CompanyGraph
Yixin Group Ltd.
2858 · HKEX · China
Price data from its 1YX listing on XSTU, quoted in EUR
yixincars.comFinancials as of FY2025
What stands out
- Most companies in its industry are risk businesses; this one is an interface business
At a glance
- Depends onMidstream position: 6 outgoing, 6 incoming connections
- ScaleMarket cap is $2.09B, above the global median of $1.15B
- PositionPrice-to-book is 0.44×, lower than 95% of its Credit Services peers (median 1.82×)
- Interpretations3 currently firing — 3
What this company is and how it runs — written from structure, not news.
What stands out
- Most companies in its industry are risk businesses; this one is an interface business
Sign in to view price data.
Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
10.94%
Annual Rate
HKD 0.14Paid annual
Payout Ratio
34.3%Sustainable
Payback Period
1.0 yr
Last Ex-Dividend
May 18, 2026
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
16.40BHKD2.09B · vs all stocks (USD)
Trailing P/E
6.38xvs Credit Services peers
Revenue (TTM)
10.59BCNY1.35B · vs all stocks (USD)
Profit Margin
13.18%vs Credit Services peers
Beta
0.5400xvs all stocks
52-Week Change
-58.87%vs all stocks
Market Capitalization
16.40BHKD2.09B · vs all stocks (USD)
Enterprise Value
41.69BHKD5.32B · vs all stocks (USD)
Trailing P/E
6.38xvs Credit Services peers
Forward P/E
3.97xvs Credit Services peers
Price to Sales (TTM)
0.9524xvs Credit Services peers
Price to Book (MRQ)
0.4386xvs Credit Services peers
Enterprise to Revenue
3.94xvs Credit Services peers
Enterprise to EBITDA
19.27xvs Credit Services peers
Profit Margin
13.18%vs Credit Services peers
Operating Margin
5.45%vs Credit Services peers
Return on Assets (TTM)
2.33%vs Credit Services peers
Return on Equity (TTM)
7.17%vs Credit Services peers
Revenue (TTM)
10.59BCNY1.35B · vs all stocks (USD)
Revenue per Share (TTM)
1.35CNYUpdated Aug 19, 2026Quarterly Revenue Growth
-0.20%vs Credit Services peers
Gross Profit (TTM)
4.20BCNY536.05M · vs all stocks (USD)
EBITDA (TTM)
2.16BCNY275.89M · vs all stocks (USD)
Net Income (TTM)
1.39BCNY177.91M · vs all stocks (USD)
Quarterly Earnings Growth (YoY)
62.50%vs Credit Services peers
Operating Cash Flow (TTM)
-582.15MCNY-74.25M · vs all stocks (USD)
Trailing Annual Dividend Rate
0.1400HKDUpdated Aug 19, 2026Trailing Annual Dividend Yield
10.94%vs all stocks
Payout Ratio
34.32%vs Credit Services peers
Minority Interest (Equity)
-127.00KCNYFY2025 · Dec 31, 2025Revenue
11.56BCNYFY2025 · Dec 31, 2025Cost of Goods Sold
5.10BCNYFY2025 · Dec 31, 2025Gross Profit
6.46BCNYFY2025 · Dec 31, 2025Operating Income
1.74BCNY258.86M · vs all stocks (USD)
Pre-tax Income
1.71BCNYFY2025 · Dec 31, 2025Income Tax Expense
514.54MCNYFY2025 · Dec 31, 2025Net Income
1.20BCNYFY2025 · Dec 31, 2025EBIT
1.84BCNYFY2025 · Dec 31, 2025EBITDA (Income Statement)
2.16BCNYFY2025 · Dec 31, 2025Research & Development
377.56MCNYFY2025 · Dec 31, 2025Selling, General & Administrative
1.65BCNYFY2025 · Dec 31, 2025Other Operating Expenses
2.72BCNYFY2025 · Dec 31, 2025Non-operating Interest Income
73.33MCNYFY2025 · Dec 31, 2025Non-operating Interest Expense
128.17MCNYFY2025 · Dec 31, 2025EPS (Basic)
0.1780CNYFY2025 · Dec 31, 2025EPS (Diluted)
0.1740CNYFY2025 · Dec 31, 2025Basic Shares Outstanding
6.72BSharesFY2025 · Dec 31, 2025Diluted Shares Outstanding
6.72BSharesFY2025 · Dec 31, 2025Minority Interests (P&L)
347.00KCNYFY2025 · Dec 31, 2025Preferred Stock Dividends
0.00CNYFY2025 · Dec 31, 2025Operating Cash Flow
-810.49MCNYFY2025 · Dec 31, 2025Free Cash Flow
-1.13BCNYFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
4.51BCNYFY2025 · Dec 31, 2025Starting Profit (CF Statement)
1.71BCNYFY2025 · Dec 31, 2025Stock-based Compensation
143.72MCNYFY2025 · Dec 31, 2025Other Non-cash Items
1.78BCNYFY2025 · Dec 31, 2025Change in Accounts Receivable (CF)
-4.04BCNYFY2025 · Dec 31, 2025Change in Other Assets/Liabilities
-411.69MCNYFY2025 · Dec 31, 2025Capital Expenditures
-323.26MCNYFY2025 · Dec 31, 2025Net Intangibles (CF)
-10.35MCNYFY2025 · Dec 31, 2025Net Acquisitions
-244.25MCNYFY2025 · Dec 31, 2025Purchase of Investments
-103.74MCNYFY2025 · Dec 31, 2025Sale of Investments
8.17MCNYFY2025 · Dec 31, 2025Other Investing Activity
-480.59MCNYFY2025 · Dec 31, 2025Net Investing Cash Flow
-1.14BCNYFY2025 · Dec 31, 2025Long-term Debt Issuance
29.57BCNYFY2025 · Dec 31, 2025Long-term Debt Payments
-25.25BCNYFY2025 · Dec 31, 2025Common Dividends Paid
-814.01MCNYFY2025 · Dec 31, 2025Other Financing Charges
218.00KCNYFY2025 · Dec 31, 2025Net Financing Cash Flow
3.51BCNYFY2025 · Dec 31, 2025Shares Outstanding
6.79BSharesUpdated Aug 19, 2026Float Shares
2.55BSharesUpdated Aug 19, 2026% Held by Insiders
58.56%vs all stocks
% Held by Institutions
8.12%vs all stocks
Total Cash (MRQ)
5.24BCNY668.70M · vs all stocks (USD)
Total Cash per Share (MRQ)
0.6640CNYUpdated Aug 19, 2026Total Debt (MRQ)
36.47BCNY4.65B · vs all stocks (USD)
Total Debt to Equity (MRQ)
1.85xvs Credit Services peers
Current Ratio (MRQ)
2.09xvs Credit Services peers
Book Value per Share (MRQ)
2.91CNYUpdated Aug 19, 2026Total Assets
54.36BCNY8.07B · vs all stocks (USD)
Total Current Assets
25.43BCNYFY2025 · Dec 31, 2025Total Liabilities
37.41BCNYFY2025 · Dec 31, 2025Total Non-current Assets
28.94BCNYFY2025 · Dec 31, 2025Total Non-current Liabilities
15.32BCNYFY2025 · Dec 31, 2025Total Current Liabilities
22.09BCNYFY2025 · Dec 31, 2025Cash & Cash Equivalents
4.51BCNYFY2025 · Dec 31, 2025Accounts Receivable
2.90BCNYFY2025 · Dec 31, 2025Accounts Payable
823.65MCNYFY2025 · Dec 31, 2025Short-term Debt
16.85BCNYFY2025 · Dec 31, 2025Other Current Liabilities
3.08BCNYFY2025 · Dec 31, 2025Long-term Debt
14.48BCNYFY2025 · Dec 31, 2025Common Stock (Book)
4.50MCNYFY2025 · Dec 31, 2025Retained Earnings
-19.12BCNYFY2025 · Dec 31, 2025Total Shareholders' Equity
16.95BCNY2.52B · vs all stocks (USD)
52-Week Low
1.14HKDUpdated Aug 19, 202652-Week High
3.30HKDUpdated Aug 19, 202652-Week Change
-58.87%vs all stocks
Beta
0.5400xvs all stocks
50-Day MA
1.36HKDUpdated Aug 19, 2026200-Day MA
2.09HKDUpdated Aug 19, 2026Avg 10-Day Volume
16.93MSharesUpdated Aug 19, 2026Avg 30-Day Volume
28.96MSharesUpdated Aug 19, 2026Diluted EPS (TTM)
0.2000CNYUpdated Aug 19, 20263 interpretations currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsHow does this company use capital?
Operating Income Growing With Multi-Year Revenue Growth
Revenue up in each of five years, with operating income up in each of four.
Reads
Is this company growing?
Multi-Year Revenue, Profit, And Income Growth
Revenue has risen in each of three years, gross profit in each of four, and it has made a profit in all five.
Reads
How is this stock valued?
Price Below Mean With Profitability And Book Value
Price sits well below its yearly mean, on three profitable years and rising book value.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Peer Positioning
Price-to-book is 0.44×, lower than 95% of its Credit Services peers (median 1.82×)Notable
Price-to-book: 0.44Industry median: 1.82Industry P5: 0.66Peers compared: 36.00
Structural Tensions
Most companies in its industry are risk businesses; this one is an interface businessSignificant
Industry peers: 109Share on the common pattern %: 89.00
Financial Health
Low earnings qualitySignificant
Earnings Quality Score: -0.74
Supply Chain
Midstream position: 6 outgoing, 6 incoming connectionsNotable
Outgoing: 6.00Incoming: 6.00
High connectivity hub: 12 industry connectionsNotable
Total Connections: 12.00
Scale
Market cap is $2.09B, above the global median of $1.15BNotable
Market cap (USD): 2,091,214,387.138Global Median: 1,146,734,693.424
Revenue is $1.35B, above the global median of $520.53MNotable
Revenue (USD): 1,350,232,787.46Global Median: 520,528,949.311
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