CompanyGraph
Jiangsu Zijin Rural Commercial Bank Co., Ltd.
601860 · SSE · China
zjrcbank.comFinancials as of FY2025
At a glance
- Depends onUpstream position: supplies 5 industries, depends on 0
- ScaleMarket cap is $1.41B, above the global median of $1.18B
- FinancialsLow earnings quality
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Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
1.96%Below 5Y avg (3.77%)
Annual Rate
CNY 0.05Paid annual
Payout Ratio
32.3%Sustainable
Payback Period
51.6 yr
Last Ex-Dividend
Jun 9, 2026
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
9.41BCNY1.41B · vs all stocks (USD)
Trailing P/E
8.29xRevenue (TTM)
2.95BCNY441.18M · vs all stocks (USD)
Profit Margin
43.15%Beta
0.3260xvs all stocks
52-Week Change
-11.15%vs all stocks
Market Capitalization
9.41BCNY1.41B · vs all stocks (USD)
Enterprise Value
11.65BCNY1.74B · vs all stocks (USD)
Trailing P/E
8.29xForward P/E
5.14xPrice to Sales (TTM)
3.18xPrice to Book (MRQ)
0.4635xEnterprise to Revenue
3.94xProfit Margin
43.15%Operating Margin
62.29%Return on Assets (TTM)
0.43%Return on Equity (TTM)
6.13%Revenue (TTM)
2.95BCNY441.18M · vs all stocks (USD)
Revenue per Share (TTM)
0.8070CNYUpdated Sep 22, 2026Quarterly Revenue Growth
-10.90%Gross Profit (TTM)
2.95BCNY441.18M · vs all stocks (USD)
EBITDA (TTM)
0.00CNYvs all stocks (USD)
Net Income (TTM)
1.27BCNY190.38M · vs all stocks (USD)
Quarterly Earnings Growth (YoY)
4.80%Operating Cash Flow (TTM)
6.82BCNY1.02B · vs all stocks (USD)
Levered Free Cash Flow (TTM)
1.24BCNY185.83M · vs all stocks (USD)
Trailing Annual Dividend Rate
0.0500CNYUpdated Sep 22, 2026Trailing Annual Dividend Yield
1.96%vs all stocks
5-Year Average Dividend Yield
3.77%vs all stocks
Payout Ratio
32.26%Revenue
4.02BCNYFY2025 · Dec 31, 2025Pre-tax Income
1.43BCNYFY2025 · Dec 31, 2025Income Tax Expense
183.82MCNYFY2025 · Dec 31, 2025Net Income
1.24BCNYFY2025 · Dec 31, 2025Selling, General & Administrative
464.49MCNYFY2025 · Dec 31, 2025Other Operating Expenses
63.27MCNYFY2025 · Dec 31, 2025EPS (Basic)
0.3400CNYFY2025 · Dec 31, 2025EPS (Diluted)
0.3100CNYFY2025 · Dec 31, 2025Basic Shares Outstanding
3.66BSharesFY2025 · Dec 31, 2025Diluted Shares Outstanding
3.66BSharesFY2025 · Dec 31, 2025Net Income from Continuing Operations
1.24BCNYFY2025 · Dec 31, 2025Operating Cash Flow
-6.43BCNYFY2025 · Dec 31, 2025Free Cash Flow
-6.47BCNYFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
20.26BCNYFY2025 · Dec 31, 2025Starting Profit (CF Statement)
1.24BCNYFY2025 · Dec 31, 2025Other Non-cash Items
380.89MCNYFY2025 · Dec 31, 2025Change in Accounts Receivable (CF)
-7.97BCNYFY2025 · Dec 31, 2025Change in Other Assets/Liabilities
-86.05MCNYFY2025 · Dec 31, 2025Capital Expenditures
-39.73MCNYFY2025 · Dec 31, 2025Purchase of Investments
-101.03BCNYFY2025 · Dec 31, 2025Sale of Investments
91.15BCNYFY2025 · Dec 31, 2025Net Investing Cash Flow
-9.92BCNYFY2025 · Dec 31, 2025Long-term Debt Issuance
8.94BCNYFY2025 · Dec 31, 2025Long-term Debt Payments
-13.39BCNYFY2025 · Dec 31, 2025Common Dividends Paid
-457.81MCNYFY2025 · Dec 31, 2025Other Financing Charges
-52.73MCNYFY2025 · Dec 31, 2025Net Financing Cash Flow
-4.96BCNYFY2025 · Dec 31, 2025Shares Outstanding
3.66BSharesUpdated Sep 22, 2026Float Shares
2.56BSharesUpdated Sep 22, 2026% Held by Insiders
30.42%vs all stocks
% Held by Institutions
3.25%vs all stocks
Total Cash (MRQ)
37.91BCNY5.66B · vs all stocks (USD)
Total Cash per Share (MRQ)
10.35CNYUpdated Sep 22, 2026Total Debt (MRQ)
40.15BCNY5.99B · vs all stocks (USD)
Book Value per Share (MRQ)
5.54CNYUpdated Sep 22, 2026Total Assets
290.34BCNY43.36B · vs all stocks (USD)
Total Liabilities
270.04BCNYFY2025 · Dec 31, 2025Cash & Cash Equivalents
22.20BCNYFY2025 · Dec 31, 2025Long-term Debt
15.45BCNYFY2025 · Dec 31, 2025Common Stock (Book)
3.66BCNYFY2025 · Dec 31, 2025Retained Earnings
2.97BCNYFY2025 · Dec 31, 2025Total Shareholders' Equity
20.30BCNY3.03B · vs all stocks (USD)
52-Week Low
2.40CNYUpdated Sep 22, 202652-Week High
2.98CNYUpdated Sep 22, 202652-Week Change
-11.15%vs all stocks
Beta
0.3260xvs all stocks
50-Day MA
2.59CNYUpdated Sep 22, 2026200-Day MA
2.67CNYUpdated Sep 22, 2026Avg 10-Day Volume
53.33MSharesUpdated Sep 22, 2026Avg 30-Day Volume
53.57MSharesUpdated Sep 22, 2026Diluted EPS (TTM)
0.3100CNYUpdated Sep 22, 2026Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Financial Health
Low earnings qualitySignificant
Earnings Quality Score: -8.38
Supply Chain
Upstream position: supplies 5 industries, depends on 0Notable
Outgoing: 5.00Incoming: 0.00
Scale
Market cap is $1.41B, above the global median of $1.18BNotable
Market cap (USD): 1,405,051,643.196Global Median: 1,180,223,658.953
Levered free cash flow is $185.83M, above the global median of $18.73MNotable
Levered free cash flow (USD): 185,834,763.81Global Median: 18,729,043.027
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