The reported statements, read against the company's own industry.
Financials view
Market Capitalization
29.69BINR
310.60M · vs all stocks (USD)
Updated Sep 23, 2026
Trailing P/E
15.05x
vs Credit Services peers
Updated Sep 23, 2026
Revenue (TTM)
8.58BINR
89.78M · vs all stocks (USD)
Updated Sep 23, 2026
Profit Margin
19.64%
vs Credit Services peers
Updated Sep 23, 2026
Beta
1.03x
vs all stocks
Updated Sep 23, 2026
52-Week Change
-4.01%
vs all stocks
Updated Sep 23, 2026
Market Capitalization
29.69BINR
310.60M · vs all stocks (USD)
Updated Sep 23, 2026
Enterprise Value
66.69BINR
697.65M · vs all stocks (USD)
Updated Sep 23, 2026
Trailing P/E
15.05x
vs Credit Services peers
Updated Sep 23, 2026
Forward P/E
6.26x
vs Credit Services peers
Updated Sep 23, 2026
PEG Ratio
-0.1197x
vs Credit Services peers
Updated Sep 23, 2026
Price to Sales (TTM)
3.49x
vs Credit Services peers
Updated Sep 23, 2026
Price to Book (MRQ)
1.22x
vs Credit Services peers
Updated Sep 23, 2026
Enterprise to Revenue
7.77x
vs Credit Services peers
Updated Sep 23, 2026
Enterprise to EBITDA
32.83x
vs Credit Services peers
Provider-reported. Enterprise Value ÷ EBITDA (TTM) on this page gives 13.09×.Updated Sep 23, 2026
Gross Margin
23.78%
vs Credit Services peers
Updated Sep 23, 2026
Profit Margin
19.64%
vs Credit Services peers
Updated Sep 23, 2026
Operating Margin
23.22%
vs Credit Services peers
Updated Sep 23, 2026
Return on Assets (TTM)
0.17%
vs Credit Services peers
Updated Sep 23, 2026
Return on Equity (TTM)
0.56%
vs Credit Services peers
Updated Sep 23, 2026
Revenue (TTM)
8.58BINR
89.78M · vs all stocks (USD)
Updated Sep 23, 2026
Revenue per Share (TTM)
58.35INRUpdated Sep 23, 2026
Quarterly Revenue Growth
128.10%
vs Credit Services peers
Updated Sep 23, 2026
EBITDA (TTM)
5.10BINR
53.31M · vs all stocks (USD)
Updated Sep 23, 2026
Net Income (TTM)
1.69BINR
17.63M · vs all stocks (USD)
Updated Sep 23, 2026
Quarterly Earnings Growth (YoY)
-10.93%
vs Credit Services peers
Updated Sep 23, 2026
Operating Cash Flow (TTM)
11.46BINR
119.91M · vs all stocks (USD)
Updated Sep 23, 2026
Levered Free Cash Flow (TTM)
138.50MINR
1.45M · vs all stocks (USD)
Updated Sep 23, 2026
Trailing Annual Dividend Rate
0.00INRUpdated Sep 23, 2026
Trailing Annual Dividend Yield
0.00%
vs all stocks
Updated Sep 23, 2026
Payout Ratio
0.00%
vs Credit Services peers
Updated Sep 23, 2026
Revenue
15.13BINRFY2026 · Mar 31, 2026
Cost of Goods Sold
10.94BINRFY2026 · Mar 31, 2026
Gross Profit
4.19BINRFY2026 · Mar 31, 2026
Operating Income
1.63BINR
17.07M · vs all stocks (USD)
FY2026 · Mar 31, 2026
Pre-tax Income
-629.30MINRFY2026 · Mar 31, 2026
Income Tax Expense
-767.80MINRFY2026 · Mar 31, 2026
Net Income
138.50MINRFY2026 · Mar 31, 2026
EBIT
-613.80MINRFY2026 · Mar 31, 2026
EBITDA (Income Statement)
2.03BINRFY2026 · Mar 31, 2026
Selling, General & Administrative
255.20MINRFY2026 · Mar 31, 2026
Other Operating Expenses
1.43BINRFY2026 · Mar 31, 2026
Non-operating Interest Income
193.90MINRFY2026 · Mar 31, 2026
Non-operating Interest Expense
15.50MINRFY2026 · Mar 31, 2026
EPS (Basic)
1.01INRFY2026 · Mar 31, 2026
EPS (Diluted)
1.01INRFY2026 · Mar 31, 2026
Basic Shares Outstanding
137.65MSharesFY2026 · Mar 31, 2026
Diluted Shares Outstanding
137.65MSharesFY2026 · Mar 31, 2026
Preferred Stock Dividends
0.00INRFY2026 · Mar 31, 2026
Operating Cash Flow
7.64BINRFY2026 · Mar 31, 2026
Free Cash Flow
7.63BINRFY2026 · Mar 31, 2026
Cash & Cash Equivalents (End of Period)
18.75BINRFY2026 · Mar 31, 2026
Starting Profit (CF Statement)
-629.30MINRFY2026 · Mar 31, 2026
Stock-based Compensation
142.60MINRFY2026 · Mar 31, 2026
Other Non-cash Items
-122.30MINRFY2026 · Mar 31, 2026
Change in Accounts Receivable (CF)
8.35BINRFY2026 · Mar 31, 2026
Change in Other Assets/Liabilities
-100.30MINRFY2026 · Mar 31, 2026
Capital Expenditures
-13.40MINRFY2026 · Mar 31, 2026
Net Intangibles (CF)
-165.50MINRFY2026 · Mar 31, 2026
Purchase of Investments
-93.00BINRFY2026 · Mar 31, 2026
Sale of Investments
93.30BINRFY2026 · Mar 31, 2026
Net Investing Cash Flow
287.20MINRFY2026 · Mar 31, 2026
Long-term Debt Issuance
48.13BINRFY2026 · Mar 31, 2026
Long-term Debt Payments
-56.61BINRFY2026 · Mar 31, 2026
Common Stock Repurchase
-126.10MINRFY2026 · Mar 31, 2026
Net Financing Cash Flow
-632.80MINRFY2026 · Mar 31, 2026
Shares Outstanding
161.55MSharesUpdated Sep 23, 2026
Float Shares
42.63MSharesUpdated Sep 23, 2026
% Held by Insiders
54.20%
vs all stocks
Updated Sep 23, 2026
% Held by Institutions
16.41%
vs all stocks
Updated Sep 23, 2026
Total Cash (MRQ)
19.12BINR
200.02M · vs all stocks (USD)
Updated Sep 23, 2026
Total Cash per Share (MRQ)
118.23INRUpdated Sep 23, 2026
Total Debt (MRQ)
55.87BINR
584.50M · vs all stocks (USD)
Updated Sep 23, 2026
Total Debt to Equity (MRQ)
2.28x
vs Credit Services peers
Updated Sep 23, 2026
Current Ratio (MRQ)
1.56x
vs Credit Services peers
Updated Sep 23, 2026
Book Value per Share (MRQ)
151.87INRUpdated Sep 23, 2026
Total Assets
82.95BINR
867.72M · vs all stocks (USD)
FY2026 · Mar 31, 2026
Total Current Assets
54.64BINRFY2026 · Mar 31, 2026
Total Liabilities
58.39BINRFY2026 · Mar 31, 2026
Total Non-current Assets
28.31BINRFY2026 · Mar 31, 2026
Total Non-current Liabilities
23.36BINRFY2026 · Mar 31, 2026
Total Current Liabilities
35.03BINRFY2026 · Mar 31, 2026
Cash
13.20BINRFY2026 · Mar 31, 2026
Cash Equivalents
5.55BINRFY2026 · Mar 31, 2026
Cash & Cash Equivalents
18.75BINRFY2026 · Mar 31, 2026
Other Short-term Investments
901.80MINRFY2026 · Mar 31, 2026
Accounts Receivable
74.00MINRFY2026 · Mar 31, 2026
Accounts Payable
323.40MINRFY2026 · Mar 31, 2026
Short-term Debt
32.55BINRFY2026 · Mar 31, 2026
Other Current Liabilities
89.40MINRFY2026 · Mar 31, 2026
Long-term Debt
23.16BINRFY2026 · Mar 31, 2026
Other Non-current Liabilities
200.40MINRFY2026 · Mar 31, 2026
Common Stock (Book)
1.62BINRFY2026 · Mar 31, 2026
Retained Earnings
-3.49BINRFY2026 · Mar 31, 2026
Total Shareholders' Equity
24.56BINR
256.91M · vs all stocks (USD)
FY2026 · Mar 31, 2026
Treasury Stock
107.00MINRFY2026 · Mar 31, 2026
52-Week Low
136.50INRUpdated Sep 23, 2026
52-Week High
243.00INRUpdated Sep 23, 2026
52-Week Change
-4.01%
vs all stocks
Updated Sep 23, 2026
Beta
1.03x
vs all stocks
Updated Sep 23, 2026
50-Day MA
206.16INRUpdated Sep 23, 2026
200-Day MA
183.87INRUpdated Sep 23, 2026
Avg 10-Day Volume
594.86KSharesUpdated Sep 23, 2026
Avg 30-Day Volume
740.83KSharesUpdated Sep 23, 2026
Diluted EPS (TTM)
12.30INRUpdated Sep 23, 2026
2 interpretations currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
More of its sales turn into cash than in its industry, and less of that cash is consumed by reinvestment than at most of its peers.
Reads
FCF Ratios Elevated
Its free cash flow is large next to assets and equity, and more of its operating cash reaches it than in its industry.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Peer Positioning
Gross margin is 23.8%, lower than 95% of its Credit Services peers (median 52.5%)Significant