ratio
5.90daysvs all stocks
Short % of Shares Outstanding
2.98%vs all stocks
% Held by Insiders
4.32%vs all stocks
% Held by Institutions
81.59%vs all stocks
Total Cash (MRQ)
1.14BUSDvs all stocks (USD)
Total Cash per Share (MRQ)
20.07USDUpdated Sep 27, 2026Total Debt (MRQ)
65.51MUSDvs all stocks (USD)
Current Ratio (MRQ)
0.4467xvs Credit Services peers
Book Value per Share (MRQ)
16.48USDUpdated Sep 27, 2026Total Assets
5.99BUSDvs all stocks (USD)
Total Current Assets
2.64BUSDFY2025 · Dec 31, 2025Total Liabilities
5.09BUSDFY2025 · Dec 31, 2025Total Non-current Assets
3.34BUSDFY2025 · Dec 31, 2025Total Non-current Liabilities
65.42MUSDFY2025 · Dec 31, 2025Total Current Liabilities
5.03BUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents
1.42BUSDFY2025 · Dec 31, 2025Other Short-term Investments
0.00USDFY2025 · Dec 31, 2025Accounts Receivable
48.17MUSDFY2025 · Dec 31, 2025Accounts Payable
114.71MUSDFY2025 · Dec 31, 2025Short-term Debt
325.00KUSDFY2025 · Dec 31, 2025Deferred Revenue
289.20MUSDFY2025 · Dec 31, 2025Other Current Liabilities
4.47BUSDFY2025 · Dec 31, 2025Long-term Debt
65.14MUSDFY2025 · Dec 31, 2025Common Stock (Book)
56.00KUSDFY2025 · Dec 31, 2025Retained Earnings
644.74MUSDFY2025 · Dec 31, 2025Total Shareholders' Equity
890.25MUSDvs all stocks (USD)
52-Week Low
10.10USDUpdated Sep 27, 202652-Week High
14.46USDUpdated Sep 27, 202652-Week Change
-13.79%vs all stocks
Beta
0.8190xvs all stocks
50-Day MA
13.29USDUpdated Sep 27, 2026200-Day MA
12.59USDUpdated Sep 27, 2026Avg 10-Day Volume
492.92KSharesUpdated Sep 27, 2026Avg 30-Day Volume
350.94KSharesUpdated Sep 27, 2026Diluted EPS (TTM)
-0.5100USDUpdated Sep 27, 2026Other Income / Expense
-126.90MUSDFY2025 · Dec 31, 2025Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Peer Positioning
Gross margin is 23.6%, lower than 95% of its Credit Services peers (median 52.5%)Significant
Gross margin: 0.24Industry median: 0.53Industry P5: 0.30Peers compared: 66.00
Operating margin is 0.9%, lower than 95% of its Credit Services peers (median 25.4%)Significant
Operating margin: 0.01Industry median: 0.25Industry P5: 0.02Peers compared: 66.00
Current ratio is 0.45×, lower than 95% of its Credit Services peers (median 1.56×)Significant
Current ratio: 0.45Industry median: 1.56Industry P5: 0.85Peers compared: 66.00
Structural Tensions
Most companies in its industry are risk businesses; this one is a flow businessSignificant
Industry peers: 109Share on the common pattern %: 89.00
Financial Health
High earnings qualityNotable
Earnings Quality Score: 1.94
Supply Chain
Midstream position: 6 outgoing, 6 incoming connectionsNotable
Outgoing: 6.00Incoming: 6.00
High connectivity hub: 12 industry connectionsNotable
Total Connections: 12.00
Scale
Revenue is $2.29B, above the global median of $548.88MNotable
Revenue (USD): 2,288,058,112Global Median: 548,883,780.48
Companies that share the same coordination system — how they create, deliver, or capture value.
Yuexiu Real Estate Investment Trust
Tier 1FlowSpread-Based LeverageRiskProduction
Simpar S.A.
Tier 1FlowSpread-Based LeverageRiskProduction
Vamos Locação de Caminhões e Máquinas S.A.
Tier 1FlowSpread-Based LeverageRiskProduction
Emeco Holdings Limited
Tier 1FlowSpread-Based LeverageRiskProduction
Sanghvi Movers Ltd.
Tier 1FlowSpread-Based LeverageRiskProduction
Walker & Dunlop Inc.
Tier 1FlowSpread-Based LeverageRiskInterface
Net Protections Holdings Inc.
Tier 1FlowSpread-Based LeverageRiskInterface
ZIGUP plc
Tier 1FlowSpread-Based LeverageRiskInterface
Fortune Real Estate Investment Trust
Tier 1FlowSpread-Based LeverageRiskInterface
Lotte Rental Co., Ltd.
Tier 1FlowSpread-Based LeverageRiskProduction