Citizens Financial Group, Inc.
CFG · NYSE Arca · United States
citizensbank.comFinancials as of FY2025
At a glance
- Depends onUpstream position: supplies 5 industries, depends on 0
- ScaleMarket cap is $30.61B, higher than 95% of all stocks globally
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Sign inWhat the company actually pays, and whether its own cash supports it.
Dividends view
Yield
2.54%Below 5Y avg (4.13%)
Annual Rate
USD 1.84Paid quarterly
Payout Ratio
41.7%Sustainable
Consecutive Growth
1 yr
Paying Dividends
13 yr
Payback Period
38.8 yr
Last Ex-Dividend
Apr 30, 2026
Last Payment
May 14, 2026
The reported statements, read against the company's own industry.
Financials view
Market Capitalization
30.61BUSDvs all stocks (USD)
Trailing P/E
17.63xRevenue (TTM)
7.89BUSDvs all stocks (USD)
Profit Margin
25.05%Beta
0.9980xvs all stocks
52-Week Change
48.95%vs all stocks
Forward Annual Dividend Yield
2.54%vs all stocks
Market Capitalization
30.61BUSDvs all stocks (USD)
Enterprise Value
31.34BUSDvs all stocks (USD)
Trailing P/E
17.63xForward P/E
11.54xPEG Ratio
0.3820xPrice to Sales (TTM)
3.99xPrice to Book (MRQ)
1.32xEnterprise to Revenue
3.98xProfit Margin
25.05%Operating Margin
32.05%Return on Assets (TTM)
0.88%Return on Equity (TTM)
7.74%Revenue (TTM)
7.89BUSDvs all stocks (USD)
Revenue per Share (TTM)
18.34USDUpdated Jul 18, 2026Quarterly Revenue Growth
13.80%Gross Profit (TTM)
7.89BUSDvs all stocks (USD)
EBITDA (TTM)
0.00USDvs all stocks (USD)
Net Income (TTM)
1.83BUSDvs all stocks (USD)
Quarterly Earnings Growth (YoY)
38.60%Operating Cash Flow (TTM)
2.66BUSDvs all stocks (USD)
Levered Free Cash Flow (TTM)
1.69BUSDvs all stocks (USD)
Forward Annual Dividend Rate
1.84USDUpdated Jul 18, 2026Forward Annual Dividend Yield
2.54%vs all stocks
Trailing Annual Dividend Rate
1.80USDUpdated Jul 18, 2026Trailing Annual Dividend Yield
2.49%vs all stocks
5-Year Average Dividend Yield
4.13%vs all stocks
Payout Ratio
41.71%Revenue
8.25BUSDFY2025 · Dec 31, 2025Pre-tax Income
2.33BUSDFY2025 · Dec 31, 2025Income Tax Expense
497.00MUSDFY2025 · Dec 31, 2025Net Income
1.83BUSDFY2025 · Dec 31, 2025Selling, General & Administrative
3.12BUSDFY2025 · Dec 31, 2025EPS (Basic)
3.90USDFY2025 · Dec 31, 2025EPS (Diluted)
3.86USDFY2025 · Dec 31, 2025Basic Shares Outstanding
433.17MSharesFY2025 · Dec 31, 2025Diluted Shares Outstanding
433.17MSharesFY2025 · Dec 31, 2025Net Income from Continuing Operations
1.83BUSDFY2025 · Dec 31, 2025Preferred Stock Dividends
5.00MUSDFY2025 · Dec 31, 2025Operating Cash Flow
1.63BUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents (End of Period)
12.73BUSDFY2025 · Dec 31, 2025Interest Paid
4.04BUSDFY2025 · Dec 31, 2025Starting Profit (CF Statement)
1.83BUSDFY2025 · Dec 31, 2025Depreciation & Amortization
478.00MUSDFY2025 · Dec 31, 2025Deferred Taxes (CF)
-82.00MUSDFY2025 · Dec 31, 2025Stock-based Compensation
120.00MUSDFY2025 · Dec 31, 2025Other Non-cash Items
-414.00MUSDFY2025 · Dec 31, 2025Change in Other Assets/Liabilities
-306.00MUSDFY2025 · Dec 31, 2025Purchase of Investments
-9.46BUSDFY2025 · Dec 31, 2025Sale of Investments
8.56BUSDFY2025 · Dec 31, 2025Other Investing Activity
-347.00MUSDFY2025 · Dec 31, 2025Net Investing Cash Flow
-1.25BUSDFY2025 · Dec 31, 2025Long-term Debt Issuance
8.53BUSDFY2025 · Dec 31, 2025Long-term Debt Payments
-9.74BUSDFY2025 · Dec 31, 2025Net Short-term Debt Issuance
58.00MUSDFY2025 · Dec 31, 2025Common Stock Repurchase
-1.00BUSDFY2025 · Dec 31, 2025Common Dividends Paid
-888.00MUSDFY2025 · Dec 31, 2025Other Financing Charges
-8.00MUSDFY2025 · Dec 31, 2025Net Financing Cash Flow
-2.65BUSDFY2025 · Dec 31, 2025Shares Outstanding
426.02MSharesUpdated Jul 18, 2026Float Shares
418.67MSharesUpdated Jul 18, 2026Shares Short
65.19KSharesUpdated Jul 18, 2026Short Ratio
0.0100daysvs all stocks
Short % of Shares Outstanding
0.02%vs all stocks
% Held by Insiders
0.73%vs all stocks
% Held by Institutions
98.95%vs all stocks
Total Cash (MRQ)
13.16BUSDvs all stocks (USD)
Total Cash per Share (MRQ)
31.12USDUpdated Jul 18, 2026Total Debt (MRQ)
12.31BUSDvs all stocks (USD)
Book Value per Share (MRQ)
56.48USDUpdated Jul 18, 2026Total Assets
226.35BUSDvs all stocks (USD)
Total Liabilities
200.03BUSDFY2025 · Dec 31, 2025Cash
12.73BUSDFY2025 · Dec 31, 2025Cash & Cash Equivalents
13.69BUSDFY2025 · Dec 31, 2025Other Short-term Investments
35.59BUSDFY2025 · Dec 31, 2025Short-term Debt
2.05BUSDFY2025 · Dec 31, 2025Long-term Debt
9.23BUSDFY2025 · Dec 31, 2025Common Stock (Book)
7.00MUSDFY2025 · Dec 31, 2025Retained Earnings
11.35BUSDFY2025 · Dec 31, 2025Total Shareholders' Equity
26.32BUSDvs all stocks (USD)
Treasury Stock
7.65BUSDFY2025 · Dec 31, 202552-Week Low
45.91USDUpdated Jul 18, 202652-Week High
74.70USDUpdated Jul 18, 202652-Week Change
48.95%vs all stocks
Beta
0.9980xvs all stocks
50-Day MA
65.90USDUpdated Jul 18, 2026200-Day MA
60.26USDUpdated Jul 18, 2026Avg 10-Day Volume
4.90MSharesUpdated Jul 18, 2026Avg 30-Day Volume
4.72MSharesUpdated Jul 18, 2026Diluted EPS (TTM)
4.22USDUpdated Jul 18, 2026Shared structure with peers — never a ranking.
Relationships view
Structural observations derived from financial data, industry benchmarks, and supply chain position.
Supply Chain
Upstream position: supplies 5 industries, depends on 0Notable
Outgoing: 5.00Incoming: 0.00
Scale
Market cap is $30.61B, higher than 95% of all stocks globallySignificant
Market cap (USD): 30,612,423,781Global P95: 25,614,208,870.135
Levered free cash flow is $1.69B, higher than 95% of all stocks globallySignificant
Levered free cash flow (USD): 1,688,000,000Global P95: 1,123,592,359.78
Revenue is $7.89B, above the global median of $520.53MNotable
Revenue (USD): 7,885,000,192Global Median: 520,528,949.311
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