CompanyGraph
Temenos AG
TEMN · SIX Swiss · Switzerland
Price data from its 0QOA listing on LSE
temenos.comFinancials as of FY2025
At a glance
- Depends onDownstream position: depends on 10 industries, supplies 5
- ScaleMarket cap is $6.36B, above the global median of $1.15B
- FinancialsAltman Z-Score 3.88: safe zone
- Interpretations1 currently firing — 1
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Sign inThe reported statements, read against the company's own industry.
Financials view
Market Capitalization
5.16BCHF6.36B · vs all stocks (USD)
Trailing P/E
46.77xRevenue (TTM)
774.65MCHF955.79M · vs all stocks (USD)
Profit Margin
12.44%Beta
0.9305xvs all stocks
52-Week Change
21.35%vs all stocks
Market Capitalization
5.16BCHF6.36B · vs all stocks (USD)
Enterprise Value
4.26BCHF5.26B · vs all stocks (USD)
Trailing P/E
46.77xPEG Ratio
-1.02xPrice to Sales (TTM)
5.32xPrice to Book (MRQ)
9.12xEnterprise to Revenue
5.50xEnterprise to EBITDA
27.43xGross Margin
60.64%Profit Margin
12.44%Operating Margin
18.02%Return on Assets (TTM)
4.89%Return on Equity (TTM)
22.93%Revenue (TTM)
774.65MCHF955.79M · vs all stocks (USD)
Revenue per Share (TTM)
13.34CHFUpdated Jul 14, 2026Quarterly Revenue Growth
0.40%Gross Profit (TTM)
486.12MCHF599.80M · vs all stocks (USD)
EBITDA (TTM)
550.32MCHF679.00M · vs all stocks (USD)
Net Income (TTM)
96.39MCHF118.93M · vs all stocks (USD)
Quarterly Earnings Growth (YoY)
4.50%Operating Cash Flow (TTM)
244.44MCHF301.60M · vs all stocks (USD)
Levered Free Cash Flow (TTM)
164.40MCHF202.84M · vs all stocks (USD)
Payout Ratio
74.69%Revenue
1.09BUSDFY2025 · Dec 31, 2025Cost of Goods Sold
287.14MUSDFY2025 · Dec 31, 2025Gross Profit
803.69MUSDFY2025 · Dec 31, 2025Operating Income
247.99MUSDvs all stocks (USD)
Pre-tax Income
336.18MUSDFY2025 · Dec 31, 2025Income Tax Expense
55.57MUSDFY2025 · Dec 31, 2025Net Income
280.61MUSDFY2025 · Dec 31, 2025EBIT
350.68MUSDFY2025 · Dec 31, 2025EBITDA (Income Statement)
418.10MUSDFY2025 · Dec 31, 2025Selling, General & Administrative
351.57MUSDFY2025 · Dec 31, 2025Other Operating Expenses
204.13MUSDFY2025 · Dec 31, 2025Non-operating Interest Income
8.69MUSDFY2025 · Dec 31, 2025Non-operating Interest Expense
14.50MUSDFY2025 · Dec 31, 2025EPS (Basic)
4.06USDFY2025 · Dec 31, 2025EPS (Diluted)
4.00USDFY2025 · Dec 31, 2025Basic Shares Outstanding
69.07MSharesFY2025 · Dec 31, 2025Diluted Shares Outstanding
69.07MSharesFY2025 · Dec 31, 2025Preferred Stock Dividends
0.00USDFY2025 · Dec 31, 2025Operating Cash Flow
331.50MUSDFY2025 · Dec 31, 2025Free Cash Flow
326.56MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
203.54MUSDFY2025 · Dec 31, 2025Starting Profit (CF Statement)
336.18MUSDFY2025 · Dec 31, 2025Stock-based Compensation
52.05MUSDFY2025 · Dec 31, 2025Other Non-cash Items
14.64MUSDFY2025 · Dec 31, 2025Change in Accounts Receivable (CF)
-92.94MUSDFY2025 · Dec 31, 2025Change in Other Assets/Liabilities
21.57MUSDFY2025 · Dec 31, 2025Capital Expenditures
-4.95MUSDFY2025 · Dec 31, 2025Net Intangibles (CF)
-2.95MUSDFY2025 · Dec 31, 2025Net Acquisitions
319.05MUSDFY2025 · Dec 31, 2025Purchase of Investments
-27.96MUSDFY2025 · Dec 31, 2025Net Investing Cash Flow
286.14MUSDFY2025 · Dec 31, 2025Long-term Debt Issuance
693.16MUSDFY2025 · Dec 31, 2025Long-term Debt Payments
-728.74MUSDFY2025 · Dec 31, 2025Common Stock Repurchase
-320.44MUSDFY2025 · Dec 31, 2025Common Dividends Paid
-110.55MUSDFY2025 · Dec 31, 2025Other Financing Charges
-7.55MUSDFY2025 · Dec 31, 2025Net Financing Cash Flow
-474.12MUSDFY2025 · Dec 31, 2025Shares Outstanding
67.32MSharesUpdated Jul 14, 2026Float Shares
61.56MSharesUpdated Jul 14, 2026% Held by Insiders
11.55%vs all stocks
% Held by Institutions
65.01%vs all stocks
Total Cash (MRQ)
81.72MCHF100.83M · vs all stocks (USD)
Total Cash per Share (MRQ)
1.40CHFUpdated Jul 14, 2026Total Debt (MRQ)
707.05MCHF872.39M · vs all stocks (USD)
Total Debt to Equity (MRQ)
1.60xCurrent Ratio (MRQ)
0.4180xBook Value per Share (MRQ)
7.54CHFUpdated Jul 14, 2026Total Assets
2.25BUSDvs all stocks (USD)
Total Current Assets
494.12MUSDFY2025 · Dec 31, 2025Total Liabilities
1.77BUSDFY2025 · Dec 31, 2025Total Non-current Assets
1.76BUSDFY2025 · Dec 31, 2025Total Non-current Liabilities
920.89MUSDFY2025 · Dec 31, 2025Total Current Liabilities
850.39MUSDFY2025 · Dec 31, 2025Cash
200.23MUSDFY2025 · Dec 31, 2025Cash Equivalents
3.31MUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents
203.54MUSDFY2025 · Dec 31, 2025Other Short-term Investments
42.55MUSDFY2025 · Dec 31, 2025Accounts Receivable
248.03MUSDFY2025 · Dec 31, 2025Accounts Payable
53.97MUSDFY2025 · Dec 31, 2025Short-term Debt
16.86MUSDFY2025 · Dec 31, 2025Long-term Debt
792.08MUSDFY2025 · Dec 31, 2025Common Stock (Book)
236.25MUSDFY2025 · Dec 31, 2025Retained Earnings
1.43BUSDFY2025 · Dec 31, 2025Total Shareholders' Equity
477.98MUSDvs all stocks (USD)
Treasury Stock
396.88MUSDFY2025 · Dec 31, 202552-Week Low
56.30CHFUpdated Jul 14, 202652-Week High
87.30CHFUpdated Jul 14, 202652-Week Change
21.35%vs all stocks
Beta
0.9305xvs all stocks
50-Day MA
68.85CHFUpdated Jul 14, 2026200-Day MA
71.53CHFUpdated Jul 14, 2026Avg 10-Day Volume
11.79KSharesUpdated Jul 14, 2026Avg 30-Day Volume
37.43KSharesUpdated Jul 14, 2026Diluted EPS (TTM)
1.47CHFUpdated Jul 14, 20261 interpretation currently present — each is a set of fired observations whose alignment reads as one structural pattern. Click an observation to see the numbers behind it.
Screen for these patternsHow does this company use capital?
Diagnostic
Rising Operating Income With Low Depreciation on a Capital-Heavy Balance Sheet
Operating income rose four years, with small depreciation on a capital-heavy balance sheet.
Reads
An interpretation is present only while every observation it reads stays fired (score ≥ 70). It describes what the aligned readings show — never a verdict, never a prediction.
Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Structural Tensions
Prioritizing buybacks over growth reinvestmentNotable
Buyback Intensity: 0.05Revenue Growth YoY: 0.00
Financial Health
Altman Z-Score 3.88: safe zoneNotable
Altman Z-Score: 3.88
High earnings qualityNotable
Earnings Quality Score: 1.03
Supply Chain
Downstream position: depends on 10 industries, supplies 5Notable
Outgoing: 5.00Incoming: 10.00
High connectivity hub: 15 industry connectionsNotable
Total Connections: 15.00
Scale
Market cap is $6.36B, above the global median of $1.15BNotable
Market cap (USD): 6,362,292,412.71Global Median: 1,146,734,693.424
Revenue is $955.79M, above the global median of $520.53MNotable
Revenue (USD): 955,790,342.201Global Median: 520,528,949.311
Levered free cash flow is $202.84M, above the global median of $16.24MNotable
Levered free cash flow (USD): 202,843,330.548Global Median: 16,239,329.704
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